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Michigan’s workforce may benefit from the Paramount-WBD merger

Paramount Skydance proposes acquiring Warner Bros. Discovery. This merger aims to build necessary scale for global competition. The combined company expects to invest in more content production. Increased production will create more jobs for skilled workers. This deal offers growth against current industry contraction.

Detroit, Michigan

https://www.aol.com/news/paramount-wbd-merger-could-good-223158974.html


Can Fiserv return to a growth stock after the Fake Frank Bubble?

Fiserv (FISV): Historical Performance & The Last 6 Years
The Pre-2019 Track Record: Steady, Boring, Brilliant
Fiserv's reputation before 2019 was that of a predictable compounder — a back-office financial technology company delivering 4–5% organic revenue growth and 10–15% EPS growth annually for decades. Its 20-year total return is 462%, which is impressive precisely because it was built brick by brick, not in bursts. Think of it as a toll booth on the financial system — unglamorous, mission-critical, and quietly profitable. Banks couldn't easily rip out Fiserv's core processing systems, which meant sticky, recurring revenue. FinanceCharts

2019: The Big Bet — First Data Acquisition
The first major anomaly arrived in 2019 when Fiserv made a transformative, and very controversial, move. Fiserv agreed to acquire First Data Corporation in an all-stock transaction valued at approximately $22 billion, receiving a fixed exchange ratio of 0.303 Fiserv shares per First Data share — a 29% premium at announcement. This essentially doubled Fiserv's size overnight, brought in the Clover point-of-sale platform, and shifted the company from a pure B2B infrastructure player into merchant-facing commerce territory. sec
The integration hangover was real. The deal loaded the company with debt, complicated its story for investors, and blurred what had been a very clean investment thesis. Even heading into 2019, pre-deal Fiserv expected only 4.5–5% internal revenue growth and 10–14% adjusted EPS growth — solid but modest. Post-deal, Wall Street had to recalibrate entirely. sec

2020–2022: Pandemic Noise, Integration Grind
The stock performed reasonably through COVID but never rerated meaningfully higher. The market was skeptical about whether the First Data integration was actually working. The total return for 2022 was -2.62% — essentially flat in a bad market year, reflecting investor uncertainty rather than confidence. Organic growth guidance was generally met, but the stock traded at a discount to peers. FinanceCharts

The Exchange Saga: Nasdaq → NYSE → Nasdaq
This is one of the stranger corporate optics stories in recent fintech history, and it happened in two acts:
Act 1 — June 2023: Going to NYSE
On June 6, 2023, Fiserv switched its stock listing from Nasdaq to the New York Stock Exchange and changed its ticker symbol from FISV to FI. CEO Frank Bisignano framed it as a prestige move — aligning with blue-chip peers, signaling fintech leadership. Bisignano said the decision was meant to signal the company's "leadership position in fintech." The stock was performing well at the time, and it looked like a victory lap. WikipediaFiserv, Inc.

Act 2 — November 2025: Back to Nasdaq
Then came the embarrassing reversal. On November 11, 2025, after over two years on the NYSE under the symbol FI, Fiserv switched its listing back to the Nasdaq Global Select Market and changed its ticker symbol back to FISV. The rationale was framed around closer alignment with Nasdaq's technology-focused investor base, but the timing was telling — it coincided almost exactly with the launch of the "One Fiserv" restructuring plan and a significant guidance cut. The return to FISV was, in many ways, a retreat to familiar territory at a moment of operational stress. WikipediaThe New York Report

2023–2024: The Peak and the Problem
2023 delivered a 31.43% total return, and 2024 was even stronger at 54.64%. The stock hit an all-time high. Fiserv's all-time high closing price was $237.79 on March 3, 2025. Clover was gaining momentum, and the market finally appeared to believe the post-First Data story. FinanceChartsMacroTrends
Then it fell apart quickly.

2025–2026: The Crash and the Reset
The total return for 2025 was -67.30% — a stunning collapse from that March peak. The causes were layered: guidance cuts, slowing organic growth, heavy investment spend, and macro uncertainty around consumer spending at small businesses. By Q3 2025, Fiserv had cut its organic revenue growth outlook to just 3.5–4% and adjusted EPS guidance to $8.50–$8.60 for the year — a dramatic reduction from earlier targets. Alongside those Q3 results, Fiserv launched the "One Fiserv" action plan to prioritize and enhance client focus. FinanceCharts + 2
As of late April 2026, the stock was around $62.65 — down roughly 74% from its all-time high. That's an extraordinary compression for a company with $21 billion in revenue and positive cash flow. MacroTrends

