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Super Bowl Clowns and Linkedin Posts

Look at all the clowns posting on Linked on how wonderful Vz did at the super bowl, no one gives a flying f….k on how ur speeds were….a normal mal customer just wants his phone working and optimal speeds where majority can use internet. Ask these clowns who spent millions in preparation, what is the ROI on such investments. Tmob and ATT know the future at the current times and wont spend money in useless investments, oh well VZ is used to do pointless investments anyways, so not a shocker!!!!!


We are unstoppable! (Our path to sub 35)

Finally, SLF seems to have found something she's really good at: sending the stock CONSISTENTLY down at the speed of a failed SpaceX rocket. Time for some put options, because when the FT news is public, and James has to guide the investors, you can make some serious money when the stock sinks below 35! (This is NOT financial advice, though!!!). Say hi to Bob T!


Stock price rise is crazy!

Cisco’s P/E ratio is 33+ - higher than Google, Amazon, Meta and Netflix. That’s crazy- Wall Street is valuing Cisco higher than all these other companies!

If I have one regret about not being in Cisco it’s this: stock was dead for many years and now that I’m no longer in, has taken off like a rocket! Just my luck I guess, don’t think anything changed significantly but the external perceptions sure have.


After a 75% Drop, Here’s Where I Am

I’m being straightforward here: I’m not keeping my money in Fiserv anymore. In 2025, I tried to offset some of the losses by buying as we slid, hoping we’d stabilize. Looking at my vested RSUs now is just discouraging. In a single year, we lost nearly 75% of our value. I know it’s technically a paper loss, but it’s hard to see it as anything other than a disincentive.

We also haven’t seen meaningful insider investment from leadership. It feels like we’re in a defensive crouch — holding ground, cutting costs, and trying to ride out the storm. I still believe this company can turn things around, but 2025 took a lot of the loyalty out of me.

As we head into Tuesday’s announcement, all we can really do is hope together. With the lack of clarity and vision from the top, hope is the only thing we’ve been given.


why is Blue Origin competing with Kuiper/Leo?

What does it say that Blue Origin has announced plans for a satellite internet service (TeraWave) that will compete directly with Amazon Leo (f.k.a. Kuiper)? Jeff is the primary investor in Blue Origin, and according to estimates from Forbes has invested over $10B in Blue Origin since its founding in 2000. Blue Origin requires an additional $2B each year.

Jeff is entitled to manage and invest his money as he wishes. But it is noteworthy that he is selling Amazon stock to fund a competitor to Amazon. Does Jeff no longer find Amazon to have the "Day 1" mentality required to build new businesses?


GSK Reduces Global R&D Staff by Up to 350

GSK is trimming its global research and development workforce. Up to 350 employees across the U.S. and U.K. will be affected by these changes. The company stated it is reallocating resources to key priorities and investing in technology. GSK also plans to boost its R&D budget and accelerate dr-g discovery.

The dr-gmaker intends to invest $30 billion in U.S. R&D and supply chain infrastructure over five years.

https://www.fiercebiotech.com/biotech/gsk-plans-lay-350-rd-workers-across-us-uk


DCP was a Joke

P66 has been touting their new gas plant prospects, but their new Iron Mesa gas plant is mostly replacing volumes from DCP's disastrous James Lake gas plant purchase and shifting volumes from DCP's awful Goldsmith gas plant. Imagine spending the money on a new plant to replace James lake that DCP purchased just before the P66 buyout. DCP spent money stupidly across the board. They invested so much growth money in the DJ basin and ignored the looming environmental regulations. They did nothing for compliance leading up to the P66 purchase. Now all of the short sighted DCP leadership is running P66 midstream. They are all touting midstream growth and leveraging G&P but the real stable money comes from historic pipeline and terminal. How can G&P add to the baseline we want when all of our competitors have over capacity everywhere we operate? What if this money was invested into growing the central refining efficiencies?


Warrants - am I following along here?

Aside from the cash for shares at $8, which only a lunatic would exercise, I would like to test my understanding of the debt instrument exchange.

Am I correct that bondholders can essentially "self-call" their bond, benefiting Xerox by having the obligation to pay interest removed? If yes, what is the value to the bondholder who now holds a variable dividend equity position based on their bond par value in a company that may not recover?


Zonda Forecasts 2026 Housing Strength via Jobs

Employment strength is a key factor for the 2026 housing market. Zonda identified top employment markets to watch for 2026. These markets show strong employment growth and capital investment. Charleston, Columbus, and Raleigh are among the top markets. These areas are expected to have strong future housing demand.

https://www.bellinghamherald.com/news/business/article314486190.html


401(k) investment return

Not layoff related, I know, but am curious what your investment return on your CVX 401(k) has been for the past year and YTD (you can see this easily when you click on the ESIP link from your Fidelity home page).

