#rto

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RTO5 is a pay cut in disguise! Demchak made your life much more expensive!

As pointed out on glassdoor a couple weeks ago {https://www.glassdoor.com/Reviews/Employee-Review-PNC-Financial-Services-Group-E507-RVW102269233.htm} this whole RTO5 will be very expensive for us. Min $20/day parking. If you can find parking. Need to buy a vehicle? Do you have to hire a babysitter? Daycare? Cancel your evening plans because of traffic. None of this RTO5 makes life any easier for us or the public. And let's be real nobody wants to sit in an overcrowded office and listen to other people scream on teams calls all day. I could go on and on. This RTO5 may as well be called a pay cut. And like clockwork there is high certainty the C-level folks will see some sort of compensation boost before end of year. "Hey thanks for agreeing with my RTO policy and fu--ing over our loyal employees. Our board thought it would be nice to offer you a bucket of PNC shares."

#RallyToOppose
#ResistTheOrder
#ReasonToOrganize


The Game

So far, I participated in two calls today. There were multiple presenters/speakers on each call. None of which were RTO including the majority of attendees for these two calls. I know these individuals & I am very familiar with the BU's. This RTO business sure is interesting. Lol


RTO is the reason for the stock cratering

Could’ve saved billions, but now we’re spending billions on new offices and campuses for no reason.

The biggest reason is general idiocracy, but publicly showing Wall Street and all of your employees how incompetent the CEO and entire C-Suite is, is another thing.

Can’t wait for the Nursing Home earnings call tomorrow to hear Sleepy Stank ramble about how this is employees’ faults.


In Office Scorecard Update

I see the new update, with the new dashboard on MySource highlighting exactly your in office exceptions seperate from other time off (e.g. holidays/sick).

Anyone have any insight on how the monitoring may change? Guessing there will be increased focus on the in-office exceptions.


If You Mandate RTO, At Least Make the Office Livable

If you’re going to force everyone into the office five days a week, can you at least turn the heat on? People are sitting at their desks in coats, winter hats, and gloves. That’s not exaggeration either.

You made the RTO decision, not employees. If the company doesn’t want to pay to make the buildings habitable, then revert the policy. Forcing people to commute just to freeze inside an office is beyond ridiculous and completely self-inflicted.


Humana 2026 Analysis Summary

Humana 2026 Outlook: Financials, Retention, and Compensation
Company Health & Financials

As of January 2026, Humana is in a "rehab" mode, focusing on a transition from aggressive expansion to profit-focused stability.

• Margins: Targeting a move from 1% to 2% pre-tax margins in Medicare Advantage.

• Market Adjustments: Exited 13 Medicare Advantage markets and 198 counties, impacting approximately 500,000 to 560,000 members.

• Star Ratings: A current headwind, with only 20% of members in 4-star plans or higher, though recovery is expected by 2027.

Employee Retention

• General Sentiment: Humana remains in the top 25% of large companies for retention, though RTO mandates are causing friction.

• Workforce Changes: Implementation of limited layoffs and voluntary early retirement packages to "right-size" the organization.

• CenterWell: Clinical staff show high mission-based satisfaction but report challenges with work-life balance.

RTO, Compensation, and Bonuses

• Return-to-Office (RTO): A 3-day in-office requirement for most corporate roles is leading to turnover in remote-heavy departments like Tech and Admin.

• Compensation: Annual merit increases are averaging 3.0% to 3.2%. "Skill-based pay" offers higher premiums (4-5%) for AI, Actuarial, and Clinical Management roles.

• Bonuses: Performance-Based Incentives (PBI) are now heavily tied to the company's 2% operating margin target and Star Rating recovery.

• Benefits: 2026 updates include eliminated copays for in-network mental health, modular benefit options (e.g., trading perks for HSA contributions), and an emergency savings match program.


Reality Check

As a former U.S. Bank employee with close to 30 years of experience and experienced unemployment.

Recognize

  • You are owed nothing other than your last paycheck.
  • Benefits are better than most other places.
  • Your colleagues are friendly with you but are not your friends.
  • Anyone including you can easily be replaced.
  • The job market is tough even with high demand skills.
  • Leadership acts on behalf of the shareholders. You should too.
  • Age discrimination is real.
  • RTO is not about you.
  • Business has nothing to do with morality.

You should:

  • Appreciate your paycheck
  • Not complain…not to anyone.
  • Learn and leverage AI.
  • Use all available resources at U.S. bank and anywhere else to improve.
  • Work hard and do your best while you’re employed.
  • Side hustle or develop passive income streams.
  • Stop being entitled.
  • Not share your personal baggage or health issues.
  • Not compare yourself to anyone.
  • Know your worth and find a place that recognizes it.

