#investmentadvice

$20/share by end of year.

This is highly unethical behaviour at best

I am shocked. Though I shouldn't be at this place.

SAP has remained committed to the current trajectory despite significant stock decreases and negative feedback from both customers and employees. Stock is now at $175 and forecasts, combined with SAP's stubbornness, imply that it is very unlikely to increase in the foreseeable future.

If you do not have a personal brokerage account, I strongly suggest taking the following steps:
1) Open a beginner-friendly brokerage account (Fidelity is a good one)
2) Transfer your vested SAP RSUs to your personal brokerage account
3) Sell your SAP RSUs and purchase something more sustainable

ETFs like SCHD are very dependable. SCHD pays out quarterly dividends (bonus pay that you can cash out on any time or reinvest). ETFs like SDIV aren't as dependable but pay out monthly dividends so something like SDIV is a great way to increase your passive monthly income.

The transfer can take anywhere from days to weeks.

Justification: Say you have 20 SAP RSUs at $175 USD per share. By the end of the summer, that price could sit at $125 USD meaning you lost $50 USD per share. You've lost $1,000 along with the dividends you could have earned investing elsewhere.

Now say you sell 20 SAP RSUs at $175 next week and then put half of your profits into SCHD and the other half into SDIV. You've saved $1,000 and you've earned about $113 in Dividends alone. This doesn't include increases in ETF value.

Granted, us selling our stock isn't good for the company but we have to look out for ourselves considering they're not willing to look out for us.

If everyone thinks the future of Shell or oil sectors in peril, is it good to sell Shell stocks? After which target price? $80? $85?

What should I do with Intel stock if I buy it ?

what is happening with the AI factories folks? Is the AI bubble unravelling or it is only Dell which is suffering? Thankfully I am away from the AI bubble which soon I expect to turn into doom and gloom. Time to park all your AI investments (incl. NVIDIA) into money market. Sell everything!

I haven’t sold my ESPP since 2018 - should I sell and will this rally higher?

If you need tax loss harvesting. Now's the time to sell Appian. I really don't see this stock going anywhere in 2026.

How much more until an activist investor says it is time to sell this off in parts?

If you make $100k a year you will need $1.5 million to retire

https://youtu.be/lkOQNPIsO-Q?si=criEe4NpyKWGxNqE

What did everyone do with their 401K after they were laid off from Nike? I'd like to know if its better to keep it all there or to roll it over into a traditional IRA where I cane make more investment choices. I'm having a hard time figuring out what the administrative fees are and if Nike 401K has institutional share classes that would be cheaper than a traditional IRA. Thank you.