Capital Management Employees are Overpaid

Capital Management Employees are vastly overpaid $$$ compared to almost every other division in the company+

out of the 35+ people, almost all are EVPs, SVPs, or VPs+Raking in $250K-$400K per year or much more+All the extra employee comp & bonus money is being funneled over to Capital Management+They get quarterly bonuses unlike other employees in the company+That is not fair+Their jobs are easy with them relying on AI computer stock picks as they mimic those recommendations along with the analysts+It's time to rein in this area+Company could save $10M w/o Capital Management+Company would make more $$$ by having better performing outside funds with lower expense ratios but tacking on additional fees to drive revenue++too much bloat w/ Capital Management++Hardly anyone is investing in their institutional funds outside of retirement plans & they have spent a ton to get on various platforms+Assets are down over $1B YOY which is 7% of portfolio+Meanwhile, there are no layoffs & employees of that division keep getting new titles and big big salaries and raises.

this year, the vast majority of the funds are near the bottom of their peer rankings & only three funds are in the top 50%. So, 3 funds out of 28--off to a very rocky start in 2026--looks like it will be a down yr+time to cut salaries, perks, & jobs in that division+lots of favoritism going on there--------

Lipper awards were excellent but company couldn't find a way to get news out & more plans & money keeps leaving. WTF is going on ?

$$$$$
Morningstar
Total Return Rank in Category
YTD (1 is best & 100 is worst)
MoA Core Bond Fund 98
MoA Clear Passage 2020 97
MoA Retirement Income 94
MoA Clear Passage 2045 92
MoA Clear Passage 2050 92
MoA Small Cap Growth Fund 92
MoA Clear Passage 2055 91
MoA Clear Passage 2060 91
MoA Clear Passage 2035 91
MoA Clear Passage 2025 89
MoA Clear Passage 2040 86
MoA Clear Passage 2065 85
MoA International 84
MoA Clear Passage 2030 83
MoA Mid Cap Growth Fund 81
MoA Conservative Allocatio.. 76
MoA Small Cap Equity Indx 76
MoA Clear Passage 2070 71

#Compensation #Cuts #Favoritism #Layoffs #Performance

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15 replies (most recent on top)

@209 what's on the 34th floor ? The secret listening device control room tower for the 35th floor. Did u know that ?

the company is scared to raise revenue. Is NY DFS preventing the company to implement revenue enhancers ? The big three are managed accounts in group plans, in plan annuities w/income base, and ancillary fees such as surrenders and MVAs. If company can find a way to raise revenue quick, its all over. firm needs to reign in executive salaries, perks, and health care costs. Anthem is rap-ing over the coals .

YTD Rankings. MoA funds. Most are towards the bottom of the peer medians. The higher the percentile rank, the worse the performance. The lower the performance means less revenue for MoA and poorer returns for clients which force clients out to bid. The funds are more conservative so they are designed to make less money and to generate less revenue. Go figure. Through 1/23/26:

morningstar.com>>

MoA Retirement Income Fu...
98th Percentile

MoA Intermediate Bond Fund
98th Percentile

MoA Clear Passage 2020 Fu...
97th

MoA Core Bond Fund
88th

MoA Conservative Allocatio...
86th

MoA Clear Passage 2030 Fu...
83th

MoA Catholic Values Index ...
83th

MoA Balanced Fund
81th

MoA Clear Passage 2035 Fu....
81th

MoA Clear Passage 2025 Fu....
80th

MoA Mid Cap Growth Fund
78th

MoA International Fund
69th

MoA Clear Passage 2050 Fu...
66th

MoA Clear Passage 2040 Fu...
64th

MoA Equity Index Fund
62th

MoA Clear Passage 2045 FU...
61th

MoA Clear Passage 2055 Fu...
57th

MoA Clear Passage 2060 Fu...
57th

MoA Small Cap Growth Fund
53th

MoA Moderate Allocation F...
51th

MoA Clear Passage 2065 FU...
39th

MoA Small Cap Equity Inde...
38th

MoA Aggressive Allocation ...
34th

MoA Clear Passage 2070 Fu...
29th

MoA Small Cap Value Fund
27th

@2g1 not ireland. holiday inn in gaza.

@29t the advice is free. Whether or not you take and implement it, is a different story.

@29t he must have stayed at a holiday inn in ireland last night

analysis is spot on incredible ! Waste, fraud, abuse, corporate malfeasance at its finest. Most of their trades, like 75%, lose money. Just look at the SEC filings. Nothing to shake a stick at of hang ones at on necessarily and computer driven mimic picks rule the day. It's disgusting how much that division is favored. They have got it on easy street.

@29t one would think the $500k-$1,000,000 paid executives would be one step ahead and already thought of this but they are just focused on picking up their paychecks instead of solving real problems.

@227 Wow, I can't believe someone as smart as you is willing to provide such amazing free advice.

@21q Let's face it, have Malaki do an experiment. Have him run several shadow portfolios with AI, Quant Picks. You can subscribe to those services for under $1K a year, and then 12-18 months, compare the returns to the Capital Management overpaid dream team. Bet your Prediction Markets bottom dollar AI out performs & will save $$$ & generate more cash & revenue. Then, can 75% of Capital Management and move the rest of the team including Jimmy Garrafolo to Bermuda for the tax havens.

@209 its where Jimmy Hoffa is buried and not under Giants stadium.

All the smart Financial firms are ditching NY and moving to West Palm, Tampa and Ft Lauderdale. Better schools and quality of life. And no state or city taxes.

@1y5 what's on the 34th floor?

They are posting for two more useless VPs. What an utter disgusting waste. Company wants to cut travel budgets and replace it with two VPs making $600 grand. We need more people on the front lines, not in the 34th floor ivory tower.

You are so smart.

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Capital Management Employees are Overpaid

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