#financialresults

An increase of $5,000,000,000+ in debt in just 3 months!

https://techrights.org/n/2026/04/24/IBM_s_Debt_Increased_Over_5_Billion_in_3_Months_While_IBM_Laid_.shtml

Looks like from the outside Target is doing really well. Stock price is way up, lot of positivity on LinkedIn and social media from leadership, employees on social media seem really happy. Fiddelke said that they will also have positive comp sales every quarter this year. Is Target back?

heard that its likely to be the worst ever result for dXc.

Here comes mass WFR - just like Meta, AWS, Microsoft have announced this week... except dXc can't blame AI as the company hasnt worked out the innovation yet, still trying to insert the X factor.

At least for the 19,100 employees reduced since March 2025 according to Q1 2026 financial news release.

Congrats to those that remain on the increased value of your retained RSU and outlook.

buy a brother a beer?

Typical smoke and mirrors.

https://www.wsj.com/business/earnings/ibm-posts-higher-first-quarter-sales-buoyed-by-ai-990f6a0a

Growing adoption of artificial-intelligence tools by businesses help boost the technology company’s quarterly results

By: Elias Schisgall |
Updated April 22, 2026 5:06 pm ET

IBM reported rising revenue and a higher profit in the first quarter, buoyed by the growing adoption of artificial-intelligence tools in businesses.

“AI continues to be a tailwind for our business,” IBM Chief Financial Officer Jim Kavanaugh said in an interview. “You see it play out in the results, as we captured demand for both technology and innovation around AI, but also services that help organizations orchestrate, deploy, govern, scale AI.”

The technology company on Wednesday reported a first-quarter profit of $1.22 billion, or $1.28 a share, compared with a profit of $1.06 billion, or $1.14 a share, a year earlier.

Stripping out certain one-time items, the company logged adjusted earnings of $1.91 a share, ahead of Wall Street’s expectation of $1.81 a share, according to FactSet.

Revenue rose to $15.92 billion from $14.54 billion a year prior, amounting to what Kavanaugh said was IBM’s highest first-quarter revenue growth in many years. Analysts surveyed by FactSet were expecting revenue of $15.63 billion.

IBM maintained its expectations of constant currency revenue growth of at least 5% this year, with free cash flow rising by around $1 billion.

Shares fell about 6.4% in late trading to $235.82. Through Wednesday’s close, the stock had lost nearly 15% this year.

Revenue in the company’s software segment rose to $7.05 billion, up 11%. Within that segment, hybrid cloud revenues, which includes the company’s Red Hat business, were up 13%, while automation revenue rose 10% and data revenue rose 19%.

Consulting revenue rose 4% to $5.27 billion, and infrastructure revenue was up 15% to $3.33 billion.

Free cash flow in the quarter was $2.2 billion, up around $300 million year over year. Analysts were expecting $2.04 billion.

IBM’s board of directors also increased the company’s quarterly dividend to $1.69 a share, up from $1.68.

The new payout, equal to $6.76 a year, represents a 2.6% annual yield based on IBM’s Tuesday closing price of $255.68.

The dividend is payable June 10 to shareholders of record as of May 8.

Of course all the so-called news is shallow parroting of IBM or "churnalism" void of real analysis.

http://techrights.org/n/2026/04/22/IBM_s_Shares_Have_Just_Collapsed_Again_as_a_Result_of_the_Phony.shtml

https://www.marketbeat.com/instant-alerts/optimum-communications-inc-nyseoptu-given-consensus-rating-of-reduce-by-analysts-2026-04-21

KEY POINTS

Analysts give Optimum Communications a consensus "Reduce" rating from seven analysts (two sell, five hold) with an average 12‑month price target of $1.875.

Insider selling and institutional stakes: General Counsel Michael Olsen sold 250,000 shares at $1.60 (insiders sold 290,000 shares in the quarter) and now insiders own 44.60% while institutional investors hold 54.85%, including new large stakes by Vanguard, Empyrean, Deutsche Bank, Millennium and Redwood.

Weak recent results and valuation: Optimum reported a quarterly loss of ($0.15) EPS versus a ($0.01) consensus, revenue fell 2.3% year‑over‑year, analysts forecast -0.4 EPS for the year, and the stock trades around $1.69 with a market cap of about $792.7M.

