#retirement

Verizon retiree healthcare costs 2-4 times what is available on open market. The 25% retiree wireless discount is far more expensive than T-MO’s 55 plans — or any other carrier. Unless you have pension from wayyyy back or part of the union, there is no reason to stay until retirement. And they’ll rif you long before you hit mid-60s anyway. Get out now before Dan the Hatchet Man and Slam Hammock take what’s left of your dignity.

If you managed to find another job, somewhere outside of this hellhole, I wish you all the best. You deserve it, and congratulations to you. To anyone still looking, hang in there, your door will open soon, the job market is brutal, we know. To those nearing retirements, also hang in there, I know you are all looking forward to not doing anything or finally breathe or do your hobbies and visit your grandkids, get more cats/dogs.

I feel your sentiments and suffering. We all know Stankey and the gang arent going to revert back to hybrid, nor even give us a seat. They do not want talents here, nor be competitive. We know everything that has been done is to force people out. AT&T is not growing anymore but it still has the cash flow. Investors do not care about morale, so just do your best to not lose yours. This too shall pass.

Help! Retiree here - can some one post the spring 2026 extra discount days ?
We no longer get any communication about this -
Appreciate any updated info !

Retired recently with no Ford Pension owed to me and as I was reviewing my career resume it was revealing to note a contrast between Ford and the other OEM I worked for.
Similar position, however at the other OEM it was a “3-person” job.
Inefficient and no-value processes are PD costs at Ford no amount of reorganization or chair-shuffling will alleviate.
To make matters worse, no one has the courage to say “NO” to a process or tool with little value.
Best wishes to all who remain at Ford.

If I am chosen and plan to retire instead of move, what happens to my annual bonus for 2026? Is it prorated or nonexistent? In past years, it was prorated, but since the packages have changed, they don't address the topic. I could ask my AVP, but don't want to cause concern. They will get their 2 week notice.

If you were qualified for a pension from Sears how do you go about collecting it? I know there is PBGC. I would like to hear from actual Sears pensioner. Thanks.

Here is my story. I made it 13 years at exxon before before quitting. No retirement for me except some of the pension lump sum. The lying a hole hr snake said I would not get anything but I got a little. I made several million dollars during my time at exxon and at my other company. I left with about 2.1 million in my 401k and a lump sum payout of only 230k. I left without any notice. I just stopped coming in to work. I truly hated exxon in the end and could not stand the supervisors and managers. The group was so toxic and gossipy. Eventually exxon sent me a letter of job abandonment and paid my vacation time. It was the best decision and feeling of my life. The money I made was more than enough for me to live on. I kept on working in order to get the medical benefit and higher pension payout but in the end it was not worth the pain and mental anguish. I was seriously thinking of working till 60 at exxon. I now travel the world visiting all of europe, Asia and south america. I got great medical insurance that is more expensive but better than exxon's was. I left in mid 2025 and my financial advisor has already increased my portfolio by almost 250,000 dollars. I live a very frugal life and have no payments as everything I own is paid off. I can live on as little as 2100.00 dollars a month. I so wanted to tell my supervisor to f k off and cuss them out but did not get the chance to. So in the end money was the key to my freedom and happiness. If you are miserable quit and leave before you suffer undue mental damage. This is my story and I hope it helps others who are going through the same he-l I was. I do not want to work anymore as exxon has ruined the experience for me. If I find employment that I can help and succeed in I may try. Good luck to all who play the game but remember the game is rigged at exxon. I had a horrible experience at exxon and hated every moment.

Does anyone actually make it to retirement here? Everyone I have known left on their own because of their managers, laid off or given a VERP option. The only people who made it to retirement are admins and Senior Execs.

I recently was RIF after 28 years of service. Can I roll over my severance to an IRA to avoid taxes. At 64 most likely will be treading on a tight budget. God Bless all the Good Folks

How do I get a medical retirement from this place

Change the retirement % to age chart.
62 = 100%
61 = 90%
60 = 85%
59 = 80%
IF THE COMPANY WOULD CHANGE THIS EMPLOYEES COULD RETIRE SOONER.

https://www.usbank.com/about-us-bank/news-and-stories/article-library/us-bancorp-announces-leadership-changes-in-its-operations-function.html

Chief Outsourcing Officer is retiring.

