Before you decide, look at the past. This is not the first at&t layoff, won’t be the last. There is plenty of past cases to look at, and plenty of heartache to see. Get legal advice before you do anything... Seeing what was going on I left, voluntarly, last July. I do not think I could go through the process again, and again. The 2018 interest rate was good, the 2019 rate (decided in Nov. 2018) is not as good but if you decide to take a package you DO sign away your options to take any legal action in the future. Think, research, and then decide.