U.S. employee, been on COBRA for a time after getting laid off. Heard nothing about open enrollment to continue coverage. CSG HR and COBRA admin no nothing about it. When is the open enrollment period this year?
Posts mentioning hashtag #benefits
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What's the package like now?
So if you are let go what's the package like at Conoco these days? I left many years back and moved to family business. So just curious if it's better than what it used to be.
Good luck !
100 stock shares, ESPP, bonuses, 2 percent discretionary 401k
Can we just assume we’ll have none of these benefits anymore?
COBRA Rates- cheaper than being a FTE?
I'm looking at how COBRA rates are quoted and it almost looks like COBRA rates aren't geographic specific -- nationwide. (?) So they almost look CHEAPER to me (Northern California) than FTE rates. Am I mis-reading or can somebody confirm what I'm seeing?
COBRA rates: https://teamworks.wellsfargo.com/pdf/ABE_2026/RS_COBRA.pdf
How do benefits wind down if your severance ends min-year in 2026?
Like, let's say your severance period ends on June 18, '26.
For MEDICAL, I have to have the date of service by before June 18 to count?
For a FLEX ACCOUNT, I assume there's a certain amount that has been funded by that date and then I have to have the expense incurred by that date? And how long do I have to get reimbursment?
For WELLNESS DOLLARS- I just have to do the activities by June 18?
I've found that benefits information / support is lacking for severed employees. The annual enrollment is by phone only (no online apparently) and there's nothing written that describes the specifics for how the final partial-year benefits work. Yeah I'm going to call but some of you have may have some interesting tidbits that my phone call won't uncover.
"According to posts on The Layoff, some individuals have allegedly been offered “3 months [of] severance and other benefits”"
https://stlawyers.ca/blog-news/ibm-job-cuts-november-2025/
Anyone here work/worked for Vanguard/Fidelity?
How does the culture/pay/benefits compare with TIAA? Is it easier ti transition to one of these companies being a TIAA employee?
Specifically in tech
Xmas
Waters Wexford Christmas is coming so be nice and reward Ur employees very well, ie up to 1500euro tax free gift cards,oh wait same old hampers and cheap vouchers that we can't use in many shops AHH well maybe I can dream of better days.
Use all your sick time
If you were smart you would all use your sick time before November 20th. You wont get paid out sick time if your laid off.. might as well use it. I suspect this is what one of my trainers did. They said he's taking some time away from the business and they don't know when he will be back lol
Open enrollment a benefit?
It’s curious how benefit solutions keeps calling this a vital benefit but meanwhile, they probably wish most of us gone or d.ead.
And the cost of this stuff just went up 6%. That’s nearly 4 times more than the rate my salary went up. Benefits are supposed to be beneficial. All I do is get poorer here.
Favorite part of working for TIAA?
What a terrific company. I love the unlimited PTO and all the tools available to drive our career ambitions.
SNAP
How much is the loss in SNAP benefits going to hurt Walmart?
unemployment benefit
to those in california, is it a good idea to file for unemployment benefit?
OWBPA Benefits
What is the benefit for folks who were laid off and are over age 40?
Health insurance after resignation?
I accepted relocation rather than the minuscule severance (only 4 years of service). In the (hypothetical) situation where I may have accepted relocation under false pretenses in order to guarantee my bonus and a few extra months of paychecks, would my health benefits end on my last day of work (after resignation, 2 weeks notice) or until the end of the month?
Insult to Injury with 401k with Elevance Health
So, after getting the RIF, if you've been there less than 2 years, you will not be fully vested in the 401K program; if you've been there less than 3 years, you won't see the additional 4% so all that money you thought you were getting according to your Fidelity account is a complete joke.
Your account will show a "forfeiture" for the matched amount. I think some of this RIF mess is to avoid having to match folks' retirement contributions they tout so highly as a "benefit."
Look below for proof
That this blog is senseless. All the talk about the benefits being slashed… woohoo… no such change! Things don’t have to be as bad as you make them.
No mail regarding benefits lately
Anyone else noticing this and is it normal for this time of year? I've received something biweekly for months, except lately. I'm wondering if this means anything.
Increase to ELV COBRA Payments?
Has anyone heard what premium increases will be applied to the Elevance Health (formerly Anthem) COBRA insurance for past employees (i.e., RIF'd)?
Elevance Health COBRA insurance is administered either by a third-party administrator (TPA) hired by the employer or by the employer's internal HR department. Anthem offers both COBRA (continuation of group health benefits) and benefits administration solutions, though it often partners with third-party administrators like Benefit Admin Solutions or Benefit Help Solutions to manage the administrative details of COBRA.
Package
What does the package normally consist of?
I’ve heard rumors of 2 weeks per year of service.
STI
Cobra insurance.
I can’t change what’s happening but I can plan.
Corporate Ooopdate
Thoughts?
We are paying RW how much to write his emails with AI?
Buybacks su-k and should be illegal.
“We don’t plan to cut benefits”. I’ll save that one also with the cr-p RTO quotes from years ago.
24 Seven PBE please read
If you are a PBE freelancer on 24 Seven PLEASE reach out to them if you were laid off or are anticipating being let go. They told me to send them my personal email just in case I get locked out and my resume since they are a staffing agency.
