#healthinsurance

If I quit April 3 but not start my new job until May 1st, am I still covered by Wells insurance until end of April?

Belk’s corporate h.r has given 100% inaccurate information about adding my husband to insurance based on a life changing event. If you rely on medical insurance from Belk you may have to consult an attorney for accurate information. Belk’s corporate Human Resources is astonishingly uniformed, uneducated and incompetent.

Hello today in fidelity you can call and eliminate any medical benefits and such at fidelity by calling 1-855-447-7007 option one. Ask for a representitive and that you should be listed as terminated in the system. You can then opt out fully of medical,dental,eye life insurance and legal. This is if you are choosing to do that. Any other questions or of help since HR does not do a great job simply ask. You are covered on all until jan 31 expires so make your dentist and dr appts if you can before feb1.

If you were laid off in this last round and had 36 or more years does Verizon give u any kind of discounts for medical after the severance period runs out

I left until 2024 and was on cobra and coverages until end of last year paid by intel. But this year I actually changed company and insurance too but until still they sent me health insurance ID cards from Providence health plan collective health. Has this happened to somebody else as well. When I called them, they said you’re no longer enrolled because you’re not an employee so you shouldn’t be getting it, but the insurance company doesn’t deny it and they say I have an active plan with them. I’m not sure who pays the premium and how.

Enhanced federal health insurance subsidies ended in late 2025. Over 2,500 Vermonters dropped coverage for 2026. The state collectively lost around $72 million in federal support. Many remaining enrollees shifted to less expensive bronze plans. This trend raises concerns about underinsurance and healthcare system stability.

https://vtdigger.org/2026/01/22/early-numbers-show-many-vermonters-dropping-their-insurance-for-2026/

Anyone hoping for more than 3-3.5% raises needs to look elsewhere for a job.
Medical likely to go up by 25-50%

• Exyte U.S., Inc. | Layoff date: Oct. 24, 2025 | Location: 9245 S. Gigabit Lane, Boise, ID | Employees affected: 201 | Industry: Clean-room construction / semiconductor facilities | Reason: Contract unexpectedly discontinued by Micron, ending Exyte’s role as general contractor on Micron’s $15B chip plant | Notes: Contract ended Sept. 2, 2025; Exyte still involved in limited project scope

• Blue Cross of Idaho | Layoff date: March 27, 2025 (first notices), layoffs began June 2025 | Location: 3000 E. Pine Ave., Meridian, ID | Employees affected: 135 | Industry: Health insurance | Reason: Idaho Dept. of Health and Welfare terminated long-running Medicare/Medicaid dual-eligible contract | Notes: Jobs impacted included care coordinators and claims examiners; contract awarded to UnitedHealthcare and Molina

• N.A. Degerstrom | Layoff date: Sept. 5, 2025 | Location: 3268 Blackfoot River Road, Soda Springs, ID | Employees affected: 113 | Industry: Heavy construction / mining | Reason: Completion of mining contract at Henry Mine | Notes: 105 union and 8 nonunion employees; layoffs phased through March 2026

• Inspiro | Layoff date: Aug. 1, 2025 | Location: 200 W. Hanley Ave. No. 13, Coeur d’Alene, ID | Employees affected: 100 | Industry: Call center / IT services | Reason: Closure of Dish Network call center due to unforeseen business circumstances | Notes: Site permanently closed Sept. 30, 2025

• Saia LTL Freight | Layoff date: April 8, 2025 | Location: 2264 S. Bonito Way, Suite 100, Meridian, ID | Employees affected: 78 | Industry: Freight and logistics | Reason: Operational changes impacting customer service roles | Notes: Layoffs occurred between June 2 and June 16, 2025

• Management & Training Corporation (Centennial Job Corps Center) | Layoff date: June 3, 2025 | Location: 3201 Ridgecrest Drive, Nampa, ID | Employees affected: 75 | Industry: Workforce training / education | Reason: U.S. Department of Labor terminated operating contract “for convenience” | Notes: Resulted in full closure of the Nampa Job Corps center

