2014 and after - if you work in Boston, Chicago, Dover, New York, Salt Lake City, Stamford or Wilmington (all Americas) you might be on the chopping block - get your resume ready...
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I work in Salt Lake City, I am not aware of any layoffs, we are doing pretty well and I can tell you that nobody here at UBS is expecting layoffs. Maybe you know more about UBS than we do - if so, please enlighten us...