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We are being told if you are a 3 or a 4 this year for your merit increase expect somewhere from a 0-1%, what kind of a joke is this company (doesn’t even cover inflation here in Texas) yet they give those a*holes at the top millions of dollars in bonuses…
RRP somewhere in the realm of 70%, this company expects you to put in 100% effort while paying you pennies, are we in China? So my advice to everyone, milk your job and do the bare minimum.
Be on guard & be prepared mentally. Add skills & Invest in self. We will see many more & very soon.
I’ve been unemployed for 11 months, and watching people I know announce new jobs or promotions makes me feel smaller every time... I want to feel happy for them, but instead I’m left with envy, frustration, and a quiet sadness that doesn’t really go away.
I’m in my mid-30s with no job, no partner, no kids, and it makes me feel stuck, behind... honestly undesirable. The job market is broken. I’ve done the applications... the final-round interviews, the books, the videos, the advice threads --- and none of it has paid off. i’ve come close more times than I can count... and only to see someone else eventually land the role. I can’t ignore the thought that not being white may be part of it.
If you were stuck here this long and still made it out, what actually helped?
I haven’t given up but i am sooo tired
Management Analyst (Team Lead)
Office of Intelligence Operations
Location: Washington, DC
Salary: 121,785 per year
Employment type: Full-time
Posted: 2 days ago
Key points:
Federal government role
Team leadership responsibilities
IT coordination and system audits
Apply:
https://www.usajobs.gov/job/855532700
L&I IT Business Analyst (Entry)
State of Washington Dept. of Labor and Industries
Location: Tumwater, WA
Salary: 72,816–97,968 per year
Employment type: Full-time
Posted: 5 days ago
Key points:
Entry-level analyst role
Full-time telework permitted
Agile, requirements gathering, testing focus
Apply:
https://www.indeed.com/viewjob?jk=da01e17989fb8cb1
Manager, Industry Analyst Relations and Competitive Intelligence
Arm
Location: San Jose, CA
Salary: 153,900–208,200 per year
Employment type: Full-time
Posted: 2 days ago
Key points:
Senior-level role
Hybrid work model
Focus on AI, semiconductors, competitive intelligence
Apply:
https://careers.arm.com/job/san-jose/manager-industry-analyst-relations-and-competitive-intelligence/33099/91107868896
Risk Analyst
Regions Bank
Location: Birmingham, AL
Salary: approx midpoint 97,470 per year
Employment type: Full-time
Posted: 21 hours ago
Key points:
Banking risk and regulatory exposure
Data quality and stress testing
Corporate risk management role
Apply:
https://careers.regions.com/us/en/job/R99517/Risk-Analyst
Data Analyst (Pricing Risk)
American Honda Finance Corp
Location: Torrance, CA
Salary: 73,300–110,000 per year
Employment type: Full-time
Posted: 21 hours ago
Key points:
Up to 20 percent remote
Pricing, risk, and financial modeling focus
Strong benefits and bonus programs
Apply:
https://careers.honda.com/us/en/job/9405/Data-Analyst
https://www.linkedin.com/jobs/view/4337141791
So today a new form was published via the SEC, that explains that every shareholder would get 1 x Warrant pr. 2 x shares they hold on the 9th of Feb.
One warrant allows the holder to purchase 1 x Xerox share for $8 within the next two years.
This part I understand, meaning they are only valuable in this form should our stock increase with 400% over the next 2 years.
The last part is where I’m not sure:
The warrants may be exercised for cash at any time prior to expiration.
What does that mean?
Still grinding away in the Escape From ATT Land Desk Farm??? Jockeying every day to find a decent spot??? Take control of your future and roll the dice on some small caps. Bunch of losers
I’ve received four separate inquiries from different parts of the organization asking whether I have any open positions. One came from HR—they emailed me saying the individual was identified as a top performer and asked me to review their résumé for potential fit. If I decline an interview, I have to provide a reason, and HR has pushed back on my explanations in the past.
Another inquiry came from a department I’ve partnered with on projects, another from a direct report advocating for a former colleague, and the last came from a Director who was saying goodbye. In her farewell message, she asked us to keep her and her team in mind and included a brief summary of the three employees who were impacted.
I’m on the UnitedHealthcare side, and I want to say this to you: don’t feel embarrassed to reach out to colleagues and share your résumé. My boss and I always prioritize candidates who have been laid off—I’ve hired many people this way. Most of us understand what you’re going through, because today it’s you, but tomorrow it could be any of us.