Can the Old Growth Track Record Return?
This is the heart of the debate, and the honest answer is: probably not in the same form, but the underlying business is arguably stronger — if execution improves.
Here's why the old model is unlikely to simply resume:
The pre-2019 Fiserv was a smaller, simpler machine. Squeezing 4–5% organic growth out of bank processing contracts was repeatable and predictable. Today's Fiserv is a merchant-facing platform business competing with Square, Toast, Stripe, and global acquirers — a fundamentally more volatile, competitive environment.
Here's the bull case for why growth could re-accelerate:
Clover's value-added services reached 27% of revenue in Q4 2025, up 5 points year-over-year, and management targets Clover GPV growth of 10–15% in 2026. The thesis is that Clover becomes what Square/Block tried to be — a full small business operating system, not just a payment terminal. Analysts point to Clover's 25% value-added services penetration with a path to 35–40%+ as a high-margin compounding engine the market may be underweighting. TIKRSimply Wall St
Financial Solutions core banking and debit processing carry near-irreplaceable switching costs, meaning client defection risk is structurally low. Simply Wall St
And the valuation math has shifted sharply. At roughly 10–11x 2026 adjusted EPS, the stock appears to price in essentially no recovery from the guided trough — any normalization toward higher adjusted margins in 2027–28 could create meaningful upside. The average analyst rating remains "Buy," with a 12-month price target around $127.53. Simply Wall StStockAnalysis

Bottom Line
The historical slow-and-steady compounder version of Fiserv is effectively gone — that company no longer exists in its original form after the First Data merger. What remains is a larger, messier, higher-potential but higher-risk entity trying to prove it can be both a reliable financial infrastructure provider and a growth platform business. The exchange round-trip (Nasdaq → NYSE → Nasdaq) is a reasonable metaphor for that identity confusion: it was a company that briefly thought it had arrived, then had to acknowledge it still had significant work to do.
Whether it can rerate from here depends heavily on Clover's execution, the success of "One Fiserv," and whether the payments sector recovers investor confidence. The fundamentals — cash flow, sticky clients, market position — are intact. The credibility with investors, after two years of guidance misses, is not.


Valuation & Growth

Has anyone checked the growth of TDC and compared it to SNOW? Although I agree the board members and c-suite are asleep at the wheel, what is your rationale for hating Teradata but loving Snowflake? The numbers speak for themselves — they’re both sh-t companies:

      TDC       SNOW

1M +18% -5%
3M +10% -16%
6M +6% -46%
1Y +37% -16%
2Y -21% -13%
5Y -26% -31%
10Y +7% -41%


PayPal Announces Strategic Reorganization to Accelerate Growth

PayPal announced a major reorganization to streamline its business into three core divisions and accelerate growth, alongside several leadership changes and executive departures. The company emphasized simplification, stronger accountability, and increased focus on AI-driven transformation as part of its long-term strategy.

While no layoffs were formally announced, restructurings of this scale are often accompanied by workforce reductions. As PayPal aligns teams to its new operating model and removes overlapping roles, it is widely expected that a reduction in headcount—potentially affecting around 15% of employees—could follow in the coming weeks to improve efficiency and reduce costs.


Infosys Maintains No-Layoff Stance, Citing AI for Growth

Infosys CEO Salil Parekh confirmed the company has no plans for layoffs. He stated Infosys has not conducted any layoffs in the past year. Parekh believes artificial intelligence expands work opportunities rather than reducing them. The company intends to hire approximately 20,000 fresh graduates in 2026. Infosys is also actively reskilling its engineers to work with AI-driven tools.

https://www.peoplematters.in/news/ai-and-emerging-tech/no-layoffs-at-infosys-as-ceo-says-ai-is-expanding-work-report-49481


Cutting AirMI is admitting defeat

I'm on GT.. we're a supporting function, cost center, I get it, we're going to be targeted for cuts. But airmi makes the actual product, don't they?

No growth company divests from producing its producing its actual main product. No amount of 'modernization' is going to make up for lost capacity from manpower, as I see it.


The difference between healthy and sick

Watch how a company makes money. If they're healthy, they invest, they grow, they expand. Profits come from doing more. If they're sick, they cut. They restructure, they lay off, they squeeze. Profits come from doing less with fewer people. That tells you everything about where AT&T really stands.


Growth Symposiums and Growth Practicums

What is it with all these Growth Symposiums and Practicums with all these highly paid people flying around, sharing the same stuff, and seeing no material progress? I thought it would end with KD and RM but it still seems to continue. Will it ever stop and money spent in actual product development?


Black $$$ Magic

It feels like tech compnies have figured out a way to make their numbers look better than they really are.

They keep raising prices, which boosts reported sales, even though they are not actually selling more.

So on paper it looks like growth but in reality nothing has really changed.


April 2026 Layoff

Got the email today, looks like 40 ish prone across business development and advisor practice growth etc.

What the he-l is going on? Some leaders who I know and I like. If we are trying to grow the wealth management business, this seems short sighted.

