#debt

Can stop paying?

Oracle Corporation is currently under investor observation due to recent workforce reductions within its cloud infrastructure division. These layoffs affected a significant portion of the Americas Cloud Infrastructure unit. Simultaneously, the company is dealing with financial pressures related to its ambitious Project Jupiter data center, with a substantial amount of associated debt reportedly in a stressed financial state. Despite these challenges, Oracle has announced a new pharmacovigilance partnership with Wipro Ltd. to enhance dr-g safety services. This collaboration aims to leverage Oracle's Life Sciences Argus platform within Wipro's AI-powered solutions.

Redwood City, California

https://www.benzinga.com/markets/tech/26/09/61929494/oracle-investors-weigh-fresh-wipro-deal-against-layoffs-project-jupiter-debt-stress

CDW reported Q2 2026 net income of $274 million, while carrying a substantial debt load of $5.82 billion. Areas to watch: leverage, cash & credit rating. CDW's debt increase continues to balloon, with cash flow dropping from $443M to $220M.

About $18 billion in loans tied to an Oracle-leased data center in New Mexico ​has come under pressure, with loans quoted at 89 ‌to 91 cents on the dollar by syndicate banks including Santander and Jefferies.

https://www.reuters.com/business/finance/oracles-18-billion-data-center-debt-under-pressure-ft-reports-2026-09-18/

Pay now or face shutdown due to lack of workers because of layoffs

FIS has spent years shrinking after two big strategic bets that have not paid off as promised. The shares are about thirty-eight dollars, down more than forty per cent in a year. Headline profits look strong only because of a one-off gain on the last of Worldpay. Debt is still around twenty-one billion dollars after the firm bought Global Payments’ issuing business.

Staff numbers have fallen from about sixty-nine thousand in 2022 to forty-four thousand. There have been repeated job cuts, and many American roles have been moved to Cognizant or offshore. Chief executive Stephanie Ferris is paid around twenty million dollars a year while the share price has slumped.

Worldpay was a strategic failure of management. FIS paid tens of billions in 2019 for a merchant business that did not fit, destroyed a great deal of shareholder value, and has since been sold off in pieces at a much lower valuation. The Modern Banking Platform looks like a second failure of the same kind. It was built from scratch as the cloud-native core that would replace the old IBS and Horizon systems. Years on, the platforms banks are still buying, and the ones Gartner still ranks, are mainly Horizon and IBS. FIS has stopped actively selling MBP as that replacement. The marketing site remains, but the commercial centre of gravity has not shifted. Building a new core from the ground up is costly, slow and risky. Money and people went into MBP while the installed bases that actually earn fees were neglected, then the firm cut staff and moved work offshore.
The current cuts are the aftermath: tidy the portfolio, lift margins and cash, get debt down, and perhaps sell the weaker capital-markets bits. Selling the whole company is possible later if the shares stay cheap, but it is not the official plan. Customers feel it where a promised next-generation core never became the main product and experienced people leave. Worldpay and MBP were not bad luck. They were management choices, and the leaner company now is what those choices cost.

I sat on what I think is my last Oracle Quarterly call and I was plesantly impressed and then I started to laugh. OCI is ki-ling it and our CPU and GPU consumptions are through the roof, like up 121%. So net net, we did better then the $1.74 perforance forecast of Wall Street and we actually delivered about $1.91 or something Excellent. So I pull up the PDF with the numbers and I noticed something in parenthesis (). When you look at accouting numbers, numbers in parenthesis means something negative or a loss. So it turns out we spend more than $5 billion then what came in. We made money, but spent more?? Where did the $5 billion come from.

Then it hit me. It was from the $40 billion dollar bonds they secured a few months ago, on top of the $100 billion Oracle already owes bond holders, so the problem is Oracle is still spending more then what their making and the CFO herself said they won't see a dent in the $660 billion RPO reseserved contacts, not until 2028 or 36 months at the latest. Then you take into account that $300 billion deal with from OpenAI who has yet to claim any profitablity yet despite have a net value of $900 billion. If OpenAI turns around and says no, what is half of $660 billion?

Maybe some of you have heard of Enron math? Well Enron math is live and kicking at Oracle. If it turns out that I am one of the fortunate ones to get laid off next week, I will be soooooo happy and I hope others will be happy as me when we reflect on how Oracle and management treat their employees -- we are just rows on an Excel sheet at the end of the day.

Good luck to everyone next week I am proud to say that I have worked with some of the most amazing people at Oracle. 10 years wow God bless everyone!!

Signorello Estate winery in Napa has filed for bankruptcy protection. The family-owned business is burdened by $36 million in debt. They are now looking to sell the winery. This move comes as the winery faces significant financial challenges. The future of the estate remains uncertain.

