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the 1st wave and the 2nd wave

Can someone please break it down for me the main differences between the 1st wave and the 2nd wave? It sounds like the 2nd wave has a longer transition period until April 1st while the 1st wave only had 30 days? Just trying to be mentally prepared for what the 3rd wave would look like. Thank you all for your inputs. This forum has been more helpful and informational than any leader(s) could be.


3 years since the big retirement

Today marks the 3-year anniversary.
https://www.freep.com/story/money/cars/ford/2022/12/08/salaried-ford-workers-retire-pension-warning/69708649007/

Those of you who retired then and still visit this site, can you share and reflect on how your life has been since you retired? Any regrets? Any advice for those of us close to retirement?


Just a thought

hink it’s time someone asks the real questions that so many of us on the Medicare/Medicaid Member Services and Provider Services side of UnitedHealth Group are afraid to say out loud.

What is actually going on?
How much longer will any of us have jobs here in the United States?
Why can’t leadership just be transparent with us about the future instead of leaving entire teams in a constant state of uncertainty?

Every day we hear rumors, see teams shrinking, and watch responsibilities shift with no clear explanation. Many of us have built years of our lives around this company, serving members and providers with everything we have. We deserve honesty. We deserve communication. We deserve clarity about what direction this organization is taking and what it means for the people who keep it running.

How many of us are even left in the U.S. doing this work?
And why is it so hard to get straightforward information?

We’re not asking for miracles—just truthful communication and respect for the workforce that shows up every day despite the stress, fear, and unanswered questions.

UnitedHealth Group, we need answers.
We deserve transparency.
And we deserve better than silence.


Animal Farm

"All animals are equal, but some animals are more equal than others,"

This quote best summarizes how I would describe BNY.

Took a new role at another bank but wanted to say thanks for those who posted on here to help others.

I’m gonna miss the devoid and detached emails from Emily as she rammed a company pillar up our cheeks each Monday morning.

I’m gonna miss how they built an office with features we can’t afford because wages didn’t come close to keeping up with inflation and any merit raise covered the cost of health insurance increases.

Keep your heads up if you are still trying to get out. And remember, buy Bitcoin. Or if Robin has his way, Malaysian bonds.


Be proactive

I know how easy it is to worry, but all that is doing is ki-ling yourself.

Instead just keep focusing on what you can control in the job and preparing for if you need to find a new one. Get your resume ready, spend 20 mins a week practicing interviewing questions, spend another 10 mins a week looking for new jobs, etc.

Your worry won’t change the outcome one either way. I know it is easier said than down, but try to capture your thoughts and change them when worry comes.

Good advice from @c7+1kama8na2.


Happy thanksgiving

This is my last thanksgiving as an employee. Effectively retiring in January. There’s been many ups and downs throughout the years and friends that have come and gone. Though it’s not the place and environment I started with I’d do it all over again. Good luck to those that are left with the upcoming changes, I hope it works out for the best when it’s all said and done.
If I have any advice..:.don’t dwell on what you think could happen down the road. Work and live in the now and someday you wake up 37 years later and it’s all behind you.


Your job isn’t a marriage — it’s a lea

Your job isn’t a marriage it’s a lease. And like any lease, you’re allowed to check in and decide if it still fits; if not, move on. For the past 30 years, it’s worked out fine for me, which is why I’m still there. There’s no need to complain. If you aren’t happy, find something that makes you happy.


Transferring or selling shares off the EQUATE+ Platform for leavers

Dear people who have left or are in the process of leaving adidas,
Which trading platform in Germany did you manage to transfer your adidas shares to from the Equate+ platform? Does it need to be a platform or bank with a registered address in Germany? Also, any experience on lead-times? It seems like the transfer process is a hassle... anyone with good, or fast experiences? Thank you in advance.


WFC - What’s really going on - EE’s exploited - layoffs and the non-stop employee abuses, loopholes exploited, h1b sys abuse

#WFC - Now that I have moved to a new company, I am happy to post this. I have never seen a more unprofessional, outdated operating model. The absolute truth is Wells Fargo Bank is a true cesspool from the top, down to the recycled mid-managers and their lies, abuses, yearly Job Title changes, Loopholes exploited, and the Misclassification of offshore h1b(job titles, and USA workers job titles and so called “officer roles”.

The same is will continue theough 2026. So glad I am gone, I was embarrassed to work here at this point. Having WFC is equivalent to having a Schart stain on your resume.

