OP Here.
Just want to chime in and cut through the salt and trolls. Hopefully somebody takes ownership of their life.
Fully Vested means your company match of the 401K officially becomes your money. For instance, It happens at year 3. I’m a Management employee who was not offered a pension, FYI.
Gather ye rosebuds while ye may,
Old Time is still a-flying;
And this same flower that smiles today
Tomorrow will be dying.
The glorious lamp of heaven, the sun,
The higher he's a-getting,
The sooner will his race be run,
And nearer he's to setting.
That age is best which is the first,
When youth and blood are warmer;
But being spent, the worse, and worst
Times still succeed the former.
Then be not coy, but use your time,
And while ye may, go marry;
For having lost but once your prime,
You may forever tarry.