You should also ask their HR about unemployment so you have it in writing you are eligible!! You technically do NOT work for Paramount or MTV you are a w2 employee for 24seven.
if you also are on their health insurance and get laid off you will lose benefits the end of that week but are able to continue with their premium plan plus a 2% agency fee.
I spoke over the phone with them directly because I found out we don't actually have deal memos stating our day rates/contracts which is very alarming and probably illegal and raised red flags about unemployment benefits. So every time your "contract" was up it was just to extend your email access and was made to seem like that was your real contract but it was not.
get everything in writing through email and take screenshots so you can protect yourselves!
HR@24seveninc.com
benefits@24seveninc.com
New PTO Policy
What do you think about the new PTO policy. 80 hours of protected PTO for sick time, the remainder for personal time off. The total PTO remains the same. Effectively reducing personal time off to as little as zero or 40 hours (5 days) for newer hires.
Dell Spain layoff package question
What are Dell paying out for Spain? Are they caping they payment at 12 months or is it more
Life insurance after Jan 3
Can the laid off employee “convert”/ buy the same coverage directly from insurance company that Target was using? Has anyone done this in previous layoffs? The advantage would be no medical test or other hassles and a plan that should be reasonable
Pension
For those of us who worked at Target long enough to have a pension account, how is that handled? How do we access those funds?
Lumen is going to be cash rich
and yet our health care costs are going up above the inflation rate
When Did You Retire
Per the title, if you have or are in the process of retiring from Fidelity and meet the rule of 70, what date did you pick and why? I know to receive your profit sharing and RHR contributions, you need to be an employee as of 12/31. If you have shares and/or bonus eligible, it would likely be pro-rated for every other full quarter. So many retire in the spring and I don’t know if I’m missing something or did you just want warmer weather? 😊 TIA
Union Sloths
Are out there trying to equalize any negative commentary.
Just one question: WHY would/does a union withhold pertinent contract information that negatively affects the same personnel they claim to be fighting for? This is what all the less tenured members are asking u die hard union folk now... you have let the union run amuck, sell you on a small incentive while throttling down 2 others? And then want to blame it on whiny b***hes for calling out the watered down benefits that are nowhere near what the original union contract started with...
Food stamps and unemployment
Can we get food stamps right away or do we have to wait after we get our severance and 60 day pay and benefits?
I got lots of bills and little ones to feed
HR email
Good morning,
Thank you for joining today's webinar, and I sincerely apologize for the technical difficulties. This email will summarize the takeaway that's specific to you.
As I shared in the webinar, we have been doing work across the company to remove complexity and enable our organization to move with greater speed and agility. Through that effort, we've made the difficult decision to eliminate about 1,800 HQ and global roles.
I'm sharing today that your position is one that is being eliminated.
I recognize this is incredibly difficult news. We are very committed to supporting you through this transition.
While today will be your last day of work, you will remain on Target's payroll and be paid through January 3, 2026.
You will soon receive details about your individual transition package, including severance, benefits, and career support services. In addition, resources like Spring Health are available to support you and your family.
Later this morning, you will have the opportunity to join a session to ask questions and learn more. Our HR partners will also be available to support you directly. Please watch your email for next steps.
Thank you for the impact you've had during your time at Target. These decisions are never easy and I genuinely appreciate the commitment and contributions you have made to the company.
With respect and gratitude.
Melissa
Dependent medical through severance
For those who have been laid off, is medical coverage for your dependent(s) good through thre severance payments or does it only cover you?
Anyone who was let go willing to share what the severance package ended up being?
Anyone who was let go willing to share what the severance package ended up being?
Got an offer here should I take it?
Got an offer from TIAA at either Frisco or Charlotte (my choice family in Dallas and Charlotte so relocation money out of my pocket is minimal) but already have a job at another retirement services firm. TIAA pays more and offers better benefits but still have a job that is stable for probably another year. Should I take this one or keep my current one? Glassdoor and other sites make TIAA feel like a dumpster fire especially compared to where I am now.
Also saw another post about FIS where I have some experience with and wasn’t sure but don’t want to respond to that post. Didn’t want to take the role and get laid off if they change RK system too soon.
HSA paycheck company contributions
For those 65+ in the HSA medical plan. If you have to cancel your HSA contributions 6 months before you begin receiving Medicare, then you are basically giving the company 6 months notice that you will be leaving. Am I right?
Is the change to extended leave a positive or negative thing?
I don't understand if this is a good change, or bad.
My understanding: We will get 7 days for PTO in event of illness and the STD starts on Day 8. That is 26 weeks. Then no unpaid extended leave, correct?
What would be the underlying cause of such changes?
Benefit enrollment.
In the past we have 1x salary coverage for Basic Life Insurance covered by company. I do not see that for 2026. Am I overlooking it or did they take that benefit away?
Severance question
If we get axed on Tuesday, our pay and benefits are through Jan 3. Anyone know what the severance package is? I’ve heard some say it’s 1 week paid for every year worked, others say 1 month paid for every year worked. And do we know if all of it is paid out in a lump sum? Do we get compensated for unused vacation time?