Napa, California

https://www.bizjournals.com/sanfrancisco/news/2026/09/02/sfbt-digest-wednesday-walnut-creek-google-breakup.html

• Campbell's targets $500 million in cost savings by 2030
• Cuts Q4 dividend to 25 cents from 39 cents to speed up debt reduction
• Posts steeper-than-expected Q4 revenue decline
• Quarterly profit in line ​with estimates

https://www.reuters.com/business/campbells-forecasts-annual-sales-below-estimates-weak-consumer-spending-2026-09-03/

Total mismanagement at the top, they have all this money in the bank and they are doing nothing with it. Total Cash: $1.96 billion = Total Cash Per Share: $12.25
Why aren't they paying employees? Why aren't they repaying $1.5billion of debt? They don't know how to run a business

This is what happening.

I know AI is all the rage, but when I see we're looking for more than $60 billion in debt financing, I can't help but wonder how much risk is piling up. That's a huge amount of money, and if the AI bo-m slows down, I don't want the employees paying for it through more cost-cutting or pressure to hit impossible targets.

No concerns about WFRs anymore - peaceful retirement in ~3 yrs.

U.S. National Debt (Record Growth) -

(Current) $39.9 Trillion (and rising).

(Current) $111.0 Billion in Interest (and rising) paid (each year) by U.S. Taxpayers to Investors that finance it (U.S. based, Japan, China; etc.) via U.S. Treasury bonds.

(Current) 123.19% Debt-to-GDP ratio - (2000) 56.63%, in (2025) 98.0%.

May 2026 - The U.S. Treasury called the U.S. Government (Insolvent).

(Current) Fed Balance Sheet - $6.76 Trillion (and rising).

There are consequences in the future, yes the Fed can print (Fiat) currency; but that causes devaluation-debasement of the U.S. dollar over time.

when do we start the merger with Comcast? before the administration changes I'm sure? are they just going to create a small new company like Altice/Optimum did to place all of their debt in and let that portion go bankrupt?

Fiserv
FISV
Last Price $52.41
My Fair Value Select

New major risk - Financial position
The company's interest payments are not well covered by earnings.

Net interest cover: 3.0x
This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario.

In huddle this week, our PL said our debt SHOULD be safe. Anybody else in UM for Medicare hear the same? She briefly brushed past it so it didn’t seem super confident. Not sure if I should be happy or maybe we’re just safe FOR NOW. 😭

Private equity only works because the United States dollar is no longer linked to gold.

Now, when the United States needs more money they can simply print it out of thin air. It doesn't have to be linked to a physical asset like gold.

This means our economy runs on high debt, high inflation, and an ever expanding economy built on a hollow stack of cards.

This allows private equity to skyrocket since their business model works because inflation always goes up in service of their debt.

Inflation always reduces the real value of your debt.

to tell the truth when lowell mcadam's made all these bad aqusitions and cause a incredible amt of debt to this company,you know what im talking about,the arrogance of the wireless side of the company,nickel and diming the customers for 30 years.lowell pitting non-union against union workers,do you really think that you can come back from all that B.S also you think that most of the employees in verizon give two craps anymore,maybe at one time most did,but i dont think so anymore.most people here are just making end meat in these times .so you think hip hip horray go Vteam means anything,wake up and smell the coffee

So it was CCC+ before this 2nd (and 3rd, really) Selective Default they reported on the 8-K.

Does XRX for the SD and back to CCC+ in a few days like last time, or does S&P fing them down to CCC or CCC-?

EchoStar's satellite subsidiary, Hughes Network Systems, is laying off 330 employees. These job cuts will occur across three facilities in Montgomery County. The company cited financial challenges and debt repayment as reasons for the layoffs. This action follows reports of EchoStar preparing to file for bankruptcy to address significant debt. The layoffs are scheduled to take effect on September 22nd.

https://www.thebanner.com/economy/montgomery-county-echostar-layoffs-66A4NMSGP5EA5DMDPB3N7HN5YE/

I NEED CASH BABY! Xerox Sells $105 Million in Tariff Refunds For $80 Million in Cash to Pay Off Debt, Stock Rises to $3.45.
(Google this)

It’s a spending spree now that the company got more help! Teams traveling the globe and enjoying entertainment and fancy dinners.
Yet-we are in debt and are taking on more debt.
Not to mention the 6 figure work from the coach and pool side positions.

I understand senior management milking this whole game of grabbing cash till it is gone. I also understand older employees staying until social security is close. Perks of vacation time and free travel to events must be great for them. But, how is any second tier lien holder of this debt calculating they will get all their money back?
With stock dropping causing loss in investments and the REAL debt being said it would be closer to 9 billion, what bank would possibly feel ok with this?
Could someone explain this? Are there hidden advantages here somehow.

