#benefits

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What happens if you are let go before you are retirement eligible?

There is a lot of talk about NRE and retirement eligibility. My questions are if you leave before you have 15 years and after 15 years. I believe at or after 15 years you get the medical and either the lump sum or annuity. If you don't get to 15 years no lump sum no medical coverage and annuity at 65. I am at a decision point in my career and don't want to miss a chance to leave. I as ked HR and they were no help. I don't think many of us young ones will make it to 55. When I say 15 years I also mean 55 years of age. I think I can make 15 years but not to 55 years old. Any advice is helpful.


Benefits Email

I’m greatly disappointment in this company for sending an email encouraging employees to sign up for their annual benefits knowing most won’t be here in 2026. It feels incredibly insensitive and tone deaf. I understand that this is business, but we are also human and that should come with some sort of empathy.


severance plan

Any legacy uniti people here who can tell us about the severance plan? Windstream cut ours and only left supplemental unemployment to make up the difference in lost salary for a few weeks, or until you got a new job.


COBRA and Laptops for Those Recently RIF'd

I wanted to see if it is me or if HCSC is really that disorganized in getting these two items taken care of for those of us that have been recently RIF'd. I am a REMOTE worker who was RIF'd back on 9/24/2025. I was curious if there are others experiencing the same as me. The contacts we were told to work with keep telling me it is coming.... We are almost at the one month mark and I have yet to get either below via mail, UPS, or even FedEx.

  1. I have yet to receive any instruction from the transition team or IT telling me how to return my laptop.
  2. I have yet to receive any instructions on how to apply for COBRA. We are less than 2 weeks from the end of our medical coverage.

Just curious if others are experiencing the same or if I should begin trying to get the information in other ways.


no myfordbenefits

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© 2025 Alight Solutions. All rights reserved.

and remote start is dead for all cars which have it.

who needs redundant systems?


AT&T Benefit

Just received a benefits update letter informing me that I can buy Internet Air for $30 - my retiree "benefit".
The competition Mint Mobile who uses the T Mobile network offers same for $25.
Verizon has the same low price deal.
So what gives?
What's my benefit?
Why would anyone pay more as "a benefit" when they can turn to the competition for less?


Healthcare costs going up

Just saw email taking about the changes upcoming during enrollment period. Atleos mentions about the “staggering increases in healthcare” requiring an increase of rates.

That’s now a double whammy as they took away the benefit of being healthy (non smoking, sugar levels, etc) providing a discount on healthcare per pay period. Smokers actually benefited the most cause their rates came down!

Add that to worsening 401k company match, things keep going in reverse.


Benefits usage, and Rule of 55

If you are displaced, don't forget to take advantage of things like vision insurance, dental insurance, etc.

Also, if over 55, look into 'Rule of 55'. 'Separation from Service' in IRS speak. It allows anyone 55 or older to withdraw funds from retirement account with no penalty. You will still need to pay taxes on any non-taxed (401k) funds, but if you have pre-taxed (Roth) funds, there will be no Fed tax. You will need to look into your state situation. For example, Iowa has no tax on retirement fund income.

Talk to empower


Update on the NetDocuments Acquisition of eDOCS

As of December 1, eDOCS will be officially, legally, and technically integrated into NetDocuments. All current employees will transition to contractor status under a six-month probationary period.
In General, contractor roles don't come with benefits such as 401(k), RRSP, or health coverage; dental, vision, because they are considered self-employed.

This presents significant challenges—particularly for U.S.-based employees, who rely heavily on employer-sponsored healthcare. Canadian employees may be somewhat less affected, though ongoing issues with the public healthcare system and lack of private coverage options still pose concerns.


PTO Disparity

Just when youthink HCSC can’t go any lower it does!! 😱😱😱 if you are mid professional and have been at HCSC under five years and live in Illinois good for you, you get three extra days a year. But for those that live in Texas and other states, you don’t!! I guess HCSC couldn’t level up the field of PTO to make it right.


What this place does best

They have mastered the art of rewarding cuts instead of effort. Executives keep cashing in while employees lose benefits and customers lose patience. Every quarter it’s the same flashy story for investors while the rest of us deal with the fallout. It’s hard to see where any real future fits into that plan.


ELV to UST experience so far…

Terrible…
Less benefits…
Less PTOs…
Sweat shoppish management …
Job cuts…
No diversity and that means not a single American in any layer above me or even around me…

Ohh wait that was the similar in ELV IT too.

IT had layers and layers are Indians. Several of them totally not competent by far. Speak English in a weird way with disregard and disrespect to grammar, pronunciation and several times etiquettes. And worst they keep hiring Indians ONLY. How? They bring cheap -ss Indians as contractors and then convert them. Companies like UST are partners in that crime.

They don’t even want to engage with white Americans nor do they want you around. They keep talking to each other in their mambo jambo local language and keep warming smelly food in the kitchen.

yeah damn it, this happening in USA.. not in Bangaladore.


Benefit Cuts !!

We called it on this board several months ago due to inside sources. More benefit cuts announced today. Healthcare and life insurance changes will save about $2m. The increase in premium hits lower wage worker hardest. There should be a sliding scale based on percentages and income level. Premium rise is a regressive tax. Anthem is rolling out these Platinum BS Providers--probably the ones getting the biggest kickbacks in a ponzi like scheme. CHRO and Data Czar not in attendance at the price hike inflation meeting today.


Once You Get Out of There...You Will Feel Liberated

New job, drink coffee when I want....work from home, when I want.. Big salary bump.
Big benefits bump. Big 401k contribution bump. No dysfunctional coworkers or management to deal with. I actually like my job. Treated with respect and dignity, a professional, not a factory worker....... there is a new life out there.......go get yours. Its waiting for you!....


Everyone from Lowe’s stores should

Go to their local union and ask to vote in a union. Each store has to get 80% yea votes to vote a union into the store. Then they negotiate on behalf of the membership and their complaints. Better health care better time off. Each store should employe so many full times and so many part times. Include part time in the contract.


New PTO policy is a slap in the face for that live in Texas.

New PTO changes -

Most employees will not see any changes to their PTO accrual minimums or PSWD carryover maximums, and no employee will have fewer PTO or PSWD as a result of this change.  

· Illinois- and Nevada-based employees will have higher minimum PTO accruals (from 80 hours minimum to 104), while employees in California, Colorado, and Montana will have higher minimum PTO accruals (from 80 hours to 104) and higher PTO carryover maximums (up to 216 hours).  

So a big - 🖕🖕🖕🖕 we don’t think you’re worthy Texas folks.


Amazing email on benefits improvement

Having a hard time swallowing this. Honeywell actually is planning to pick up the tab for medical insurance premiums to the tune of 40%.

It reads as if the decision was taken to voluntarily give employees money. Someone please find the cash. It seems too good to be true!