#finance

I got deposit today on my account , but like half of what I normally get.

I understand 2026 payroll makes it difficult for 26 payments.

I am still confused

Account > Overview > scroll to the bottom and you will see it under your transaction history.

I know you guys have been playing with the bonus money. What does it look like this year?

Why is nobody adding up the recent $19.5 and the previous $10B FNV4 fiasco? And a good man like Hinrichs was let go?

https://finance.yahoo.com/news/oracles-larry-ellison-agrees-to-backstop-404-billion-in-financing-for-paramount-acquisition-of-warner-bros-145133265.html

Larry Ellison, the centibillionaire founder and executive chairman of Oracle (ORCL), agreed to personally backstop $40.4 billion in equity financing for Paramount's proposed acquisition of Warner Bros.

Diversification away from a stodgy old tech company to more influential properties is the order of the day.

Anyone use the the advisory service they offer? Is it worth it?

MF has been in position and seen through this entire DEBACLE! Frankly, I take offense with him sitting on stage presenting 101 corporate Finance - we all went to college and understand how it works. Do your job and EXPLAIN the changes we are making to navigate this storm and improve.

Under MF, our stock price has TANKED… not a great outcome for a CFO.

WAKE UP NIKE BoD !!

Thoughts?

How much did we lose on that deal?

Oil futures are pointing to lower prices. COP will be struggling financially given the downward pricing direction. How do you think senior leadership will lead us through these challenging times?

Ford’s $19.5 Billion write-down marks the largest impairment taken by a company in Detroit’s history!

Bill and Farley should be getting an award!

Anyone have information on bonuses this year? Up, down or same?

Qorvo Inc
As of December 12, 2025 • 4:00 PM EST
NSQ: QRVO
88.07USD

• 1.34(1.50%)
  What exactly do you think you're doing with my money, start talking.

What does everyone think of the new finance operations leadership in Lake Mary?

Every interaction I’ve ever had with NH has been good… I am actually optimistic with him stepping into the role. Seems like a win for Finance for to me.

Folks laughed at me when I warned my coworkers that FISV was a $60 stock dressed up as a $230 fantasy after the NYSE move. The signs were obvious: manipulated optics, a dying point-of-sale market, hemorrhaging top talent from core banking, and an obsession with squeezing every last accounting trick to fake financial health. Fast-forward to today, the lipstick finally wore off. I had hopes for Mike, but his decisions speak for themselves: he’s following accountants instead of customers, chasing short-term numbers instead of long-term stability. Infinite Group is nothing more than a payroll-tax dodge to inflate EBITDA, a temporary illusion that collapses once the tax tools run out. By 2026, they’ll have nothing left to hide behind. This stock is heading to $30. As someone from a family of attorneys, I’m stunned no employee has sued for blatant misclassification designed to dodge IRS obligations. It’s astonishing they’ve gotten away with it this long.

As for Ryan C, don’t insult your associates by stating forming strategic alliance with infinite for best practices. Heck, many don’t know who they work for and who their manager is just a sweat shop, as long as the timesheet is submitted by Friday.

If there is a global financial reset like they are talking about, employed or not, we’re all in trouble. Half the economist don’t want to talk about it out of fear that it’d cause a panic sell of stocks, which in turn expedites it. The other half have been singing it from the rafters as a warning. IF it does happen, your dollar is worthless. Your paycheck regardless of amount will all be equal, the same value, nada. What concerns me is that economist all over the globe are worried about the same thing and are leaning more toward a “when” instead of an “if” it will happen. Thoughts?

We successfully became a single purpose hedge fund under his management.

Why the price dropped again?

How much did AT&T lose on Time Warner and DirecTV?
Months before it sold Warner Media to Discovery, it spun off the satellite broadcaster DirecTV, another prong in AT&T's media strategy, with a loss to shareholders of about $49 billion. By The Times's calculation, between the Time Warner and DirecTV deals AT&T has squandered close to $100 billion!!!
How do we lose soooo much money and still have the same dum dums at the helm!???

Boca retiree here. Finally some good news from the Great State of Florida.

Weiss Ratings, LLC out of plush & ritzy Palm Beach Gardens Florida has released its ratings of Mutual of America.

B Rating

https://weissratings.com/en/insurer/l88668

It rates 654 Life & Annuity Companies with 8 receiving an A Rating and 119 receiving a B rating so mutual is in the top third.

They are saying the following:

B     Good. This insurance company offers good financial security and has the resources to deal with a variety of adverse economic conditions. It comfortably exceeds the minimum levels for all of our rating criteria, and is likely to remain healthy for the near future. However, in the event of a severe recession or major financial crisis, we feel that this assessment should be reviewed to make sure that the firm is still maintaining adequate financial strength.