Now, with the new unethical(loophole) mandate raising the salary thresholds, many companies are quietly rebranding jobs to dodge overtime rules. Titles like “analyst,”, “specialist,” or “associate manager/Associate Specialist 4 - Vice President” are being handed out without changing THE ACTUAL WORK. It’s just another loophole being exploited: the company narrative makes it look like you’re exempt, while your day-to-day duties tell a different story.

The law is clear, titles don’t matter. What matters is what you actually do. If your role is routine, closely supervised, or production-based, you’re likely non-exempt no matter what’s printed on your badge. But the timing of sudden title changes around this mandate is a red flag: it may be an attempt to fit workers into exemption boxes that don’t really apply.

For employees, this isn’t just semantics. Misclassification means unpaid overtime, longer weeks for flat pay, and missed income you’ve already earned. If your “promotion” didn’t come with real authority, like hiring, firing, or decision-making power you may have just been reclassified on paper.

Keep an eye on how your job was described and the in-office expectations listed on the JD before the so-called rto rule change, what your duties actually are, and whether the company is leaning on titles as a shield. Misclassification isn’t an accident; it’s a tactic. And it’s one that costs workers the most. This, coincided with non-stop hiring of riskyH1b’s hiring, offshore contractors, etc clearly show Wells Fargo does not support American jobs, nor so they support America’s communities.

Doesn’t anyone think that it is a problem for one man a.k.a. CEO to make 30 million just to reduce headcount aka lay off American jobs and fill with offshore employees(very risky). Meanwhile, there are school-bus drivers out there making $50,000 a year and taking kids(priceless to many) to school and make millions leas yet have more accountability than someone making $30+ million dollars. Something is wrong here.

WAKE UP People. We have the power to make changes. Just document everything!

Layoffs will also continue until the end of the year. And start back up again in 2026. Everything else communicated is just smoke and mirrors. Stack rankings, ratings calibrations, favoritism, sham ghost jobs run rampant here.

When will the regulators wake up to this habitual offender of a bank. Clawbacks are coming for the Schart when they can’t hide the mess he made anymore.


As Jerry says, what a long strange trip it's been.

Couple things

  1. The company has never ever cared for employees over the results. Even the red chair..
  2. All the execs posting boo who...If we had your money we would burn ours. Save your comments & books. You all laugh your way to the bank.
  3. The beginning of the end was when when wireless and landline merged. "It's over Johnny"
  4. Maybe AI can select a board & CEO that doesn't promote golden parachutes and politically current tears but results. 7 years on the board and now running the helm???? Mentioned he was impatient...7 years watching the ship sink...HELLLOOOOO
  5. Verizon gives 40 hours sick time. Use them.
  6. Unless state mandated, pers days won't carry over . Use them
  7. Every state has its own requirements for termination notification and last payments, understand them.
  8. Don't underestimate your experience & knowledge.

It did NOT matter - so for those who stay - learn from us/this

  • it did not matter to them: - so many long hours - so many weekends lost for the family, because of deadlines or projects. So musmch stress, trying to give them my best, and in a day - it NO longer mattered. That is the most learning lesson: devotion to a job - it does not matter - we need to protect our priorities over all. In my case, 27.5 years here - and it did not matter to them. So for those who stay, control your wfforts and your hours, because to them, it wont matter.

To anyone who is feeling depressed or sui-idal …

PLEASE reach out and get support. If you don’t have people in your personal life you can lean on, contact the Employee Assistance Program.

You matter. You have value. Job loss can feel devastating. It feels like a violation or an as--ult. Your income and your livelihood has suddenly been ripped away. Your routine is disrupted. There’s anxiety and financial distress. On top of that, you may feel socially isolated without colleagues to interact with regularly.

But your job doesn’t define you. You are SO much more than that.

You can get through this! Grieve the loss. Feel your emotions and process them. And then step-by-step, move forward and put this sh-t show of a company behind you.

Take care of yourself and purposely do things that bring you joy. For me, that’s enjoying a nice cup of coffee and cuddling with my puppy.

Watch funny movies. Put your phone away, get off this fu--ing website, and immerse yourself in nature. (I should really take my own advice.) Maybe there are projects around the house you’ve been putting off. This evening I’m cleaning up my place and it feels awesome and productive.

If you’re a person of faith (or are open), go to church. Writing in a journal can be very helpful in processing your feelings. I know that I have ALL kinds of feelings right now.

