#healthinsurance

Posts mentioning hashtag #healthinsurance

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Value proposition

Let me preface this by saying that I understand and support that in the US everyone is free to look for a better opportunity.   I also support that the company needs to change in order to compete and drive value to the shareholders.  
Assuming an employee makes it to January and supports these ideals we haven't heard what that means to the employee.  The reality is more than a few must work for a living not just for their passion.  Right now, without any communication to that end, we are facing up to a 17% increase in health care costs (10% discount program removed and increased employee cost 7%) plus the additional cost of going to the office everyday.  When will you be able to communicate something in relation to the financial benefits of working faster and harder other than being lucky to work here? 


Working Spouse/Partner Surcharge

Please make sure you read the details of the 2026 medical plan benefits. Cigna is adding a $55.38 per pay period surcharge if your spouse is eligible for insurance through their employer.

They are promoting a capped increase of no more than 5% but that does not take into account the spousal surcharge.


Big changes for anyone using the Chevron Mental Health and Substance Use Disorder Plan

For those that use or have family members that use the Chevron Mental Health and Substance Use Disorder Plan be aware that it is being discontinued as of January 1st, 2026.

In the announcement, individuals that regularly use these services are “strongly encouraged” to review the changes as the costs “may change”.


The Mines giveth. The Mines taketh away.

Retiree here. 30+ years in the mines. They told me my medical benefit credits would have some inflation indexation. But the competitive benefit landscape doesn’t include that, so… it’s gone! Thanks 3M! I wonder if the C-suite guys ever lose any of their Bennie’s…


COBRA Coverage

Putting this out there to hopefully save anyone who may have fallen into the same predicament I just found myself in. If you're like me, because I was told FIS covers COBRA for 3 months, you selected all the same options that you had while employed, health, dental, vision, etc. Be aware, FIS does NOT cover vision. You need to access the Health Equity Wage Works site and pay the vision amount if you have not already. Until you do so, no paperwork will be submitted by Health Equity to notify of your medical (including CVS) or dental coverage, leaving you without any medical or dental insurance.


Let’s Be Real

I truly think Headquarters should be moved to Richardson. As long as HQ is in Chicago, the “Chicago Way of Doing Things” will continue to prevail over our company culture. Talking a good game, but not really looking out for our members… giving in to political pressure over doing what’s right…. Looking good is more important than being good…

Our company has been in a downward spiral ever since PHH said we were ‘in it to win it’ in regards to the healthcare exchange after the Affordable Healthcare Act was passed. I appreciated her vision and that of Paula after her, but HCSC did not move quickly enough to modernize our systems, too many decision makers stifled and snuffed out true innovation. Projects and great ideas get stalled in committee to this day. We are wanting to grow grow grow, but we aren’t insightful enough to truly be ready for the growth. HCSC employees do our best but we can’t work round the clock, 365 days a year. Dedication cannot overcome lack of true leadership from the top.

I’m proud of every employee that has stayed the course. Our members deserve our best, and I see if from my fellow employees and our direct management every day.


Good To Know

Disconnected phone calls leave billions of dollars on the hook for Humana
Health insurance company challenges complex US star ratings system in court

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https://www.ft.com/content/926c6431-c67e-43ae-9ea9-330872d85f7f

Humana sued the government over its rating in October 2024. CMS included foreign-language assistance for customer callers in its stars metrics. To receive five stars on the call centre metric, CMS required a 100 per cent success rate for foreign language calls. Three Humana test calls involving a third-party connecting an interpreter did not work, hurting Humana’s overall star rating.

https://www.ft.com/content/926c6431-c67e-43ae-9ea9-330872d85f7f