This can only be seen in the 10Q report

Here is the link to the report
https://www.youtube.com/watch?v=pI_7D7T83TQ&t=33s

Shortly before the FY2026 results will be announced on May 6th a global RA will hit all Northern European and north American teams. The scale of the RA will be unprecedented but is timed to address the disastrous financial results.

Fasten your seatbelts folks - this is the beginning of the end.

LONG TERM INSURER FINANCIAL STRENGTH
DATE : 14-Apr-2026
Fitch Ratings: BBB (negative outlook)

Fitch has issued a No Action for Mutual of America as of 4/14. Still BBB w/negative outlook. just above junk bond status.

negative outflows, management turnover, shifting priorities, slow sales, digital transformation failures are being scrutinized by the credit bureaus.

Story by Sheila Dang

HOUSTON, April 8 (Reuters) - Exxon Mobil signaled on Wednesday that first quarter earnings could decline from the previous quarter, with an expected multi-billion dollar hit related to financial hedging outweighing higher oil and gas prices triggered by the Iran war.

The top U.S. oil producer also said it will see higher profitability in later quarters when derivative contracts are settled with physical shipments.

In a regulatory filing, Exxon said earnings in the upstream business could have a lift of about $1.4 billion compared to the fourth quarter, driven by higher oil prices, which skyrocketed as much as 65% following the start of the war on February 28.

Downstream earnings, however, could be negatively impacted by around $5.3 billion due to the so-called timing effects connected to derivative contracts and cargoes that were not delivered due to the war.

"This is clearly a messy release with a number of Exxon-specific factors related to current events in the Middle East impacting earnings," Biraj Borkhataria, an analyst with RBC Capital Markets, said in a research note.

The earnings snapshot points to first quarter earnings of about $5 billion or $1.20 per share, Borkhataria estimated.

Adjusted earnings in the fourth quarter were $7.3 billion or $1.71 per share.

EARNINGS MISMATCH WILL 'UNWIND OVER TIME'

The "unusually large, negative timing impact" is temporary and results from accounting rules for the trading program, Neil Hansen, Exxon's chief financial officer, said in a statement.

Like other oil firms, Exxon hedges the sale of crude, natural gas and refined products using financial derivatives in order to mitigate the risk of price changes during the time it takes to ship cargoes to customers, which could take weeks between the United States and Asia.

The value of the physical shipment is not reflected in earnings until the transaction is complete, the company said in the filing.

"These impacts will unwind over time and result in net-positive profit once the underlying transactions are complete. These are sound trades and the profitability that will result from them will be material," Hansen said.

The company said it will record an impairment of between $600 million and $800 million because supply disruptions prevented the physical shipment of cargoes associated with some hedges.

IMPACTED PRODUCTION

Exxon said its first-quarter oil and gas production will be 6% lower due to the war compared with the fourth quarter, when it produced 5 million barrels of oil equivalent per day. Assets in Qatar and the UAE accounted for 20% of Exxon's global oil production in 2025, the company said in the filing.

The war has caused a massive disruption of energy supplies as the Strait of Hormuz, a conduit for a fifth of global energy flows, has been effectively closed. Benchmark Brent crude prices averaged $78.38 per barrel during the first quarter, up 24% from the previous three months, according to LSEG data.

Exxon will report its full first-quarter results on May 1. Investors closely watch the company's earnings snapshot, which details the market factors that impacted earnings, for signals about how the broader oil sector will perform when results are released next month.

(Reporting by Sheila Dang in Houston; Editing by Nathan Crooks, Will Dunham and Lincoln Feast)

https://www.msn.com/en-us/money/companies/exxon-signals-lower-q1-profit-despite-higher-oil-gas-revenue-from-iran-war-price-spikes

Since everyone been saying its all doom and gloom

Wells Fargo’s head count has fallen as the company tries to curtail expenses.

The company reported having 201,000 employees at the end of the first quarter, down from 215,000 for the same period last year, a 7% decline.

The bank reported that noninterest expense came in at $14.3 billion for the quarter, up $439 million, or 3%, from the same period last year.

Wells Fargo said personnel expenses rose $119 million due to higher compensation expenses in its wealth management unit where it has thousands of highly-paid financial advisors.

Can only imagine the BOD/Vz C-Level circlej--kgoing on before Q1 reporting!

CFO has to be using AI to put lipstick on this Pig!

TMUS is expected to release its Q1 2026 earnings on Tuesday, April 28, after the market closes.

