Folks, forgive my dry sense of humor. 15 years at Fiserv originally from the UK. I relate to trains 🚊
This is the analogy - a train loaded with customers, running perfectly well, stops at the train station 🚉 and the two conductors (d-mb and d-mber) announce the train will remain in the station for a while for no warranted repairs, but request the passengers to remain seated. You know what we do in the UK 🇬🇧? We leave that train and jump on another one to our destination , we have no time for this non sense.
This is what our customers are doing now. Leaving the train.