Wishing you all strength and momentum as you move forward. You’re capable, you’re resilient, and better opportunities are ahead.
Don't be naive and rely on this company. Use the training BofA offers to make yourself valuable to other employers. When you're in demand, a layoff notice isn't a crisis, it's an opportunity.
A friend was offered a promotion with a move recently, and I'll say here what I told him. Even with a promotion, moving for this company is a terrible idea. Layoffs are hitting everyone, and you'd be putting your family through a lot for a job that might not last. I wouldn't do it. In fact, I think it's the stupidest move somebody could make right now.
I quit a while back and everything improved. Waiting around for Wells Fargo to start treating its employees better is a lost cause. Start looking for something new now.
If you are salary or overhead, you are at a great risk in 2026 for a layoff. If you do not actually make product you need to be looking for something else.
Our engineers have limited career spans. We do not design anything of interest or significance. Not like we work for Boeing, NASA, Lockheed, and a company where engineers do really interesting and high-tech work. We design electric drills. Boring...
Take my advice and have your resume ready. Get to know people that work at real companies. Be prepared do deal with a layoff.
As a former U.S. Bank employee with close to 30 years of experience and experienced unemployment.
Recognize
You should:
I am not posting to say what is right or wrong l. All I can say is that it is better to su-k it up and collect a paycheck than having your pride on the unemployment line.
There are a few roles going at NetApp as an SE and in the channel business. Any advice around if you'd recommend anyone to work with you guys? Been working at dell for 15 years and there been no progress in the last 5 years. Keen to hear your thoughts
These damn recruiters keep insisting on manager references and I keep telling them they won't provide a reference.
How have folks circumvented this? I'm in a catch-22 where I can't give them a reference, yet they keep insisting it's necessary, no matter how many times I tell them to go to theworknumber.com.
I've had to dig out references from years back from people who no longer work at WF, but that's slim pickings.
14,000 +16,000=30,000 Ex-AWS-ers getting ready for "Tell me about a time...." x 25 in one loop interview
I’ve been an employee of Optum for quite some time. I was recently contacted by a journalist who would like to ask me some questions about how the organization works and my personal experiences. Think I should talk to him?
My laptop seemed to find its way behind my cars rear tire parked in my garage. So as you expect, leaving for work, I backed over the laptop with both rear and front tires. I picked up a loaner laptop from IT, telling them I got to travel soon. Eventually I’m going to have to bring my broken laptop in to IT. What can I tell them when they comment the laptop looks so much thinner and ask me why the laptop lid will no longer open?
Over my time at Fiserv I have noticed one very prominent theme. A select few (often with lackluster work ethic) are rewarded with bonuses, raises, extra privileges, while at the same time the ones actually getting the work done are designated as “work horses” who will get the job done and be told “you are lucky to have this position, with some luck you may see a promotion in a few year!”. They wonder why half the company has silently revolted and the stock is where it is. I have seen people on my team leave for high paying roles and when asked why HR is shocked to find out that they left due to being overworked and under paid. Don’t even get me started on the retention bonuses. My advice to young professionals is this: DO NOT under any circumstances accept being a work horse and yes man. This company does not respect hard work. Ask for more money and ask early, put the pressure on them. Make sure you are applying elsewhere to get counter offers, the market is tough but it can be done.
No matter where you work, you should work toward accumulating a financial base to where you can tell anyone that they can go “F’ yourself”. This takes time, a lifetime in some cases but it can be done.
Don’t spend your raises or bonus’s and funnel your extra money into investments. On raises and bonus’s, put about 10% of that aside to reward yourself but be as frugal as you can be. Now Citi does not make this easy as they are extremely lacking in rewards for a job well done but still this is an achievable goal. Work toward a 1 month pay in liquid cash, then 3 months. Put this amount in a CD at a fixed interest rate. Then work toward 6 months, put this into a CD. Then 9 months, same thing, then a full year same thing. Again this takes time. Once done though, as they mature, you’ll be faced with a decision to cash them in or roll them over. Stagger each CD purchase to where they don’t all mature at once. I get it, I really do. This is not a quick fix, its not a fast turn around and you have to spend money to live. It’s a choice though that’s worth the sacrifice. Max out your 401K always.