A Very Simple Plan to Reset AT&T

1. Cancel the new HQ project and redirect that capital toward the things that actually matter. Use a portion of those savings to fund a responsible workforce transition and right-size the company for the future.

2. Give employees a choice. Offer virtual status to roles that can be done remotely, and provide location incentives for those who choose to work in-office or whose roles require it. Stop treating every employee the same and start managing based on outcomes.

3. Get aggressive on debt reduction while prioritizing fiber expansion, network investment, and the technology needed to compete.

4. Restore trust with employees, rebuild the culture, and focus everyone on winning instead of compliance.

AT&T doesn’t need more buildings, more bureaucracy, or more policies measuring where people sit. It needs a clear strategy, disciplined capital allocation, and a workforce focused on innovation.

The market rewards companies that make hard decisions and invest in the future. Get the strategy right, and the stock will take care of itself.

Larry made a bad bet on AI and will cost him his island and fortune.. His age clearly shows in his lack of judgment to put all eggs into one AI basket and will now be the poster child of the AI collapse. Laying off employees that were keeping the company afloat to adapt an unproven and premature AI approach that costs too much to run is a recipe for disaster. Oracle is now a sinking ship drowning in debt. It won’t be long before it becomes a $5 stock

I've not looked into the annual reports but do we know how this debt is doing given the company has never done so well on paper?

Refine 360,000 barrels and what do you get? Another day older and deeper in debt. St. Peter, don't you calI me 'cause I gotta stay, have to give another day for the Chevron Way.

GoPro appears to be in serious financial trouble, with founder Nicholas Woodman lending the company $20 million while it searches for a buyer or new funding. Revenue fell 26% in the first quarter of 2026, camera sales dropped 29%, and the company plans to cut 23% of its workforce by the end of the year. Although GoPro is launching new professional cameras and exploring opportunities in aerospace and defense, it is facing heavy competition from Insta360, rising debt, and doubts about whether it can remain in business without a takeover or major cash injection.

https://amateurphotographer.com/latest/photo-news/going-going-gone-is-this-the-end-of-the-once-mighty-gopro/

I saw this yesterday and wanted to know, what does this guy know that we all do not?
Apparently he is not afraid of the debt number.

https://www.ft.com/content/394c33d7-43cb-448e-97da-63fcb2c02b0b

IBM's debt grew 5.2 billion dollars in the 3 months leading up to the last report:

https://finbox.com/NYSE:IBM/explorer/total_debt/

R.A. stands for redundant assets, maybe Arvind can sell IBM's trademark and goodwill to raise money.

"IBM goodwill and intangible assets for the quarter ending March 31, 2026 were $89.333B, a 13.86% increase year-over-year."

https://www.macrotrends.net/stocks/charts/IBM/ibm/goodwill-intangible-assets-total

34.78 BILLION with a "B" !!!! Only 3.3 Billion left to use in revolving debt . Think about that ! They still hang on to the idea of sending a huge amount of money to Tulsa operations . Other airlines farm out maintenance and don't have to pay for health insurance , retirement , costly union rules etc . One twister in Tulsa could wreck the maintenance system of the airline for years . Playing Russian roulette ... Is Tulsa an asset or a drain ???

Oracle is the only major hyperscaler funding its AI buildout with massive debt and deeply negative cash flow (compared to cash-rich peers like Microsoft, Amazon, and Google) If backlog conversion stalls or financing terms tighten, the leverage introduces extreme risk

Ed Whitacre handed over a Golden Goose to his replacements and they ki-led it. We lost our Dow status, drowning in debt, stock price declines and tarnished by failed mergers and other miscellaneous tangents!

I wonder how long more before the market realizes that the current share price is unsustainable and start to drop to $1+ level? The addition of Lexmark will pull Xerox pre-consolidation price of $2 further down for the debt that is being accumulated.

https://ionanalytics.com/insights/debtwire/optimum-creditors-have-leverage-to-challenge-troubled-telecoms-controversial-asset-transfers-legal-analysis/

As in, don't fire the people who are doing their jobs well. VZ has record profits, but it makes bad decisions at the top creating lots of debt.

On a day when the Nasdaq was up 3%, OTEX was down. That’s a major warning sign that institutional ownership and interest is poor. A rising tide should float all ships. The market isn’t buying the OT story. The upticks since earnings have dissipated. The upticks from stock buybacks have disappeared.

No sales of the non-core business units = no ability to pay down the debt. Best of luck to all my friends still hanging on (most of my colleagues of 15+ years are gone). There has to be some major changes or the long term outlook is a continued slow sinking of the SS Barrenechea.