#retirement

It was a difficult decision to retire but I new it was the decision I needed to make for my health. BNY was attributing to my stress and unhappiness. Longer hours, more responsibility and less pay had become the norm and i no longer "enjoyed" my job as a didbin the past. It has been 6 months since I retired and I am a new person. I am relaxed, easy to be around and learned how to laugh and smile again. I cannot explain it, it is just freeing. People told me I am a changed person in a good way, too.
If you can retire and afraid to pull the trigger, don't be. You will not regret saving yourself. The firm will not blink an eye when you are gone. Some inexperienced person will take over and life goes on.

I agree with some of your comments; however, people over 60 do not qualify for Social Security until 65 unless they take reductions, and they also do not qualify for Medicare benefits until 65. Therefore, I think it’s unfair to expect older workers to give up an income for someone else. Everyone is in the same boat, dealing with different life circumstances, and we all have to make very difficult decisions. Having to sacrifice for "younger" employees should not be another factor in that decision.

I have been working all my life, and I don't really have any retirement funds. I receive $1,350 per month from Social Security and $2,000 per month from Centene. Meanwhile, I pay $3,500 monthly for my mortgage, plus car insurance, electricity, water, food, etc. Each month I short, so I must withdraw money from my retirement account to make my monthly payments. Every time I do, I get hit with a stiff penalty of $400 to $600 just to access my own funds.

They are asking us (the foot soldiers) to retire, but the fat cats are not required to do so. Sarah London gets $20 million per year plus bonuses, commissions, and other perks. I work from home, and back when Neidorff was the CEO, we got paid for our internet, received bonuses, and earned salaries for hitting our monthly goals.

I am not going to retire voluntarily—they must fire me! I am a good, responsible worker with an excellent education and extensive experience. I bring much more than just labor to the company: I bring ethics, the satisfaction of a job well done, and a genuine appreciation for our members. Get out the fat cats who are destroying Centene!

OI, ORX, OH, OT will be impacted big time. I plan to retire before the holiday season so I have nothing to lose so I am letting people know so y'all can be prepared. Start applying now. It's tough out there.

Why does no one in our benefits know anything about our benefits since they closed the Operation Centers? Any time I call with a question they don't know. I want to retire at 55 and they can't tell me if I do if I can start withdrawals from 401 with no penalty. One person told me yes i can. Another said no, and that person should not have told me that and its up to the IRS. Wtf? Never seen such incompetence. They're only job is to know our benefits inside and out. What a joke.

Rumor has it that Refining and Commercial ELT members are on their way out.

Lots of meetings taking place in commercial following the Q1 hole we dug for ourselves. Looks like Mandell will be the one to pay for it, with a “retirement.”

Senior sponsors are often only a few years ahead of retirement or so I wonder what happens to their hipos if they leave or are forced out ?

Seeing a shiiiitload of LinkedIn retirements/ Surpluses

Quickly losing track of how many LinkedIn posts from now ex-AT&T employees across the board, Retirement or Surplus layoffs. One thing the company will find out soon is how Morale will plummet even Further once the remaining survivors are in a constant state of uncertainty, apathy, disengagement, quiet quitting and throwing each other under the bus to stay on payroll. Just look at other companies that have already done massive cuts and are at historically low morale among employees. Newer employees that can leave will already be eyeing the Exit to get out on their own terms and the older employees will be stuck praying for a buyout— but all will feel like they are next on the chopping block. Good luck getting employees to give a F#CK about the company when they already feel that they are inevitably up next. As more employees lose faith in the future of the company you will also see a wave of Executives sprinting towards the exits cashing out their Stocks, not IF but when…. AT&T is circling down the toilet bowl 💩 🚽

I work in an area that was affected by ER. I was chatting to someone in Field Supervision one day. It seems they had quite a few people take the VSP and retire, but not much ISP or outsourcing took place.

What's the consensus on this area? What's the outlook? I would like to find a "safer" area of the firm.

If we were really a team then anyone with a C &O or VP in their job title would take a pay cut. You know the ones making millions of dollars per year.
Employees over 60 years old who already qualify for social security benefits and can access their retirement accounts without penalty should take the VSP.
We shall see if our older coworkers thought of others younger than them who may face layoff because you stayed on instead of taking the VSP.

If your job relocates and you decline to move with it but have the time to retire, would you be eligible for unemployment benefits in the state of Alabama. Does receiving a severance package play a factor?

I was told by someone that I could have the option to retire if I am over 50, if I am laid off. Where in the packet is that offer? Does it vary from state to state?

Besides the obvious MW and MN in the next 12-18 months, who are the others?

We are stuck with "her" until 2028. The next MP will probably be dopey david or some other insane clown worse than PP. So what is everyone doing to keep their sanity while trying to plan ahead? Are you all trying to just stick it out and hope something changes for the better by 2028? Actively looking for another job in this horrible job market? Or, trying to stay under the radar until retirement? I have a feeling that the LP offer in september is not going to get as many sign ups as they hope. They will then use this as a means to pivot to go public sometime around when PP leaves. All under the guise that we don't have enough buy ins to keep the pyramid err uh "partnership" afloat. 1450 FAs walked away last year, a new EDJ record. That should tell you something.