• Sunshine Minting, Inc. | Layoff date: June 26, 2025 | Location: 750 W. Canfield Ave., Coeur d’Alene, ID | Employees affected: 72 | Industry: Precious metals processing | Reason: Abrupt change in customer demand and order cancellations | Notes: Company cited unforeseen business circumstances; no full 60-day notice

• PacificSource | Layoff date: Oct. 24, 2025 | Location: 408 E. Parkcenter Blvd., Suite 100, Boise, ID | Employees affected: 42 | Industry: Health insurance | Reason: Significant loss of Medicaid membership in Lane County, Oregon | Notes: Layoffs effective Dec. 31, 2025

• Accelerate360 Distribution, LLC | Layoff date: April 25, 2025 | Location: Remote workers in Idaho; work unit based at 5013 S. Louise Ave. #5105, Sioux Falls, SD | Employees affected: 32 (Idaho) | Industry: Media distribution / merchandising | Reason: Closure of Dakota Merchandising remote work unit | Notes: Additional 292 layoffs occurred in other states

• Transit Management of Canyon County, Inc. | Layoff date: July 31, 2025 | Location: 5907 Cleveland Blvd., Caldwell, ID | Employees affected: 28 | Industry: Public transit management | Reason: End of operating contract for Canyon County transit system | Notes: Facility expected to close Sept. 30, 2025; new operator anticipated to rehire many workers

Recently had my prescription refilled at CVS. Price was double that of my December refill. Pharmacist said probably due to starting COBRA in January. FYI.

Trump's new healthcare plan aims to give money directly to the consumer and not to the health insurance companies. I wonder how this is going to work.

Trumps Healthcare Bill
Trump announced today a plan to reduce healthcare costs (great!). He seemed to take aim at taking money out of the hands of insurance companies. Do you think this will mean more layoff at UHG/Optum?

I need to get proof that I was covered by group health insurance. Is there a way to contact HR that anyone is aware of. Thanks.

This new plan su-ks so bad. I picked the same one I had last year but now it’s so much more expensive.

For anyone willing to share, what do you all pay for your coverage? I'm curious about the range for different situations like people with employer plans, retirees, or folks on private insurance. It would be really helpful to hear some real numbers to understand what's typical.

Obviously this means 2026 layoffs will make 2025 child’s play.

https://seekingalpha.com/news/4537099-trump-to-meet-health-insurers-few-days

You don’t use to forfeit this money. I believe you can still use the FSA while on COBRA

Apparently we still need to "sign up" for the Verizon paid COBRA insurance during our severance period.

Medical, Dental, and Vision for you and dependents are $0.
There are additional charges for things like extra life insurance, which you can change (decline).

We have until 3/5/26 to sign up for the Verizon paid COBRA insurance during our severance period, BUT you must still sign up, its not automatic (which was not made very clear by HR...another fail from Verizon in regards to this RIF)

I did mine today, says the Total Annual Cost $0.00.
I printed the sheet in case there is any discrepancy and to cover my a-s!

Has anyone submitted claims for the current year yet? Aside from paramedical services being reduced to a $1,000 maximum (for those with Core+Plus coverage), health supplies coverage has also been reduced from 100% to 90%. Some prescription coverage has been reduced to 50% as well.

At this point, signing up for Core+Plus feels useless — I’m paying higher premiums than last year but getting fewer benefits. Maybe, employees should have just enrolled in extended coverage directly with Sun Life.

P.S. Not sure if all employees received the email from Canada Benefits last December. A system configuration issue was identified that caused lower-than-intended health deductions in 2025. It only took them a year to discover the discrepancy. Seriously?! I’m starting to wonder if it’s becoming an annual tradition for the BA Payroll team to mess up our pay deductions.

It looks like the Republicans have found there talking point to go after the ACA. They are blaming health insurance providers for the high cost of healthcare and pointing to the profits they've made since Obamacare started. 2026 is going to be a tough year for this industry.

Does health insurance end on the date of your termination?

It's not by choice, trust me. There are a few good reasons why some of us are still here. The job market is tough right now, so it's not as if it's so easy to leave. Having a job, any job, is a big deal. I also appreciate the health benefits because I can't afford to be without medical coverage for a single day. Expecting that people who're not happy here would just up and leave is incredibly naive and not in touch with reality.

