#benefits

Everyone ready for the big changes coming for benefits? Going to be ugly with rates going way up, less PTO and freezing of the pension. RTW 50% of the time effective June 01, 2026. 2026 is the year I leave SF!

Has any division been required to sign away their Grandfathered compensation as part of the reorganization? (Bonus/Stock Options)

It was presented as a company wide initiative as a way to invest more labor in to stores.

I have a question over the benefits that Citigroup offers staff being laid off due to a Reduction In Force (RIF). I have heard that everyone keeps two weeks pay for each year that worked at Citigroup, but are there any other benefits offered as part of their package? What healthcare (medical) benefits are being made available? Only COBRA, or is does medical benefits continue for some time as part of the Garden Leave requirement? How about the bank annual 401K contribution, if I was to be RIF between November 2025 to February 2026, would Citigroup make any kind of contribution into my 401K in March 2026? Thanks in advance,

Starting a thread.
Medicare retirees will no longer have dental coverage as of next year.
Would they try doing this to current employees too?

As above. I just happened to notice it’s open (?) and ends mid Nov, as per uge.

I didn’t get an email nor I don’t think a snail mail.

They couldn’t possibly try to keep me from getting free bennies months into next year… or would they??

Adding insult to injury, got the benefits open enrollment flyer today on the mail.

When does health insurance end for those let go on 11/6

What a shame. Every year 1000s of companies renegotiate with insurers to cut benefits... Sick... Millions of Americans fight, every day, to avoid medicl bankruptcy. They pay taxes close to those in European countries with universal healthcare, yet get almost nothing in return. Healthcare +education are sooooooooo essential for a strong society. Still we Americans make sure both cost the most in the world (and reach the fewest)...

Benefits took a major beat down! Glad I filed retirement two months ago. Sorry to those who have been giving it all and can’t .

What happens if you are laid off while enrolled in one of those Guilded Learning programs paid by Target? Will they still pay for the course?

Retired EE.

Curious, has Mutual disclosed how much the health care premiums will be going up in 2026 and how much in dollars for individual and family plans for retires?

Noticed that Citi’s medical plan costs are rising significantly compared to other firms like Wells. For next year, the increase is around $380 per paycheck, which is substantial — even annual salary or bonus adjustments don’t seem to offset that jump

I’ve been hearing some wild rumors, and I really hope none of them are true.

Heard from a colleague,

What is that all about? Is it a positive or negative for UK employees?

Anyone else log into their savings and retirement summary page lately?

I see an alert/info icon that says “Need to initiate a 401(k) rollover to another company? If you are looking to withdraw your savings, you may want to consider rolling it directly into another eligible employer plan or an individual retirement account (IRA). You can learn more here or request a rollover if you are ready.”

Certainly making me more nervous. Is this a sign? Anyone else see this when you log into your benefits?

Let’s talk about those emails we’ve all been getting — the ones trying to “explain” why our paychecks are about to shrink. Apparently, because there’s an extra pay period this year, instead of actually paying us for that extra period, the company decided to stretch our annual salary across 27 checks instead of 26. Translation? Every single paycheck is smaller.

For a lot of us, that’s not just a minor math adjustment. That’s bills. That’s gas. That’s food. That’s medication. We budget every dollar, and now the dollars are disappearing — all because leadership didn’t want to “overpay” their own employees for the work we already do.

And as if that wasn’t enough, they’ve slashed the company’s contribution to our Health Savings Accounts too. It used to be $1,200 a year — now it’s $900. And you only get that full $900 if you match it yourself. So not only are they giving less, they’re making you pay to get it.

The timing couldn’t be more insulting. After docking our AIP bonuses this year — supposedly to “balance finances” — they somehow found room for executive bonuses that skyrocketed into the millions. The president’s pay alone reportedly doubled to over $25 million. So while the rest of us are watching our paychecks shrink, the top is cashing in on the sweat and exhaustion of the people who actually make this company run — the nurses, techs, and support staff who show up every day and take care of our members like they’re family.

And let’s not forget the cherry on top: instead of loading that $1,200 HSA at the start of the year when we actually need it, they’re now dribbling out $33 per paycheck. That’s $66.66 a month. I’m sorry, but I don’t need to see that number show up in my account every month — it’s bad enough without the symbolism.

We’re the ones carrying this company — not the executives, not the board, us. The ones working short-staffed, fielding calls, and doing the impossible day after day. And the thanks we get? Smaller paychecks. Less help. Less respect.

They tell us to “remember the bigger picture.” Well, here’s the bigger picture: without us, there is no company. No record profits. No executive bonuses. No “success stories.”

So here it is — loud and clear: stop taking from the people who keep you afloat. Stop cutting from the bottom to feed the top. You can’t preach “member care” and “employee appreciation” in the same breath you’re docking pay and slashing benefits.

We see what’s happening. We’re tired. And we’re done staying quiet about it.

I remember hearing Vimal mention something about streamlining corporate functions. How does that work? Any idea?

If you’re comfortable, please share any details. Thanks.