I am not posting to say what is right or wrong l. All I can say is that it is better to su-k it up and collect a paycheck than having your pride on the unemployment line.


Clarification needed for Teammates w/5 day in office requirement

For teammates that are required to be in office 5 days a week for work, are they required to work from home when inclement weather prohibits them from getting to the office? It would seem if in office teammates are unable to effectively collaborate with a Champion Mindset and build better lives and communities unless onsite, there is no need for them to worry about work if they can't get to the office.


RTO has been Tough – Feeling Isolated

After years of productive remote work, I was dragged back to the dog bone farm, and let me tell you, it’s been a total letdown.
All I see are groups of people clustering together, chatting away in their own language, and yapping on their phones right in the middle of work hours. Meanwhile, the rest of us are trying to focus and get stuff done, but the constant noise and exclusionary vibe is overwhelming.
It’s disappointing and downright discouraging. How are we supposed to collaborate or feel like a team when it’s all cliques and distractions? Anyone else dealing with this?


RTO Ki-ls Companies by Forcing Talent Out

https://www.inc.com/leila-sheridan/kevin-oleary-loves-why-his-companies-will-never-force-a-return-to-the-office/91291726

Kevin O’Leary — a real investor with actual companies laid out why forcing people into offices is a losing strategy:
“If you’re trying to say to people, ‘Oh, you got to work in an office,’ you’ll just get the bottom quartile of people who have no choice.”

He points out that in his portfolio of 50 companies, 40% of employees stayed remote after the pandemic and that’s true across the economy.

That’s pure talent economics. If you force everyone back full time, you literally shrink the talent pool to people who can’t choose otherwise. Meanwhile the companies embracing flexibility get the best performers and stay competitive.

This is about facts not feelings. It’s about results, real hiring markets, and the fact that companies that mandate RTO are choosing the bottom quartile instead of competing for top talent. Investors and workers alike see through it.


RTO

Remote workers, sorry, you saw a real impact. As for all the doomsayers saying no more work from home or hybrid, you were WRONG! Always bringing this up during layoffs cause you are too worried about where someone is doing their job. foh!


Contemplating to stay vs taking another offer

I am considering an offer from a global company where I will mostly be managing/co-developing a team of developers building a product. The downside is I might be the only one on-site in the city and rest are spread across the world. RTO is 2 days a week 40 miles away.

I have a pretty good standing at T but just afraid of all these lay offs and relocations to god knows where. What do you guys think makes sense to do here?


We are the Cleveland Browns

This company feels like a team stuck with bad coaches who refuse to adapt, and the scoreboard proves it. You don’t win by wearing out your players. You win by putting them in a position to succeed.

Employees aren’t asking for less accountability. They’re asking for flexibility, which most of the market already offers. If five day RTO actually drove performance, we would see it in execution, morale, retention, and the stock. We don’t. We see burnout, attrition, and continued underperformance.

In sports, when coaches pile up losing seasons, blow money on bad deals, and lose the locker room, they don’t get more time to tighten discipline. They get fired. And we already have a losing record. Years of bad acquisitions, billions written off, talent walking, and a stock that can’t keep pace with the league.

Good coaches listen to feedback and adjust. Bad coaches double down, blame the players, and keep losing. Flexibility is the fix. Rigid RTO is the mistake. Until leadership accepts that, this team isn’t turning the season around.


AT&T expands in Charlotte, hiring 200 people for cybersecurity jobs in new office

Employees in Charlotte will focus on emerging cyber threats, designing defenses using AI and serving as part of AT&T Dynamic Defense, a network-based security service designed to detect and stop threats before they impact a business.
New office to be located approximately 1 mile from the Charlotte NRC.
And yes, RTO will be in full effect


What is being asked of leaders?

Can someone please share the directives coming down right now? Every leader seems even more in a scramble this week than the last 8 combined.
Yes it’s clear layoffs happened this week, but it’s something more. I had vaguely overheard, I was trying not to be obvious, about a directive that was given from HR about a RTO mandate. As in some directive about a larger mandate to ensure employees are in hubs and not remote. What is going on? All of us see and sense something.


RTO - the real story

Yes, a new Office First policy will be announced.
No, not every employee will be mandated back to an office.
Yes, employees currently assigned as hybrid office based will be required to work from that office each day. No more 3 day schedule. This will happen over a few months.
Yes, if you are currently a virtual employee (meaning that your HR profile which you can access on Talent Central has you listed as virtual), AND your home address is within 31 miles of an OT office, you will be reassigned as an office employee and will be required to work from your assigned office every day. These employees will be given several months before they have to begin working from the office.
Yes, this applies to ALL employees in the US who live within that distance to an office, other than customer facing sales.
No, employees in countries with council will not immediately have to comply. OT is negotiating with these councils.