Suggested format:

1 year return X%
YTD return Y%

Mine:
1 year return ~14%
YTD return ~6%


Dont Worry - Be Happy - Londrina, Brazil

TCS Invests $37M in Brazil, CEO Reassures on AI Impact

TCS CEO K Krithivasan dismissed fears of AI-led mass layoffs. The firm will invest $37 million in a new Brazil tech campus. This facility in Londrina will create over 1,600 jobs by 2027. Krithivasan stated AI boosts productivity and generates new client contracts. TCS reported quarter-on-quarter revenue growth and increased AI services revenue.

https://www.peoplematters.in/news/strategic-hr/tcs-says-ai-wont-trigger-mass-layoffs-as-it-invests-dollar37m-in-brazil-tech-campus-48180


Form K-8 SEC Filing - Please help me understand.

So today a new form was published via the SEC, that explains that every shareholder would get 1 x Warrant pr. 2 x shares they hold on the 9th of Feb.

One warrant allows the holder to purchase 1 x Xerox share for $8 within the next two years.

This part I understand, meaning they are only valuable in this form should our stock increase with 400% over the next 2 years.

The last part is where I’m not sure:
The warrants may be exercised for cash at any time prior to expiration.

What does that mean?


Shell Gulf of America 2028: impress or divest?

Lots of rumblings from both consulting firms and at higher levels in Houston that a significant amount of Shell’s GoA assets in 2028 reach an opex/profitability threshold that will require the ELT to decide whether to divest or commit to cradle to grave with P&A and decommissioning that may far exceed 10 Billion dollars.

Wisdom of crowds and insiders.
What assets get divested?
Can Shell do marginal production management?
Will Shell ride the Idol Iron Clock?

Other interpretations and ideas welcome


91 Asset Allocation Funds at Fidelity

What a joke, fido has ~91 different flavors of the same thing, what a clown camp! Is the marketing team wagging the investment management team or what holy shxt!

Hmmm, how many asset allocations can we make up....how about our next attempt to saturate the product market with the same thing is the stock allocations all have red prospectuses and the bond has white prospectuses and any cash has blue prospectuses, well will call it the Fidelity Red, White and Blue allocations.
"Bravo you are promoted"

Freedom Index
Freedom Blend
Freedom Fund
Freedom Retirement Index
Fidelity Sustainable Target Date

But Mr. Customer do you want us to do the same thing in a managed account and pay us a separate fee...

dahhhhhhhhh


Exxon studies Venezuela return as Chevron plots immediate production bump

By Sheila Dang and Jarrett Renshaw

Jan 9 (Reuters) - Exxon Mobil CEO Darren Woods said on Friday the U.S. oil major is ready to evaluate a potential return to Venezuela in what would be a stunning development after its assets in the South American country were nationalized nearly 20 years ago.

Woods, however, said Venezuela was currently "uninvestable" and significant legal changes are needed. The comments came during a White House meeting with U.S. President Donald Trump that was hastily arranged less than a week after U.S. forces captured and removed Venezuelan President Nicolas Maduro from power in a brazen overnight raid.

"It's absolutely critical in the short term that we get a technical team in place to assess the current state of the industry and the assets, understand what will be involved to help the people of Venezuela get production back on the market," Woods said, adding that the visit could happen once appropriate security guarantees were in place.

He told Trump that Exxon needed durable investment protections introduced and the country's hydrocarbons law also needed to be reformed.

"We've had our assets seized there twice. And so, you can imagine to re-enter a third time would require some pretty significant changes from what we've historically seen here and what is currently the state," the CEO said.

Chevron Vice Chairman Mark Nelson, who was seated next to Trump adviser Stephen Miller, highlighted the company's 100-year history in Venezuela and its current status as the only American oil major currently operating there. He said the company is ready to increase liftings at its joint ventures with state oil company PDVSA by 100% immediately.

"We are also able to increase our production within our own disciplined investment schemes by about 50% just in the next 18 to 24 months," Nelson said.

CONOCOPHILLIPS CALLS FOR BANK INVOLVEMENT

Exxon, ConocoPhillips and Chevron were for decades the most prominent partners of state company PDVSA, contributing to developing output at the vast Orinoco Belt, which is now the country's main oil region.

The government of late President Hugo Chavez nationalized the industry between 2004 and 2007, and while Chevron negotiated deals to partner with PDVSA, ConocoPhillips and Exxon left the country and filed for prominent arbitration cases shortly after.

Venezuela now owes over $13 billion collectively to Conoco and Exxon for the expropriations. Conoco has tried to seize PDVSA's foreign assets and is participating in the Delaware auction of Venezuela-owned Citgo Petroleum's parent to recover part of the money.