Resist the urge to have the latest and greatest Iphone, entertainment center, PC, car….etc. … Work hard toward wealth, not money. Build enough wealth to where you don’t care what Citi does. Enough cash reserves to where if you get let go, its of no significance to your life.
If this is so great and fail safe why am I still working at Citi, you may be thinking. I have a good gig. I’m happy and I get paid. Should Citi ever deem my employment no longer needed, that’s ok too. Should Citi ever do or mandate something that I don’t care for, no issue there, I’ll just walk. Simple as that.
I admit, its not always been that way but like I said, this takes a tremendous amount of time and its exponentially harder to do if you have kids but this is what Citi hinges on. They rely on your desperation, your continued need to have to have this job. The more desperate you are, the more you can be abused and strong armed to work crazy hours with the implied “or else” that’s aways preached. They are masters at telling you several things to enforce this. Key phrases such as “its a bad job market out there” , “better the devil you know”, “other banks operate just like this” and on and on. At times all of this is true, at times only some of it and at times none of it is true.
There are other job sectors to look into you know. Citi would have you believe that this is the only place you can ever work and this is the only place that would ever employ you. It’ll do you no good to ever look anywhere else for a job, this is as good as its ever going to get in your life. This is just not true so don’t buy into it.
Work hard, invest what you can, invest in yourself as well (skillset), be patient, network outside of Citi, take care of your heath and work toward the goal of having enough money to where you walk away anytime you want to.
Hope this helps.
“ We must accept finite disappointment, but never lose infinite hope.”
Martin Luther King, Jr.
Don’t let an email take away your never ending hope and promise for a greater tomorrow!
Terrible work environment and have another job lined up. Can anyone offer any advice on how to handle the exit process? What do they do, what can I expect?
I feel it is what it is. The severence rules are laid out. Is there anything specific you should ask?
Looking for advice on how best to ask for a higher severance amount. Has anyone recently been able to successfully negotiate higher.
https://www.boredpanda.com/billionaire-changes-name-of-boat-after-realizing-what-it-spells-backwards/
Ex-Schwabbie here. If you are dissatisfied with work conditions, pay, treatment from leadership I would highly encourage you to check out the NLRA. It gives private sector non-supervisory employees the right to discuss such issues on social media, teams, a huddle, or even a screen saver. These are rights guaranteed regardless if you are part of a union or not. Check out the definitions of concerted activity. You have the right to bring up these questions and concerns to your leaders. If they retaliate then you have yourself a very strong legal case. Retaliation includes your work (phone calls) being more scrutinized than that of your peers. There is a reason Schwab doesn't train you on the NLRA.
I need to get proof that I was covered by group health insurance. Is there a way to contact HR that anyone is aware of. Thanks.
Here's one guy's take on this move vs. don't move.
ACCEPT:
If you are a L2 or L3 with little or no experience outside of AT&T. As in, you joined out of high school, military service, incomplete college, or an online degree
If you are in a role/job title in which you do not meet the minimum qualifications. As in, AT&T calls you a PM but you have never actually managed a project or if they call you an engineer but lack the qualifications to work on a L1 NOC.
If your role recommends an advanced degree but you never completed the undergrad.
If your 'industry experience' means that you are familiar with most of AT&T's products.
If you feel that your job at AT&T challenges your mental abilities.
Or, the inverse - If you feel that AT&T is a cake job and you feel like you get paid for doing nothing.
If you accidentally/purposefully took credit for work or ideas that weren't actually yours.
Finally, if you believe that losing your job at AT&T would make you unemployable at the salary that AT&T has shackled you with.
If you answer yes to any of those, you should consider relo. You are the kind of person AT&T wants.
REJECT:
If you have at least 1 prior position working in your chosen field with 3+ years of experience prior to AT&T.
If your supervisor has ever disparaged formal education or prior experience.
If you do not feel challenged by your role and consider that to be a 'bad thing'.
If the idea of fighting for office space reminds you of being back in kindergarten.
If you're tired of having to explain technology basics to your coworkers and managers.
If you feel that AT&T puts dividend checks before employees or customers.
If you're tired of hearing the story about that time your id--t director almost played a significant role in that billion dollar startup.
If you're tired of inept leaders who frequently remind you that Bill Gates, Michael Dell, and Steve Jobs didn't have college degrees all while they rely on chatgpt to make up for their 8th grade writing skills.
If you are competent, confident, and employable.