Major Rating Factors: Good quality investment portfolio (5.8 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Fair overall results on stability tests (4.6) including excessive premium growth, weak results on operational trends, negative cash flow from operations for 2024 and fair risk adjusted capital in prior years. Weak profitability (1.7).
Other Rating Factors: Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.0).

Safety Rating
Our financial strength ratings are based on a complex analysis of hundreds of factors that are synthesized into a series of indexes: capitalization, investment safety (Life & Annuity and Health companies only), reserve adequacy (Property & Casualty companies only), profitability, liquidity, and stability. These indexes are then used to arrive at a letter grade rating measured on a scale from A to F. A good rating requires consistency across all indexes. A weak score on any one index can result in a low rating, as insolvency can be caused by any one of a number of factors, such as inadequate capital, unpredictable claims experience, poor liquidity, speculative investments, inadequate reserving, or consistent operating losses.
The ratings are derived, from annual and quarterly financial data provided by SNL Financial LC, the National Association of Insurance Commissioners and State Insurance Regulators. This data may be supplemented by information that we request from the insurance companies themselves. Although we seek to maintain an open line of communication with the companies being rated, we do not grant them the right to influence the ratings or stop their publication. (See Rating Definitions)

F-ck the Comdex ratings

The French cable operator behaves like a slow-motion corporate pratfall that Inspector Clouseau himself would applaud? Every time I turn away, they slip on another banana peel, fall down an elevator shaft, and somehow manage to set the building on fire on the way down.
The Case: Does your dog bite?
Altice USA has filed an antitrust lawsuit against several major lenders including Apolo Capital, Ares Management and BlackRock accusing them of forming a cartel that has frozen the company out of the credit markets.
Let me restate this:
A company buried in debt is suing lenders because the lenders...don't want to lend it more money. A Decade of French Stewardship:
Altice didn't just show up one day.
They bought Suddenlink and Cablevision a decade ago, and then managed it with the precision and discipline of a French road crew on strike.
The French love of hierarchy, bureaucracy, and central planning collided with two gritty American cable operators and the result was...this.
Ten years of shrugging, hand-waving, and "we will study zee matter carefully," all while the infrastructure aged like Camembert left out in August.
Now, after torching the balance sheet and alienating customers, Altice has concluded that the real problem is...the finance bros.

Check your linked in form

QUOTIENT WEATLH PARTNERS

Webinar 12/10

12pmCentral
1pm Easter

Thank you!

Teradata announces $500 million stock buyback in 2026.
That’s a lot of money for a company with yearly declining revenue. A lot of people don’t understand that amount of money. Think of it in terms of lipstick. That’s enough money to buy a new tube of $10 lipstick every day for 137,000 years. Wow, that’s a lot of lipstick!

Someone Just Bought 1,046,068 Xerox Shares for $2.74 Million (XRX at $2.74 ea)
https://tonernews.com/forums/topic/someone-just-bought-1046068-xerox-shares-for-2-74-million-xrx-at-2-74-ea/

This is a surprise. I wonder what will happen to Finance. I heard a lot of NYC jobs are going to lower cost locations.

https://finance.yahoo.com/news/citi-cfo-mason-to-step-down-after-ceo-frasers-power-consolidation-135104516.html

How long does it take to get paid once you inform you want the lump sum?

So with FPAS being consolidated into corporate FP&A, what was the point of coe finance transformation to begin with? It just goes back to finance like nothing ever happened? Finance is always chasing everyone else for savings, while untold millions were spent on overlapping roles and chaos for years with no accountability or sensible organizational structure. It is a travesty what has happened to so many careers over the years as a result of costly misalignment among the finance leadership. There could really be a full case study on it.

If you had invested $1000 in TDC on November 23, 2015, your investment would be worth $910.31 today.
That's a -8.97% return, or -$89.69 in loss.

SB, aka Bandy, closed the last Town Hall with a sort of “Trust me, bro” line.

Fitting, because that’s basically the financial strategy right now: trust us while we borrow new money to pay old debt and hope nobody asks why the interest bill keeps climbing.

Xerox isn’t running a literal Ponzi scheme, but the behavior rhymes: fresh debt replaces maturing debt, each round more expensive than the last, with no cash flow to reduce anything on its own.