ConocoPhillips CEO Ryan Lance, who also attended the meeting, said that PDVSA may need to be restructured if he were to consider a possible return to the country.

He said banks - including Exim Bank - need to be involved in any discussions to deliver the financing and the billions of dollars needed to repair the energy infrastructure.

Lance told Trump that ConocoPhillips is one of the largest non-sovereign creditors of Venezuela.

"You'll get a lot of your money back," Trump told Lance, adding that he envisioned starting with an "even plate" and not look at what people lost in the past.

(Reporting by Bo Erickson and Jarrett Renshaw in Washington and Sheila Dang and Marianna Parraga in Houston, Editing by Nia Williams, Nathan Crooks and Bill Berkrot)


Verizon's Stock - 2026 identified as the Top DOGS of the DOW Stock

Verizon DJIA DOGS: Dividends Over Growth Stock!!!

Verizon shares identified amongst the 2025 worst stock performer and the 2026 candidate for the top pick for the Dogs of the Dow investment strategy.

Noting for 2026 Verizon will not have any share price appreciation but plausibly a 6%+ quarterly corporate dividend if sustainable??


2026 LAYOFF REMINDER

As engineers supporting highly complex programs worry about potential 2026 layoffs at L3Harris, it’s worth remembering that has spent hundreds of millions of dollars on AlixPartners over four years on a failed attempt to roll out a simple reporting tool.
The money exists. It could have been invested directly into programs—staffing them properly and supporting frontline teams with real expertise. Instead, it was wasted.
Executive leadership should never allow this level of misallocation while employees are asked to do more with less. Defense work is hard enough; it becomes impossible without company support.
It’s time to invest in the people actually delivering the mission.


Nike Stock

Outside of ESPP contributors, employees being rewarded with stocks, executives; do people actually buy Nike stock? Trying to figure out why anyone would considering the results of the last 4 years especially when you compare it to the broader market where everyone else is up bigly it seems.

Seems like you could have thrown money at literally anything else and made money but still lost somehow on Nike. I guess I’m asking why any large investment firm or private investor would currently invest in Nike? Like what do they see that I am missing.


Why is USB doing everything to drive talent away?

They’re creating conditions so no skilled person with options would stick around. You can’t offshore every job. Thinking you can automate anything beyond repetitive tasks is laughable. Chasing the bottom of the barrel guarantees problems. Specific experience, role secrets, and workarounds matter. Paying for quality is an investment, while saving $10 now can cost $100 tomorrow. Apparently, they haven’t grasped the concept. Piles of money, right here and right now, are blinding, I guess.


Why Oracle taking massive loans building Ai infrastructure for Open Ai? is Open Ai making massive profits to pay off?

They haven't found a way to profit off of AI yet, given the costs. And it's a massive risk.
Remember blockchain, NFTs, and the Metaverse / VR? All giant fails.
Now, LLMs have obviously more practical / actual use cases. But they have plenty of flaws and it's not guaranteed those can all be addressed and it can be converted into a profitable, effective product.


OT stocks

What is everyone planning to do with their OT stocks (from ESPP or other means). Sell? Hold? It is at a much better price than what is was before. so just sell and invest in some better company, or could this go higher than what it is currently. When OT slowly divests the non-core portions, would it lead to reduction in stock value?


2025 Capital Budget

Some thoughts as I think about the 2025 capital budget and what it implies at PSX:

  • Same level of spend as prior years, adjusted for their acquisition of WRB. This suggests that PSX views capital spend as a constant and something that has to be spent regardless of market environment. As an investor that concerns me regarding their ability to show returns over the long term. This likely is the result of their outdated views on midcycle and how capital is spent relative to other priorities.

  • PSX continue to chase a short-term EBITDA target in Midstream while margins in the business are declining. This jeopardizes long-term returns at PSX in favor of short term stock appreciation.

  • PSX continues to spend significantly at CPChem at a time when two large projects will put additional pressure on margins. This downward margin pressure will compromise their project returns and jeopardize the returns at PSX for years to come.

  • PSX is spending $1.1B on Refining but can cite only one large project. This is in contrast to their peers that are making real market calls on how they are spending their capital. It potentially suggests that PSX does not have projects identified that are at scale and that they may struggle to have a read on the market environment to know where to invest.

  • VLO is spending $1.6B on refining with several large projects cited to reposition their refineries. Perhaps this is why PSX struggle to outperform VLO.

  • MPC is spending $1.25B on refining projects and is making real market calls at several refineries

At a time when PSX needs to show they can operate refineries well, one would think they would have more detail on projects that will reposition their assets. Instead, we get the same answer we get every year and a capital budget that looks like the one the year before.