Last year's slaughter has bought a temporary equilibrium, very temporary. This is much bigger than Humana, just Google what's going on with the economy as a whole, in USA and the world. Don't think for one second you won't be affected because you're in Health Care, because you already have been.
2nd half of 2019 you will see the economy severely roll over, far worse than 2008, and this time there will be no savior come to the rescue. See what's happening in France? (Doubt many of you have a clue)
That will be USA late 2019.