I joined a while back from a competitor to escape their layoffs and now it’s happening here. Seems pretty dispassionate.


Kalshi's Tech Layoff Market Reaches $30 Million

Kalshi operates a rapidly growing prediction market. This market focuses on the number of tech layoffs. It has already generated over $30 million in trading volume. The market predicts a high chance of increased layoffs in 2026. Trading volume for this market grows 20% weekly.

https://www.businessinsider.com/kalshi-market-tech-layoffs-mansour-lopes-lara-2026-4


IBM AI Sting ---article from Seeking Alpha

https://seekingalpha.com/article/4888770-ibm-ai-sting
You have to log in to get a free account to read.
"International Business Machines Corporation faces as much AI-driven disruption risk as potential AI-driven growth, challenging the prior bullish narrative."
"IBM stock valuation still doesn't reflect limited AI upside and the risk of AI cannibalizing legacy businesses despite quickly falling $70 this year."
Take a look.


Sony Pictures Entertainment Begins Layoffs, Shifts Focus

Sony Pictures Entertainment has begun layoffs across its motion picture, television, and corporate offices. This move is part of a strategic refocus on growth-oriented strategies. The company aims to strengthen differentiated businesses and ROI drivers. Growth areas include Crunchyroll, other anime, and PlayStation adaptations. Chairman and CEO Ravi Ahuja sent a memo to staff regarding these changes.

https://deadline.com/2026/04/sony-pictures-layoffs-refocus-on-growth-1236782963/


Real Work. Real Growth. Real Recognition. - HR Verizon are the KINGS and QUEENS of BS

You might have heard: Verizon is transforming. We’re hard at work serving customers in new ways, building fresh solutions across the business, and operating with urgency and honesty as we grow forward. What remains constant is our culture: integrity, excellence, care and candor. That commitment is being recognized with two workplace honors celebrating our culture and employee experience. Read on - and if you like what you see, explore our open roles and apply today.
Join the V Team Life
🏆 Where You Work Matters

We were just named a 2026 Platinum Employer on the prestigious Where You Work Matters List! This is because we’re committed to creating space where V Teamers can grow, feel supported and do their best work.
Learn More
Verizon award
🏆 World’s Most Ethical Companies®

At Verizon, we put our people first and operate with integrity, always. That’s why, for the third year running, we’ve been named one of the World’s Most Ethical Companies® by Ethisphere! This award recognizes organizations that lead with integrity, transparency, and accountability.
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📈 Join our culture of growth

Part of working for a great company means taking advantage of opportunities to learn and grow. At Verizon, V Teamers advance in ways they never imagined. By leveraging our many learning platforms, such as AI Unlocked, employees are empowered to upskill and reskill, maximizing their impact and success.
Grow With Us
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🚨 Explore Careers Across Verizon

From retail stores to network operations, Verizon employees help customers stay connected every day. Many begin in frontline roles and grow into leadership, technical, and specialized careers across the company. This could be you!
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We hope you’ve learned a bit about the V Team Life and are curious to explore more. There are so many cool roles to learn about. Enjoy reflecting on your next big career move – and have a great week!


Where's the upside?

Listening to yesterdays call even if everything goes great over the next year where is the upside? Where's the growth coming from? Best case scenario sounds like incremental growth in na partners but dtc continues to "right size" and bleed out china will continue to take on water emea is lost. And news flash things are not going to go perfectly shipping will only get more complicated. it might take years for tariff relief to actually help the bottom line. our dear leader doesnt seem to think much of sportswear and especially not the swoosh. 20s incoming


Buy the stock!

All concerns are just temp. Sales/profits are growing fast. This will offset debt over time... recent OpenAI funding reduces risk around its contract with us. Debt peaked. We are valued at 20x revenue, below averages - when we adjust to 25x the stock goes to $240 which is a 60% bump. Thank me later.


Does Wall street know about this? Nike ACG’s latest innovation is a fully portable soccer field

Anyone count this project for growth?

https://www.google.com/url?sa=t&source=web&rct=j&opi=89978449&url=https://www.fastcompany.com/91501853/nike-acg-latest-innovation-is-a-fully-portable-soccer-field&ved=2ahUKEwiU28rglIyTAxW6IjQIHe54AGgQxfQBKAB6BAgLEAE&usg=AOvVaw36Xbab9srd1gqONP7UnDce


Goodbye growth

I can confirm random dismissals without consideration of overall performance or necessity for the company. More than 100 employees are on the final list across all departments.

Goodbye growth! I think that, regardless of the consequences, the wrong horse is being backed here and core competencies are being neglected in the long term.


Staples Baddie

Who else started following her on TikTok after the mention during the Enterprise Town Hall? I'm loving this employee-generated content and it will be really interesting to see what kind of sales impact she will have. The growth in number of followers and all the enthusiasm for Staples in her post comments is exciting to witness.