There’s absolutely no shame in reaching out to the EAP if you need a supportive and listening ear. It’s all part of self-care.

Sending you big hugs from an Internet stranger!


Accenture

I found this interesting. It is from Reddit. So our Accenture replacements don't necessarily come here with solid work experience as they used to expect from people applying to work at TROWE. In between assignments they encourage their workers to learn enough about various things to get past an interview. Learning a few random bits and actually doing something are two separate things.

"I'm on the bench now, I'm been here since 4 weeks I think. I had a call with my PL and she said that I have to study more because I was failing in every interview. I was interviewed twice only, and It was for roles really out of my experience... they want to staff me no matter what. I felt pointed, you know? Like if I fail a third or fourth time, I'm out... The worst part is that I'm a new joiner, this Is my second month here... so I feel frustrated and very disappointed about the company. Need advice :("

https://www.reddit.com/r/accenture/comments/1p2ahlg/i_feel_alone_and_disappointed/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button


Notice of Critical Timeline Doc -- Exit Package

The first sentence on the above doc says: You are advised to consult with your attorney before signing your Severance Agreement and Release ("Release") ...... etc.

Is that really necessary? And, anyone done that in the past and if so why? If you are inclined to share and Tx.


TMs be sure to destroy your SMs on their Peakon Surveys next month

TMs be sure to absolutely just blast your SM on the Peakon Survey. I know some of them are decent but it's about a lot more than that. You want to make CMs and VPs squirm. Put in the comments, be harsh and do not go easy. Answer everything with zeros and be as spiteful as you can. Understand the surveys are not about making changes, it's about how effective the propaganda is and it lets them judge how far they can pressure you before things explode. Do not assume good intentions, under no circumstances. That place is an evil toxic he-l hole!


Learn not to be loyal to any company

How can we pay bills when the entire top level executives are settled for life. Verizon had a bad culture. Fix it in tech work. No calls after 5 . I see people are crying and I knew they worked really really hard.

Just give a like so it’ll be viewed. Companies now know to take care of themselves.


A friend's brother...

A friend of mine's brother coaches college sports. The nature of that job means getting 'let go' every 3-5 years, always around the holidays. It's a brutal job. My friend lost their job a few years back and called her brother for advice. She told me this...

Routine is key. You're going to want to spend every moment of every day looking for your next job, fight that urge. Your new job is finding your best job. To be your best, you need rest, you need down time, you need exercise. Take 3-4 days to lounge and de-stress. Then make a list of small house projects. Then put your schedule together. Your day should include no more than 4 hours looking for your next job. It needs to include a workout and something for your family. When those things are done each day, don't feel guilty for watching TV or enjoying your free time. Stay positive, we all get the silent treatment from potential employers along the way.

Hope it helps.


If you plan on applying for unemployment...

If you plan on applying for unemployment make sure you research the timelines. Verizon will ask you to sign your severance ASAP. They will not advise on what's best for you here. You will have a window in which to sign your severance. For us it was 45 days. If you sign within 30 days of your last day (in NY anyway) you cannot apply for unemployment.
Don't use my timelines. Do the research. It's important, and they will not tell you even if you ask.


From Loyalty to Laid Off - A Corporate Reality Check

When a leader says they plan to make aggressive changes, please believe them. This round of layoffs made that crystal clear. One of the biggest shocks for many wasn’t just the separation itself it was the realization that tenure and strong performance no longer equal safety.

Many people had been with the company for 15+ years. Loyalty. Results. History. But the truth is, comfort can slowly sneak in when we compare our situation to “worse” ones happening elsewhere. We see other tech companies downsizing and think, “That won’t be us” until it is.

At the end of the day, in Corporate America, we are often reduced to headcount, costs, and line items. Human assets meant to drive numbers. And when strategy shifts, even the best can be swept up in the current.

If you were affected:
Take a few days. Breathe. Grieve it. Don’t rush to “be okay.”
Then dust off your résumé, update your LinkedIn, activate your network. Get your financial house in order. And begin looking for your next opportunity one that values your gifts, your time, and your humanity.

If you weren’t affected:
Let this be a reminder not to get comfortable. Use this moment to build, upskill, connect, and prepare. Nothing is promised except change.

This wasn’t the end. It’s a painful middle.
But there is still purpose ahead.

Scripture for strength:
“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.” – Jeremiah 29:11

Praying for peace over every person affected. You are more than a number. 🤍