Credit to the op who posted :
The Future of Insurance | Lemonade @ DIA Munich 2017
https://youtu.be/LDOhFHJqKqI
and
Don't forget this one from another or maybe the same op. You never know since they are all anonymous.
https://www.forbes.com/sites/eyalbino/2018/10/22/state-farm-attack-ad-on-lemonade-backfires-setting-the-stage-in-battle-of-old-vs-new/#3ee5767c1eba
Even if you don't have the time make the time to watch the first link make time. Very engaging and ...well lets just say to the heart of what SF is trying to do so desperately currently. A very interesting part near the end about Amazon when it was created and still a new startup being described as a glorified middle man in the retail business. He continues on and describes how businesses such as WalMart arrived late to the game of ecommerce due to the "Kodak Moment" mentality. SF is currently trying to get to the "Kodak Moment" let alone have one.
He does a much better job telling the whole story.
When you watch it you will soon realize that the process he is talking about can never happen at SF due to the low level of capability to wrap their head around such a "preposterous" new way of thinking at all levels in management.
If you aren't intimate with technology you will not have the knowledge to make decisions to properly employ it. SF does not have the gray matter horsepower in place, I have seen managers who are managing a talent they have no idea about except at a visceral level. I have also seen developers that would not be anywhere near a developer level outside SF. So the severing continues and the one's doing the butchering don't know which part of the cow is the rear end.
As NIKE used to say "Just do it" , watch the video that is.