#benefits

You can’t even register because their site is unable to send you a PIN by text. Ghetto AF. Sigh…Why are we treated so poorly?

Been at vz over 5 years with no vacation increase ever.

According to RL: Between 2022 and present, he took his eyes off the ball and our expenses increased by $2/bbl, due to the fact we hired 25% more people (in that amount of time)…

Could our cost increase be due to more than just over staffing? Maybe some cost overruns on projects (eg NextGen)? And will those project cost overruns end after this huge layoff? Or are we destined to do another round of layoffs in 2026?

I think, after the huge layoff is over, you’re gonna see a lot of other, small changes that will make it “not a fun place to work”. For example, they may begin charging a monthly fee for the gym. Insurance premiums will increase significantly. People will be asked to work 10+ hours of “casual” overtime, etc. You’ve already seen examples of this with PTO vs sick leave, and the “accrued vacation” policy changes.

I feel for the survivors because the sc--ws will tighten, and there won’t be many other job openings in the industry - you’ll be a captive audience, so to speak.

Sadly I think COP’s gonna be a different place to work than we’re used to.

If Wells Fargo offered a 10/14 or 10/28 layoff (which they wouldnt), but just curious which u would take. 10/14 wouldnt offer the 401k match and 10/28 would. No judgement here, just wanted to get a feel for which u would take if given the opp.

The VBO offered by BC is weak and not good enough to entice takers, beyond those already planning to retire this year.

Does anyone know if Wellsfargo will give the 401k contribution in Dec if decide retire this month.

I guess I was a sleep at the wheel and misssed this announcement. Did anyone hear from Oxy about the new rules for the catchup portion of our 401K. It looks like you might still be able to add to a Roth, but I used the pre-tax catachup for years now since I am older and could use it. I guess the govt needs more upfront tax dollars. This is an extra 2K a year I will be paying in taxes. Glad I am retiring in 2026.

https://www.foxbusiness.com/economy/some-americans-lose-popular-401k-tax-break-major-retirement-rule-change-starting-2026

Got an offer today after several months off. Couldn't believe what I was seeing. The company offers profit sharing and an employee stock options plan. Sounds like a company that cares about its employees. Not sure why Dell couldn't...or better yet, wouldn't do this for its employees. There are better alternatives out there.

Finished another week some how. State Farm is just a horrible excuse for an employer and represents all that is wrong with corporate America. For my first 15 years at State Farm I can honestly say I looked forward to going to work just about every single day. These last 10 years have been an absolute clown show. I thought it was bad but it is accelerating at an alarming rate. Everything they do sets you up to fail and ultimately sc--ws the customer over. I'm embarrassed most days to go into work. If we didn't have soo much money State Farm would be out of business within the decade. Please let it be known that 2026 will be the year of a huge exodus (voluntarily and involuntarily) for most people at State Farm. They are trying to get as many people to quit over stress leave. Horrible changes are coming at every turn from the pension, time off, health care benefits, return to work mandates and more unadulterated pressure. They are too cowardly to treat people appropriately and will just continue to destroy lives and careers. There is a special place in h-ll for these people making these decisions. Sold their souls to the devil. Run away as fast as you can, it gets worse!

After 3 weeks, the separation agreement is finally done. Dell is covering 2 months of COBRA insurance (they cut us off a full week BEFORE he was laid off).

How long did it take for y'all to get health insurance reinstated? We're in OKC and I've been without medication for a month now. It's way too expensive to pay out of pocket (thousands). I'm afraid it'll be too late to use it by the time they reinstate & backdate it.

My husband signed his severance paperwork yesterday (after waiting for 3 weeks for them to get it to him) and they agreed to cover 2 months of COBRA.

How long did it take for them to reinstate the coverage after you signed the paperwork? They canceled ours a full week BEFORE he was laid off. (They claim they are "looking into it") But I haven't been able to refill medications ($$$$$) or go to appointments for almost a month now. I fear they will reinstate it too late for us to be able to use it - with the backdating.

Can anyone direct me to how to get ride share benefits at Chevron?

