With the VSP deadlines approaching, it’s obvious headcount is getting slashed. I'm also thinking about how this margin recovery squeeze is going to butcher our 2027 benefits. Any visibility on the 2027 plan designs? Specifically, is the mandatory ICHRA rollout expanding to more states for 2027? They already forced Indiana staff off traditional group plans and onto individual marketplace stipends. Shifting more states to ICHRA seems like the ultimate corporate cost cutting move to completely offload insurance risk onto us. What state is next? More importantly, when will employees be told?
Our employee premiums jump every year while coverage gets gutted. It's the classic Centene irony—working for a healthcare giant with health benefits that are noticeably worse than our peers.
In the past, they took away bonuses and gave us tiny raises that were immediately eaten up by healthcare premium increases. Anyone have eyes on what the out-of-pocket maximums or wellness program changes look like for next year? If they change the plan designs any further, staying through this restructuring might not even be financially worth it.
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I have a feeling that certain departments will down size a lot, but then come end of the year they will do more hiring for the departments that do the ICHRA. They added more states this year and with this going on I am sure they will be pushing to add more states next year. I don’t know exactly what department does the
ICHRA member service, but that is the team I want to be on because I think that is where Centene is going to try to sell…sell…sell
Completely agree. We’ll all wind up on an ICHRA soon.
We did use to have awesome and affordable health and dental insurance and they took away both. The 401k match is a joke already.