Paul is riding the train and is not making decisions. Look at Senior management at RJ and 90% of them are idiots (In my opinion). Look at the recent VP hires across the firm. No experience and unfocused management equals a train wreck. It will take time and it will be covered up...but when you let fools drive the train you are bound to wreck!
I know I am worried about my money be at RJ. The RJ bank and Brokerage business is at risk.