Ahead of the event, analysts expect the company’s EPS to be $2.27 on a diluted basis, down by 12% from $2.58 in the year-ago quarter.

The company has exceeded Wall Street’s EPS estimates in each of its last four quarters.

Bandy is out, Louie (a guy who came along with Icahn, left, and then came back—no one really knows why) is in.

Company says “business as usual” and reaffirmed 2026 guidance.

No mention of sale, Fujifilm, or strategic review.

The fun theories about “getting ready to sell to Fujifilm so the Deason kids can cash out” sound great in the break room, but the cold truth from the actual SEC filings shows a very different picture:

• Xerox has ~$4.5 BILLION (with a B) in debt and only ~$165 MILLION (with an M) market cap.

• Anyone wanting to “buy Xerox” is not writing a small check, they are inheriting a massive restructuring headache with high-interest debt, pensions, and declining revenue.

Real power sits with the creditors, not some quick M&A fairy tale:

• Jefferies Finance + bank syndicate: biggest secured loan, first dibs on the assets

• TPG Credit: $450M deal in Feb 2026 secured on Xerox’s valuable brand names & IP (clever “deal away” move)

• Deason family entities (via Scott Letier, still Chairman): hold both ~9% equity and $250M in private debt. Darwin Deason (who helped ki-l the last Fuji deal) passed in Dec 2025 — his family office is now both owner and lender.

• Scattered bondholders and Citibank/PNC on the revolving line.

Equity right now is basically a lottery ticket on survival.

In other words: Vanguard, BlackRock, Goldman Sachs, Dimensional Fund Advisors, State Street... have no real power over the company: between them, they own 80% of the shares, whose TOTAL value as of today is… $135 MILLION (with an M). Peanuts.

This is a capital structure story: creditors positioning for control, possible debt-for-equity swaps, and who ends up owning the pieces.

Save the Fuji rumors for the water cooler.

The real game is who owns the debt and who can force the next move, not who owns the shares.

Facts > speculation.

Check the 10-K and recent 8-Ks if you want the receipts.

Market Cap: $78.91 billion
Tracing its roots back to 1784 when it was founded by Alexander Hamilton, BNY (NYSE:BK) is a global financial institution that provides asset servicing, wealth management, and investment services to institutions, corporations, and high-net-worth individuals.
Why Does BK Give Us Pause?
Large revenue base makes it harder to increase sales quickly, and its annual revenue growth of 4.7% over the last five years was below our standards for the financials sector
Sizable asset base leads to capital growth challenges as its 3.2% annual tangible book value per share increases over the last five years fell short of other financials companies
Below-average return on equity indicates management struggled to find compelling investment opportunities
BNY’s stock price of $114.53 implies a valuation ratio of 14x forward P/E.

Veradigm filed a Form 12b-25 saying it could not file its annual report on Form 10-K for the year ended Dec. 31, 2025 by the deadline without unreasonable effort or expense. The company said prior financial statements for 2021 and certain interim periods in 2021 and 2022 should no longer be relied upon due to revenue misstatements tied to internal control failures. It also said its 2020 financial statements should no longer be relied upon because of misstatements identified during audit procedures. Veradigm said it has not filed multiple periodic reports for 2023 through 2025, including the 2024 Form 10-K and quarterly reports for 2025. The company said Nasdaq delisted its common stock after determining it remained noncompliant with filing and annual meeting requirements.

Another 2% down day. This on the news from one of our clients downgrading us. Do something Mike. Besides following Frank's layoff now and later plan.

Any reasons?

Disney spent more on MARKETING for Avengers Endgame than the ENITRE MARKET CAP of xerox right now. $1.36/share or 34cents from that 4 way reverse split.

Dislisting is the sub $1 market which will probably be before summer

I left 3 years ago, and man, I loved it at MDT. I had a great boss, great work, and just the best work friends ever. I was happy with my salary and benefits, too. I learned a lot and became a great professional largely because of my time there. They called me to go back last week.

And so it's devastating to say I told my ex-VP I wouldn't... because Geoff Martha is still CEO and for as long as that is true, it just isn't a stable place to work. I was privy to a lot of the details of RIF work and so much of it really was because of sh---y financial results, despite them calling it "OPTIMIZATION". Eventually they were even sacking really brilliant people that consistently delivered.