Has anyone heard rumors about an upcoming retirement package offering for those folks over 60?

I'm asking because my dad, who's been having some serious health issues, is refusing to consider early retirement because it would be - as he said it - a huge financial hit compared to waiting out retirement. Is this true? I have a feeling he's just a workaholic and is willfully ignoring his health because of it. He works at FIS.

I do my job well, but I ignore all the corporate games. I'm too close to retirement to waste energy on that stuff. The paycheck is the only reason I'm still here at this point.

Please continue working hard every day business as usual bringing in revenue to help support upper level retired management and perhaps one day you too shall travel first class, enjoy fine dinning, five star accommodations, fun toys and cosmetics. Thank you for your service.

Sounds like she was forced to “retire” by March per that email. Anyone know any details? Do share.

In this week's episode, legacy FT staff are still applying for their old jobs at FT. Making it to an interview is impressive enough since no one knows what criteria is being used. If one actually does interview, it is with colleagues fresh off the FIS boat, well known to them. Awkward interview ensues. One is then treated to radio silence. It is essential to keep legacy FT staff on the phones at FIS to answer Retirement calls through the end of Peak Season. It would further appear that FT believes that putting interviewees in a holding pattern until the end without advising them of same is just fine. The bitter end is close enough for the remaining staff to be able to smell the severance. All the while FIS is furiously sending out emails pleading for volunteers for overtime. Imagine the fights Andy Cohen will have to navigate while filming the Reunion?

I guess the best time to retire was yesterday. If I want to maximize the amount RSUs I receive, when is the best time to retire? After this years RSUs are received?

My early 50s don't have much of a chance to start up again somewhere else. Time to stock market casino time and roll the dice with what I have built up. Do or die time.

As a union worker, the union provides dental and vision coverage. when you retire do you still have dental and vision coverage? TIA for info.

https://www.change.org/p/reform-railroad-retirement-system

https://www.change.org/p/reform-railroad-retirement-system

https://www.change.org/p/reform-railroad-retirement-system

https://www.change.org/p/reform-railroad-retirement-system

During the severance period, does one have access to rollover from Cash balance plan to an IRA? What if displacement status is 'Retired'?

Made it through the last round of RIFs but decided to retire if I'm not RIFed in 1Q2026. No reason to keep training people who can't follow instructions. No reason to have output that is ignored or manipulated. No reason to appease yet another new department "leader" who is begging to be propped up to collect a huge salary.

It is time to go. Fortunately for me, having been through years of RIFs, we saved CASH all along the way and have a few years salary in the bank. Health insurance taken care of too. Time to look for something new after a break from VZW. I had a good 24 year run.

Rumors are circulating about potential union buyouts being offered in January or February. Has there been any official communication regarding possible buyouts for union members? Many union technicians are ready to retire or pursue other opportunities, and a buyout would likely prompt them to leave.

Any chance they’ll offer these in 2026?

So, we need to confirm our participation in the VRP before 2025 bonus amounts are decided.

Seems to me that a manager would want to minimize bonus amounts for soon-to-retire employees and bolster those who will remain on.

Does anyone have any insight on how this is handled?

What the H E double hockey sticks is going on???

As a single person still working but looking to retire in the next year or two. Can I please get some feedback on what you’re paying for Cobra for 1 person
Thank you

Interest rates aren’t going to get any lower anytime soon. Early 2026 is a good time to retire

Finally some good layoff news. Per Bloomberg Citi is severing 1K people this week. US centric. Pick me before I retire please.

Also FIRST!

So Bonus is not included in the 401k

Im 2 years away from the magic number 75=years of service + age min 50. Is it worth it to stay at VZ if you have a good opportunity offer with another company?

Will these benefits even be around in the future? Ill be 51 in two years theres no way i can stay here much longer. I heard the pension maxes out at 30 years service.

Most of the people I know who are staying are close to retirement. They are unhappy but see no point in starting over this late. One coworker is months away and jokes about hoping for a layoff with severance. I keep telling him that luck never seems to work that way.