As someone who got laid off and unable/unlikely to get another job I'm curious for feedback. I was gonna pull annual pension at 58, one year from now. If that would be 90k (which is also annual expenses), does it make sense to wait, and draw down 90 k of savings or to take pension now at a further 5% discount, topping it up with 5k of savings per year? Of course if the savings yields 5% it's likely a wash. I think the answer is to take pension now. I will obviously seek professional advice for all of my retirement options, but it would help me prepare if I had some nuggets to consider and evaluate from those who have been through this. I would like to have some ammo before meeting the 'advisors". If you want to reply 'why come here for financial advice', don't bother. I'm just looking for real life experiences that some of you may have...
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