Thread regarding Cisco Systems Inc. layoffs

@OP - correction on #4 - income stock like GNL.
Good luck

1. Cash out your ESPP funds, put into high-tech, or ARKK. Any future stock issues should be immediately sold after new issuance (you technically have made 15%). Take the money and RUN.
2. Leave your VOO alone, it looks like it's serving you well.
3. Think of converting your 401K to self-directed - this depends on your market skill level and what stocks are hot in the Tech Sector: like VRT, PLTR, NVDA, or income sector (like VRT).
4. I do like the recommendation given previously of building an emergency fund - For better than bank interest, join a credit union, or even better, Short-term (if you feel things could get rocky) Treasuries. you'll get a solid 4.25% on a 30 day, longer term bills may give you better. You can buy T-Bills easily thru Fidelity and there are great sites on you-tube that can instruct you.
5. Precious metals or PM stocks or penny stocks for that matter- stay away !!!

I practice what I preach, having a 7 figure portfolio and been investing for over 40 years.

Good luck

open a Vanguard Roth IRA and a taxable brokerage
put the $20,000 cash equivalent into the brokerage account in VMFXX (Vanguard Federal Money Market). this is yielding over 4%
split the investments into US, Int'l and Bond index funds at a set percentage based on your age and risk tolerance.
70/20/10 is a good start (70% US stock / 20% int'l stock / 10% Bond Index)
if you are older or more risk intolerant try 50/20/30 (this is 70% stocks/30% bonds)

close the Robinhood and whatever janky HYSA acount you have
sell all Cisco, you should not own any individual stocks, especially one that is the company you work for. in the vanguard fund, add the proceeds to your VOO holdings.

inside your 401K, put 100% into a target date account that matches the year you will be 70 years old (example, if you are 25 now, the 2070 TDF fund. if you are 50, the 2045 TDF fund)
in the Vanguard Roth IRA, max it out (7k) and put the funds into 70% VTI/ 30% VXUS
this is 100% stock but in a broad based US and international index funds.

Vanguard
Brokerage (Taxable):
$20,000 VMFXX (Money Market) - this is your cash savings
$90,000 VTI (Vanguard total etf)
$45,000 VXUS (VG international)
$10,000 BND (Bond Index)
Roth IRA:
$4900 - VTI (Vanguard Total Stock ETF)
$2100 - VXUS (Vanguard intl index)

Netbenefits:
100% into Target 20XX fund depending on the year at age 70
max this out while at Cisco - This automatically adjust as you get older (glide path) and is a good single fund. delete the app and forget about it

your balances are too low for anyone to care

Overleveraged in CSCO. Sell $7000 ESPP each year and contribute to Roth IRA. In Roth IRA, buy fund FSKAX which is simple Total US Stock Market Index Fund. You could sell say $580 each month in CSCO ESPP to dollar cost average, and then monthly buy Roth FSKAX for same amount. I did this, plus sold RSUs for Roth (in my wife's name for an extra $7000 a year). I also set up a BrokerageLink account and did some aggressive trading in my 30s and 40s. Because of BrokerageLink and some (looking back it was luck), I was able to retire at 55. I went all in in 2008 during the Great Recession, and was lucky. Now I am just 33% US Market, 33% International Market, 33% Bonds as getting close to 60. I take profits on a daily basis from the US Market and International Market fund. International Market fund has outdone US significantly year to date.

6 months of emergency funds in savings. I have ROTH IRA heavily on SCHD for that steady 3% DRIP and if you want to be extra crazy REIT NLY is 10%+ DRIP or cash flow.

Sell it all and buy crypto

This fake.

No one here is a financial advisor, for that you need to consult with the proper person

you are asking here for financial advice? r u that d-mb?

You don’t have enough money to leave anything in espp, sale immediately, many eggs in one basket. Put 6 months of savings as an emergency fund in savings and the rest pick an asset allocation, assuming you are younger maybe 90% stock. VOO is fine. Don't play with robinhood use a reputable low cost brokerage and stop playing games.