Let's not forget some of SB's “stellar” performances in this Ponzi-like scheme:

• In September 2023, SB borrowed $500M to buy back from his lord and master Carl Icahn (a legendary activist investor who had fallen on hard times and was wrong not by decimal points but by several orders of magnitude in his calculations to buy HP) his stake in Xerox;

• In late 2024, SB borrowed another $220M to buy ITSavvy, the company then and nowadays run by a friend of the now-departed COO John B (still a board member though);

(Meanwhile, days later, SB indulged the whims of the also now-departed Chief Disruption Officer and wasted $10-20M on sponsoring the Aston Martin Aramco Formula 1 team, which wouldn't even win a Hot Wheels toy car race)

• And even though 2024 wasn't over yet, SB had time to plan how to borrow more money to acquire (well, rather than “acquire”, I would say “pay to be managed by”) Lexmark: close to $1B of extra liabilities for a company that lost about $740M last year.

SB & Friends claim they’ll pull out $200–300M in “synergies” by cutting overlapping functions, closing facilities, and shrinking corporate overhead.

Without those savings, the debt load gets heavier, interest expense keeps rising, and refinancing becomes harder. It’s that simple.

SB & Friends keep repeating the synergy story like it’s guaranteed.

It isn’t.

It requires flawless execution, discipline, and no surprises—things they know very little about.

Meanwhile, the core business is falling off a cliff. The only thing keeping this train moving is access to credit markets and the hope that lenders keep buying the story.

So yes: when the CEO says “Trust me, bro”, what he’s really saying is: “You are going to take a leap of faith and BELIEVE that the cuts will be implemented quickly, revenues will stop declining, and lenders will continue to be friendly”.

Except the lenders are not staying friendly anymore. S&P Global Ratings just cut Xerox’s credit rating to CCC+.

For those unfamiliar with S&P credit ratings: on a scale of 22, with 1 being “Prime” and 22 being “Lousy” (default, no money to pay bills anymore), CCC+ is 18.

S&P are also warning Xerox will burn $170–200M in cash this year and carry a debt load more than 7.5 times our earnings.

Put it in the simplest terms possible: the rating agency thinks we’re borrowing money just to stay alive, and that if anything goes wrong — if synergies slip, if revenue drops, if refinancing gets delayed — the whole structure can fall apart faster than any PowerPoint slide can explain.

At this point, the person who says "Trust me, bro" is in fact the last person you should trust.

Musical Chairs...

https://finance.yahoo.com/news/eu-approves-450m-czech-support-100157348.html

Form 4] VERIZON COMMUNICATIONS INC Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4
Rhea-AI Filing Summary
Verizon Communications Inc. (VZ) executive vice president and Chief HR Officer Samantha Hammock reported an acquisition of 84.289 phantom stock units on 11/20/2025 under a deferred compensation plan. After this transaction, she beneficially owns 29,098.676 phantom stock units, held indirectly through the company’s deferred compensation plan.

Each phantom stock unit is described as the economic equivalent of a portion of one share of Verizon common stock and is settled in cash rather than actual shares. The units become payable upon events that Ms. Hammock has established in line with the plan’s rules, and the total includes phantom stock accumulated through dividend reinvestment.

I feel like if anyone announced a purchase of Truist, their stock would drop by 75% in a day?

Please dont turn this into a political thread. Both parties are disgusting and colluding to fu-k the worker.

What a horrible day, I am safe… but my friends were cut and it just feels like a death. NO ONE deserves to be without a job right before Christmas.

Sharing what I know, future looking -

Consumer re-org will be announced tomorrow.

Not sure on HR,Network,finance etc but consumer will be switched up completely.

We have families and kids that depend on us. Everyone’s all worried and it’s impossible to find a decent job in this economy.

Damn it. They have no empathy. And all the available jobs su-k and are pay cuts.

The reality of SOLV financials is gruesome. Revenue just north of 8 billion. Debt north of 5 billion. Bryan is a grossly incompetent and overpaid clown but he was dealt a bad hand thanks to Mike Roman. How 3M saddled a HC spin less than 25 percent of the original company was a master play in financial engineering.

Even after the only smart move Hanson could do in spinning off Filtration, his card deck is full of low cards. No aces of trump left. He's being pressured by a rich guy who may not live out the next four years of the "Solventum Way" given he's already 83.

The poster who wished SOLV had never been spun off is right. As bad as 3M is being run, at least the stock price has doubled under Bill Brown.

If you are still working at SOLV and see things differently, please pass the gummies. The layoffs will accelerate and not just be a Frank Shirley Christmas bonus special. No way can Bryan grow the top line when he's obsessed with cutting costs. The one good chance HCBG ever had of being special died when Bryan listened to the guy on the yacht instead of going all in for growth.

Meanwhile, cousin Eddie is getting the long desired management position he's always wanted, reporting directly to Heather. The two would make a great tag team in the WWF of overpaid and overweight execs.

Does anybody know how much has been spent on it already?