Really sad and they could turn it around if the board wasn't a bunch of rent-seekers and would do the right thing and get rid of GM.

https://investor.oracle.com/events-and-presentations/default.aspx

Just hit the webcast link and sign in as guest.

Questions are almost always asked and answered at the end of these calls.

I'm prepared for lots of bad news, but we'll see.

It's down to $25 usd. That's a 28.8% 6 month low.

Someone in ELT is going to push the layoff button because they don't have any other buttons.

AT&T Debt 2013:
Long-Term Debt (End of 2013): Approximately $69.29 billion.
Total Liabilities (2013): The company had a substantially lower debt burden compared to the post-acquisition peaks

AT&T Debt 2026 (Projected/Early 2026 Data):
Total Debt (End of 2025/Early 2026): $136.1 billion.
Net Debt (End of 2025): $117.4 billion.

So the brain trust didn't hand in their homework and asked for an extension to file their year end numbers. I'm sure the numbers are great, and they didn;t lie through their teeth on the earnings call.

Any predictions before they report tomorrow?

ATLANTA, February 09, 2026--(BUSINESS WIRE)--NCR Voyix Corporation (NYSE: VYX), a platform-powered leader in unified commerce for shopping and dining, will report financial results for the fourth quarter and full year 2025 before the market opens on Thursday, Feb. 26, 2026. The NCR Voyix management team will also be hosting a conference call at 8 a.m. ET the same day to discuss the financial results.

Year Net Income* ROCE**
2015 $16,150 7.9
2016 $7,840 3.9
2017 $19,710 9.0
2018 $20,840 9.2
2019 $14,340 6.5
2020 ($22,440) (9.3)
2021 $23,040 10.9
2022 $55,740 24.9
2023 $36,010 15.0
2024 $33,680 12.7
2025 $28,884 9.3

• Reported As Millions Of Dollars
  ** Rate of Return on Capital Employed

If you do the math, look at the earnings of recent quarters, then you realise it really is only a matter of time……..

Strong financial results reported same day additional layoffs announced 🧐

Centene posted a $6.7 billion in losses across 2025, 1.1 billion dollan loss in Q4
for contect they made 3.3 billion profit in 2024

https://www.fiercehealthcare.com/payers/centene-reports-11b-loss-q4-elevated-medical-costs-continue-strain-finances

Hours keep getting cut at the store I work out (nothing new) but I was wondering if other stores having their hours cut too?

How do you reduce costs to raise your stock price - layoffs! Strap in.

https://www.gurufocus.com/news/8564834/ford-motor-company-f-reports-expected-remeasurement-losses-in-pension-and-opeb-plans

Thoughts?

Q4 only looks “good” if you stop at the headline: revenue jumped +26%, but that’s almost entirely because Xerox bought Lexmark.

Strip that out and the underlying business is still shrinking by 9%. Cash is the real story: free cash flow for 2025 fell to about $130M, down from roughly $470M last year, a MASSIVE drop at the exact moment debt is crushing the company.

The snapshot that truly matters: Xerox has roughly $500M in cash, $4+ billion in debt, and only about $400–450M of equity left.

Goodwill sits around $2+ billion (Goodwill Guy will check this), meaning one big write-down and equity is basically gone on paper.

Interest expense alone is running close to $250M A YEAR. This is why management rolled out the warrant scheme before earnings as an attempt to reduce debt without spending cash and without going to bankruptcy court.

Q4 proved the company is operationally alive but financially boxed in.

The warrants, the timing, the messaging... all of it points to one thing: advanced financial engineering to avoid Chapter 11, not confidence in growth.

This is what survival mode looks like when you still want to stay in control.

https://investors.xerox.com/news-releases/news-release-details/xerox-releases-fourth-quarter-and-full-year-results-2

FCF of $133 mil for FY 25, and operating margin is 3.5% down 140 BP YOY.

TL;DR: Gross sales are up, but they are running out of money.

I mean, our results figures were really not that bad. What gives?

Microsoft’s Xbox hardware revenue has declined for three financial years in a row, and it looks like those declining revenues are going to continue throughout fiscal 2026. Xbox hardware revenue was down 32 percent year-over-year during the recent holiday quarter. Overall gaming revenue was also down 9 percent.

https://www.theverge.com/news/869493/microsoft-q2-2026-earnings-revenue-profits-windows-xbox-gaming-surface