I just got off the phone with a friend's daughter who was in a car accident last weekend.
The first thing that happened to her, was that when she called ILR they told her to file with the other company because the other person was at fault. She had no insurance information for the other party (who may not have insurance at all, he didn't have proof with him). She had no problem w/ paying her deductible to get it back later. Also, she's in a pure comparative negligence state, so liability isn't likely to be clear/easy/anywhere near 100%. Meanwhile, her car is racking up storage charges.
Once she called back and told State Farm to do their job (I also told her to file a complaint over the obvious call avoidance) and get moving on this (she's fine with subrogating later for her deductible) there's been the usual cluster of delays and miscommunication.
Since she is injured, she finally has a Claims Specialist (who knows how many segments her claim went through before that happened), who of course, she can't ever get through to because that specialist is busy playing call center employee and handling everyone else's calls and everyone she speaks with tells her something different because they're being timed and are rushing to read the last persons' notes.
In addition to explaining why a lot of things take as long as they do (running your report is a lower priority task than X, Y and Z and it's all about metrics) I also said, (more than once) this is why I just couldn't work there anymore.
Having been gone the better part of a year and listening to her frustration as a friend of her mother, not as a specialist makes me wonder why in the hell anyone would insure their vehicle with State Farm.