Retired or forced out?

Anyway, good start… we’re all hoping stink is next!

Got the email giving offer to retire early to group of more senior people. Wanted to see if anyone else got it. Thoughts?

Or in other words, what is your number? How much is enough for you to go to your boss and tell FU you won't see me in the office tomorrow.

My number if 5M, what is yours?

What I hate most about Bill Rogers retiring is he spent years running the company into the ground and due to HIS incompetence, caused mass layoffs of competent teammates, creating a cut-throat environment of incompetent leaders, forcing everyone to return to office, while he rides off into the sunset with his millions in pension and retirement. I hope everyone who suffered under his leadership experience recompense, and everyone who prospered under his leadership begin to reap the very he-l that they sowed.

I’m 57 and ready for a layoff or vrbo package. Come get me! Or invite me to come partake.
Could financially retire but feel like I’m a self made prisoner of the golden shackles.

Will 57 year olds ever be eligible for a vrbo given decades of service?

Many of us are very happy!

Not to long ago Mid and higher management would give a lot of notice before leaving the company. It seems like so many people are getting health issues and having to leave suddenly. This weekend a Chief retired with two weeks notice. I have never seen such high levels of stress before. Please everyone look after your health first as your families need you.

I chose freedom over compliance, flexibility over obligation, and peace of mind over RTO. Feeling retired, paycheck intact.

With headlines buzzing about SpaceX and other high-profile private companies, it is tempting to rethink how we invest for retirement. But should that excitement push you to self-manage your 401(k)?

For most investors, 401(k) plans are built around long-term stability, not chasing hype. Broad index funds remain a reliable foundation because they spread risk and track overall market growth. While standout companies can capture attention, they are often inaccessible or highly speculative, especially in retirement accounts.

Self-managing your 401(k) can offer more control, but it also demands discipline, research, and a clear strategy. The real question is not whether a company like SpaceX is exciting—it is whether shifting away from diversified investing improves your long-term outcomes.

Before making changes, consider whether your motivation is strategy or simply reacting to market buzz.

How long before Kyle announces his “retirement”? It’s a matter of time.

The one-time retirement program, announced in a memo on Thursday, will be available to U.S. workers at the senior director level and below whose years of employment and age add up to 70 or higher.

Business Insider obtained a full copy of the document, an internal explanation of the so-called Voluntary Retirement Program (VRP). According to the document, eligible employees who take the buyout will receive:

A lump-sum cash payment equal to a minimum of eight weeks and a maximum of 39 weeks of base pay, based on seniority and tenure. Employees levels 64 and below will receive one week of base pay per six months of service, and employees levels 65 to 67 will receive two weeks of base pay per six months of service.
Up to five years of insurance coverage, including medical, dental, and vision for the employee and their dependents. Microsoft pays for the first year.
Continued regular stock vesting for six or 12 months, based on years of service.
Continued retirement stock vesting for employees who meet certain requirements.
Last day of employment July 1.

Came out today:
10 months pay
25k bonus
pro-rated 2026 bonus
PTO payout

Must have 30 years, JobGrade 12 and under

Decision date July 16, effective date August 1

A long time well respected veteran retiring ...an unqualified minion chosen = disaster waiting to happen

90% of us will be replaced by AI by 2031. I'm retiring in 2030, but what about everyone else who is under 50? What's your plan??

I am 52 and want to take VRP but not eligible for it. Anyone knows if HR would bridge 3 years and give me the package? It would be hard to stay 3 more years. I will lose more than 50% of my pension if I leave before 55.

Hi did anybody opt for the lump sum payout? If yes did it really take up to 60 days to process?

And everything reflects it. The group is not open to new ideas, or new tech or new methods. And we are supposed to be a "cutting edge" IT group. We have projects that started a decade ago that cant move forward because we have not done our "due diligence". We are using tech from 2015.

10 out of 14 people will retire in next 3 years. Hopefully we can get some smarter people in. Although most likely we will be offshored.

then allow the health insurance premium to remain as it is. people are hanging around for health care.

You hit 40, they'll retire you.

CHK them Linkedin posts folks!

But because things are the way there are now, I feel like I have ten years ahead of me. I just want to be done with this place.

Allow employees to retire earlier penalty free. No exit package necessary.

https://www.telecomtv.com/content/5g/abdu-mudesir-to-become-verizon-s-top-tech-exec-55594

Does anyone have experience or knowledge of others who have retired in the current calelander year and still recieved thier bonus the following year? Documentation says it's the process, but......?

If you worked here a few years and the came back, do your previous years of service count toward the retirement calculation (age + years of service)?

The first 18 years, working as part of VUE, were great. I was valued, respected, and my contributions meant something. The along comes Omar, and VUE largely gets absorbed into corporate, the Azure migration occurred, and the culture changed dramatically. Dave Treat really likes to listen to himself talk, Omar and the rest of senior leadership are too busy jet-setting to set a clear strategy. The cherry on top came in May when I was unexpectedly laid off after 20 years, with a whopping 8 weeks of severance. Hello early retirement, goodbye toxic workplace.