Mr Monty, you said slow, so guess you are part of management and trying to divert attention.
Everything is deliberate at the "Bank". They have planned this out since whispers of AI were first heard, let alone voiced. Since the "old Bank" merged with Bank One in 1998, the goal to become a global powerhouse, has been its guiding light and the light has shinned on cheap labor. They have reduced each job into steps that could be performed by cheap labor who would either do it or oversee the automation process. Once the cheap labor gets expensive, they move to the next cheap labor market.
Now with AI in the mix, they can bring it back to the states and have real cheap labor.
Yes, AI will need mega amounts of energy, actually megawatts of power and the higher the demand for AI, the more power needed. AI impact will be like that of the industrial age on commerce. While the industrial revolution moved the world from small companies to companies with huge plants it contributed to air and water pollution and to many of today's environmental problems. But that is off course.
Other than AI's need for huge amounts of energy and tons of water to cool it's data centers it will not require recruitment costs, salaries, payroll taxes, liability insurance, workman's comp, office space (e.g. desks a it can be located anywhere where there are cheap warehouses) and equipment (pens, paper, staples), training and development (though there are maintenance costs, but then AI is self-maintaining), paid leave or benefits (health and dental insurance, 401K, etc) and no HR).
So, tell me again why they are not looking to cut costs and sooner than later through the use of AI? Let's have an intelligent conversation here.