WF doesn't only wants to pay back customers from 2005 and not all the way back from 2002 for fraudulent auto insurance policies.
http://www.autonews.com/article/20181121/FINANCE_AND_INSURANCE/181129927/wells-fargo-auto-payout-settlement
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Once a criminal always a criminal. The only way to force them to return the money is through threat of deadly and lethal force.