Shot in the dark here looking for some help. I left SAP in May 2025 and have been on COBRA administered by Health Equity/Wageworks. When logging on to make my January payment, I was told that SAP has moved to a new COBRA administrator. No notice was given. I have an email out to HR Direct, but I wanted to see if anyone knows who this is so I can speed up the process.

MCO bids for 2027 went out recently. Any word about whether or not BCBS will be losing their contract with the Healthchoice Illinois program? The plan has been underperforming in a lot of metrics compared to the other MCOs. Wondering if I need to be looking to avoid future unemployment...

https://www.yahoo.com/news/articles/trump-summon-insurance-execs-demand-212014626.html

Starting a job at Wells Jan 19th. Is the United plan decent? Coming from a place with Humana

I got laid off and was wondering if I will have to pay the full amount after the 60 days.

I signed the documents and got confirmation, but haven't heard anything since.

The last thread on the first page of this board was made 7 days ago, last post 6 days ago. Every other health insurer’s page? The last thread on the first page was made weeks or months ago. That’s because Optum is on purpose stressing you out and making you sick so they can pocket the money you should be paid and your only outlet, aside from vices or violence, is this board. And, they have been doing this for a very long time, thanks to their armies of lawyers. I mean, how far removed from humanity are these people; money is that important to you that nothing else matters? Cash rules everything around you? Dollar dollar bill y’all…

Cobra is expensive but with the subsidies not getting extended, anyone thinking about the optimal decision for health coverage?

1) Feed employees an ultra-high sugar diet and provide them with excess sugar whenever possible. 2) Induce diabetes and force them to take GLP-1 and other obesity medications. 3) Inform employees that insurance rates have increased and their benefits are reduced because they’re using GLPs. 4) Rinse and repeat.

Membership is very low. Any layoff rumours?

What am I not seeing?

https://www.thecity.nyc/2025/11/17/anthem-unitedhealth-emblemhealth-lawsuit-health-insurance/

Do you get health insurance benefits after they lay you off?

I got pretty lucky a while ago after almost 30 yrs i took the VSP and was in the first group in September 2024 at 62...

my verizon health care ends at the end of november and if i want to keep it, it will be out of pocket.

i am covering the last 22 months till i hit 65 and get medicare with va health care, and i still have a good chunk of my vsp money left to live on for now...

i have not touched my 401 or my investmnts yet, and i have not filed for social security either.\

i agree that simplifying your life helps a lot and the drop in stress is a huge bonus!!!
but everyone has different situaitons, different ages and their own finances to adjust to...

work every angle, you might be surprised whats out there to help you.

i wish the best of luck to everyone at verizon dealing with the rif, and if you were good at what you did, another opportunity will come along.

Legit question and please correct me if I have this wrong. But how does that occur? If there are people paying nothing for health insurance who don’t even work, I can understand why the American people have a bad taste about this. Love to hear this explained for my own understanding

First of all, i empathize with all my coworkers that were impacted today and wish them my best as they pursue other opportunities .
I survived today but want to know what is the severance package offered this time?
Is it std severance(2 weeks per yr of service and capoed at 35 weeks pay) and same amount of medical coverage upto 35 weeks? TIA!

Steve-o appointed a Deep state Trump admin guy with solid GOP credentials just this week. Do we think this olive branch is enough of a quid-pro-quo to quiet the admin from removing the individual mandate and divert Health Insurance Corporate Welfare directly into patient HSAs? Will this stop the hemorrhaging?

Scott Gottlieb, M.D., Joins UnitedHealth Group Board of Directors

"Dr. Gottlieb, 53, served as FDA commissioner from 2017 to 2019... In addition to his FDA service, Dr. Gottlieb has held roles at the Centers for Medicare & Medicaid Services and on the Federal Health Information Technology Policy Committee. A practicing physician, he is an elected member of the National Academy of Medicine and serves as a senior fellow at the American Enterprise Institute and a partner at New Enterprise Associates."

https://finance.yahoo.com/news/scott-gottlieb-m-d-joins-114500585.html

The only thing worth anything in the retirement package is you can carry over your sup life insurance. All else seems expensive as cra*. But they do now have an option to get through ACA.