For the past five years at least it's been one bad thing after another. Why can't something good happen, for once? Why is it always layoffs and lost benefits and other similar cr-p? I really, really hate this place.

Heard the rumor above. Anyone else have details or confirmation?

There is a lot of talk about NRE and retirement eligibility. My questions are if you leave before you have 15 years and after 15 years. I believe at or after 15 years you get the medical and either the lump sum or annuity. If you don't get to 15 years no lump sum no medical coverage and annuity at 65. I am at a decision point in my career and don't want to miss a chance to leave. I as ked HR and they were no help. I don't think many of us young ones will make it to 55. When I say 15 years I also mean 55 years of age. I think I can make 15 years but not to 55 years old. Any advice is helpful.

I’m greatly disappointment in this company for sending an email encouraging employees to sign up for their annual benefits knowing most won’t be here in 2026. It feels incredibly insensitive and tone deaf. I understand that this is business, but we are also human and that should come with some sort of empathy.

Any legacy uniti people here who can tell us about the severance plan? Windstream cut ours and only left supplemental unemployment to make up the difference in lost salary for a few weeks, or until you got a new job.

Looking at 2026 Benefits enrollment, healthcare cost for Self+family went up by appx 15% whereas BPI will be 2-3%.
Already a paycut 😭

Can someone tell me why there is no Friends and Family posted on the fall extra discount days. Many of the retirees look forward to it each fall.

Does anyone know or have a resource they can point me to that explains "cash pay" versus COBRA?

I wanted to see if it is me or if HCSC is really that disorganized in getting these two items taken care of for those of us that have been recently RIF'd. I am a REMOTE worker who was RIF'd back on 9/24/2025. I was curious if there are others experiencing the same as me. The contacts we were told to work with keep telling me it is coming.... We are almost at the one month mark and I have yet to get either below via mail, UPS, or even FedEx.

1. I have yet to receive any instruction from the transition team or IT telling me how to return my laptop.
2. I have yet to receive any instructions on how to apply for COBRA. We are less than 2 weeks from the end of our medical coverage.

Just curious if others are experiencing the same or if I should begin trying to get the information in other ways.

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and remote start is dead for all cars which have it.

who needs redundant systems?

Just received a benefits update letter informing me that I can buy Internet Air for $30 - my retiree "benefit".
The competition Mint Mobile who uses the T Mobile network offers same for $25.
Verizon has the same low price deal.
So what gives?
What's my benefit?
Why would anyone pay more as "a benefit" when they can turn to the competition for less?

Just saw email taking about the changes upcoming during enrollment period. Atleos mentions about the “staggering increases in healthcare” requiring an increase of rates.

That’s now a double whammy as they took away the benefit of being healthy (non smoking, sugar levels, etc) providing a discount on healthcare per pay period. Smokers actually benefited the most cause their rates came down!

Add that to worsening 401k company match, things keep going in reverse.

If you are displaced, don't forget to take advantage of things like vision insurance, dental insurance, etc.

Also, if over 55, look into 'Rule of 55'. 'Separation from Service' in IRS speak. It allows anyone 55 or older to withdraw funds from retirement account with no penalty. You will still need to pay taxes on any non-taxed (401k) funds, but if you have pre-taxed (Roth) funds, there will be no Fed tax. You will need to look into your state situation. For example, Iowa has no tax on retirement fund income.

Talk to empower

As of December 1, eDOCS will be officially, legally, and technically integrated into NetDocuments. All current employees will transition to contractor status under a six-month probationary period.
In General, contractor roles don't come with benefits such as 401(k), RRSP, or health coverage; dental, vision, because they are considered self-employed.

This presents significant challenges—particularly for U.S.-based employees, who rely heavily on employer-sponsored healthcare. Canadian employees may be somewhat less affected, though ongoing issues with the public healthcare system and lack of private coverage options still pose concerns.

Wonderful news this morning that the company is announcing a new family building benefit. Although it sounds like a great initiative for young workers for the company, there still lacks any new benefits or appreciation of the older workforce with Enbridge.

This may have been asked in previous posts but if so I missed it. Anyone know what the benefit is to change to Retired from Displaced? Doubt there is much just curious if anyone has done that recently. Thanks.

I go on maternity leave in 6 weeks. If I’m laid off, can I negotiate my severance pay to cover the full maternity leave. The leave is already filled with Target. Are there any other protections I can ask for/negotiate on?

That's my biggest issue right now. I can't afford to lose my job because I desperately need my health insurance. Do we get anything as part of the severance package?

I’m literally standing in the store wondering if I should stock up on essentials so I can keep feeding my household if I get laid off.

Just when youthink HCSC can’t go any lower it does!! 😱😱😱 if you are mid professional and have been at HCSC under five years and live in Illinois good for you, you get three extra days a year. But for those that live in Texas and other states, you don’t!! I guess HCSC couldn’t level up the field of PTO to make it right.

Anything? I'm so tired of only ever hearing about layoffs and shutdowns and PIPs and lost benefits and who knows what else.