I sent in a question asking why there wasn't going to be voluntary layoffs. Too tough a question I guess. Never read. Agree with all posters, YOU are the one needing D&I talks Chainsaw not the rank and file. Not a single word about where we are going except satisfy the regulators. You have been here a year and the only accomplishments are; brought in a bunch of white men from your old jobs to lead, brought in a Dimon relative in a position with no direct reports to lead "Transformation", reduced the stock price by over half, absolutely destroyed morale, put in a performance review process that puts everyone in competition with their peers which is going to create great teamwork and collaboration…...NOT. It's sad to watch every day.