If you answer Yes to most of these, you should hit the REJECT button. Take the package, brush up on soft skills. Practice interviews without using "AT&T" in every answer. Don't talk to your leadership any more than you have to. You aren't under any obligation to train your replacement. "I support my team and my customers" is a perfectly reasonable answer. If your director or VP can't explain what you're working on, tough luck, buddy. Guess that's another thing you don't have in common with Dell or Zuck.
Just remember, if you are willing to let your employer dictate your very life, you are EXACTLY the person THEY are looking for. Make no mistake, you aren't valuable to them. Just the opposite, you are a peg to fill a hole. You are table stakes. And yes, you can be L3, L4, or higher and still be table stakes. Need I remind you of our engineering SVPs who clearly weren't technical but they fit a particular hole for a period of time.
I've made my decision. I hope this helps you make yours.
Has anyone successfully negotiated the severance package?
Any tips or tricks?
I was let go last year along with 200+ people. I considered myself lucky cause at least we got an informal notice ahead of time and that allowed me time to make financial decisions. Last day of work was end of March, followed by 60 days of pay work (all the way to end of May), followed by vacation pay in June and package arrived beginning of July. So lucky, some people experience longer delays. That said, nothing prepared me for how bad the job market is. It's 1000% an employers market. I have a graduate degree, certifications, 15+ years of experience, I stay current with technology (not a dinosaur), I live in the suburbs of major city, etc yet I'm still out there. I am not the only one from my group, some are back to work but took significant pay cuts working for smaller institutions, others are doing odd jobs, others went back to do extra certifications/school, etc. So if there's a strong signal your team will be impacted, I suggest you to start looking and start saving money. It's wild out there, it's as bad or worse than the 2008 crisis. This is not fear mongering! If you have some savings and have stayed many years at citi wait for the package, its good and will give you a buffer but if you don't have a money cushion then don't wait and start looking. I will add, I have kids and no other potential employer has match Citi's health insurance (as expensive as it's) so bear it in mind.
Do employees get early access? Is there a way for employees to buy? HELP!!
I really want to be a VP or SVP. I’m currently an L5 and just started a couple months ago. People are telling me to do a lot of GTKYs and that it can get pretty political. Is this true? Any advice?
Since I had to get a new phone for my old concession line anyways I went ahead and switched to TMobile. I see why they are eating Verizon for breakfast. Everything is better! The customer service online and in store as well as the network. I had been overwhelmed with spam calls and missed calls before now no more! They even called me to make sure I understood all the processes. Dan was right they have surpassed Verizon in all areas. Do yourself a favor go ahead and switch those lines.
I’m genuinely surprised by the rumors of a Talk to Chuck reboot.
IIRC, the original campaign launched 20 years ago as a marketing initiative built on trust, integrity, and Chuck being approachable and aligned with everyday investors.
Hard to see how that message works the same today??
Edward Jones made a change at year end to investment choices in the 401k.
While Suzan and her s$@t HR function did the bare minimum to communicate these changes through the 401k provider (Empower), it was buried under annual disclosures and most of home office and the field were caught completely unaware that the company made new investment choices on their behalf (Really great precedent for a company managing CLIENT investments, right!?).
Not sure I am surprised at all given the character of this company and its leaders, but just a friendly reminder to be sure to check on your 401k.
I have been interviewing at Target HQ and today I received a job offer! Target seems like a great place to work at. I’m leaning more towards accepting the role. I know they have had layoffs but I think that is ok, my job should be pretty safe. They were all really nice too. Any advice? I need to accept by Tuesday.
It's been ages since I applied anywhere. That question about contacting my current job really gave me pause. With how things are here, that could end badly. What's the general move for everyone else looking around quietly? I need some advice on this step.
Some folks are being offered roles with their supervisors saying “don’t worry this won’t be the actual job when the time comes, we’ll get you something better” or “no worries, this says same CL, but you’ll likely get a CL increase next year.
Do not trust any verbal commentary that does not make it into a written guarantee whether in the offer letter or an email from your supervisor that you review with a lawyer. Now is not the time to believe some wishful hypotheticals. Now is the time to trust no one except the piece of paper that your lawyer explains to you and you are comfortable with.
Only assume they will give you what the offer letter says.
Also, if your offered job starts in 2027, assume that you may not get a salary increase Jan 1, 2027. Ie same pay all of 2026 and 2027.