Take time to review your medical selections carefully because it looks like a lot of little changes have been made and some may or may not affect you. Please read the options carefully. ChatGPT can also help you select the best option for you and your family.

For 10 months I’ve been working for a new company, here is a summary of my experience.

Managers are nice, especially in snr exec positions, humble too.

DXC is antiquated - the Tech in the real world is far more up to real world standards

The company I work for has proper salaries for employees, £70k for a PM Lead 4 days a week

Better staff benefits package, similar to perks at work but better discount %

Company paid meals

Manager said casually on a day we were going to be on site that we will go for a meal, I have the company credit card. And it’s not Nando’s!

Company paid Xmas meals (menu ordering)

Company paid fitness classes after work and lunch hour

Company paid proper well being session with people on site

Any training request is approved

Free EV charging on site

Barely any town hall meetings

If someone leaves or retires - the whole company gets an email with a thanks

No expectation to work stupid hours

They are genuinely shocked at my strong work ethic, DXC put you in a constant state of fear, and we have to work damn hard to not show on the redundancy radar, they think I work very hard and super productive.

If you’re under 60, you are wasting your years away here. Apply for jobs, and if you get an opportunity don’t look back.

BAE staff rejecting annual over 3% rise, most people in DXC haven’t had 3% in 10 years. Let that sink in.

Please make sure you read the details of the 2026 medical plan benefits. Cigna is adding a $55.38 per pay period surcharge if your spouse is eligible for insurance through their employer.

They are promoting a capped increase of no more than 5% but that does not take into account the spousal surcharge.

Didn't see this clearly answered in the materials. Wondering if it is possible to keep it as is until a more ideal low rate environment, which would pump up the commuted value.

Do we keep our vacation time and PTO is flex or is all paid time off flex starting next year?

For those that use or have family members that use the Chevron Mental Health and Substance Use Disorder Plan be aware that it is being discontinued as of January 1st, 2026.

In the announcement, individuals that regularly use these services are “strongly encouraged” to review the changes as the costs “may change”.

Farewell wellness week. Welcome unwellness week. No idea if someone will actually TELL the wage slaves or not but word is it's dead.

They are taking personal days away as of Jan 1. We will only have accrued PTO and I doubt they will add to our PTO to make up for some of that loss.

I started here excited and now I spend my days fighting broken systems with no raises. Management seems out of touch and benefits are continuously shrinking, so the job feels like a grind with less reward. If you are early in your career think twice before locking yourself in.

Got a nice letter from the Blue Death Star last night. "We feel your rising health care costs, inflation, blah blah blah" so we are increasing your wireless discount from 30%-50% but only if you have one of our "NEW" wireless plans. What the H$ll does that mean? No explanation included and online little help. Then "We also want all Retirees to have the fastest Internet so you will now all pay $30 a month going forward. I pay $10 now for 5 GIG the fastest plan. So Stinkey go retire like the VZ chairman so the stock can at least go up..........................

Some Retirees have received information about increased benefits ((wireless plans now 50% off)). The letter stated it’s all due to AT&T celebrating 150 years in 2026. Makes me think our COO ain’t leaving just yet.

How is nobody talking about this? Should I be applying elsewhere?? "Truist is undergoing internal restructuring. Sources indicate that between 500 and 700 contractors were cut last Friday in Digital and Technology divisions citing "policy concerns". Additional reductions are on the horizon, including cuts to employee benefits, further contractor downsizing, and full-time staff layoffs.'

For decades, retirees had a pathetic $3,000 Humankind company match. Now it is suddenly dropped to $2,000. Successful companies actually increase these figures over time. Exxon and Conoco match $5,000, Shell $5,500. Yet another benefit reduction by our dying corp. What goes around comes around.

In 2026, will HCSC offer a Roth 401k as the result of the Secure 2.0 Act, which requires catch up contributions for high earners be made only to a Roth 401k. Here we are in Q4 and I haven't heard anything yet. I believe if no Roth 401k option is available, then the high earner employee is not allowed to make catch up contributions. Curioyif anyone has heard anything on this from HCSC?

Honest question about FMP next day options. I'm curious what services for cel phone did people move too? I seem to have found a good deal at Mint and with the Duel eSIM thing I found it rather simple to spin up a second line to migrate away from T. It was 90% less than what T changed my bill to after the loss of the employee discount. Did anyone find better deals ?

I think I’m about to be fired, so I’d like to avoid having that hang over my head by leaving on my own. I hate this because I love my job, but there’s not much I can do about it, I pi---d off the wrong person. Anyhow, everywhere I look, benefits aren’t even close to being as good as here. Is there anybody who’s worked somewhere else and knows if it’s a similar setup?

Rumors down south are that there will be changes to benefits and enforcement of in office presence.

Anyone have insights re pension changes from DB to DC or other? Elimination of EDOs?

With the ill-received change to the 401k employer contribution*, I wonder how many people are waiting to retire at the first of the year so that they can get the 2025 contribution.

Do you utilize the benefit or is it not worth it?

Anyone know for sure about the rumors mgmt is discontinuing severance all together???

I’m disappointed by severance estimate. Here’s how to get a high-level estimate using any AI tool, readymade script to use-
• Permanent employee at Imperial Oil, based at Quarry Park Office.
• Annual salary: $[X]
• Current role: [Your Role] in [Function/Department]
• Continuous service: [X years]
• Defined benefit plan: [1.5% / 2%], RRSP/401k match: [X%]
• Location: [City / Office]
• Performance Rank : [X/4]

Context to consider:
• Mass layoffs, office closures, relocation of remaining employees
• Local unemployment rate, industry outlook, company financial health
• Comprehensive benefits package

How to estimate severance:

1.  Factor in years of service, age, position, rank, and contract terms
2.  Add bonus, retirement contributions, benefits continuation
3.  Adjust for industry and location context

All consider additional factors, past legal cases examples.
Estimate my severance pay.

Steve B et al have run an iconic company to the ground. Buying a dollar store company like Lexmark was a terrible, terrible move (just like the many, many before). What a complete joke this company has become. No merit increases, no 401K match, pretty much everything for the employees blow up or 'suspended', meanwhile Steve B, Bruno, Mirlanda, etc all gave themselves raises and padded their payout when they leave. The board is asleep at the wheel, or wants to see this head down the tubes. Fu-k Steve B and his stupid plans. Run for the hills, the layoffs and the continued bad news for the people who actually do something here are her for good.

Putting this out there to hopefully save anyone who may have fallen into the same predicament I just found myself in. If you're like me, because I was told FIS covers COBRA for 3 months, you selected all the same options that you had while employed, health, dental, vision, etc. Be aware, FIS does NOT cover vision. You need to access the Health Equity Wage Works site and pay the vision amount if you have not already. Until you do so, no paperwork will be submitted by Health Equity to notify of your medical (including CVS) or dental coverage, leaving you without any medical or dental insurance.

As a former follett employee I’d like to let anyone else still working there know…. There are much better less stressful jobs. “Oh but uhhhh the vp is d-mb and we didn’t get temps for fall rush and they cut our hours” yeah no duh dummy you work for a stupid company. Unless Follett is the only employer in your area (which is unlikely) just start applying elsewhere. I work for a great employer now with better benefits, hours, pay, work environment. Your life is bigger than dead end college retail.

I feel so genuinely bad for my old market leader, she ran the Cal State East Bay Pioneer store from her college years into her 40s. And talking to her was like talking to a brick wall of follett information. Zero soul, just regurgitated slop about endless retail. My point here is don’t let that happen to you too. Life is more than shelving books and getting screamed at by pi---d off customers who’s AirPods are 4 months late due to a drop shipping issue.

The separation letter says that Oracle will pay for 1 month of Cobra insurance and that's retroactive to the termination date. Does anybody know if that includes dental and vision as well?

I just recently left Macys however I still have Macy's money can I still use this to make some purchases. I have the regular Macy's American express which I had before I starting working for the company. Just curious.

When is open enrollment for 2026 Benefits?