Thread regarding TIAA (TIAA-CREF) layoffs

Desperate for cash

They borrowed another 1.3 Billion just in the last quarter and their YTD net income isn't even 400 million. They keep shuffling assets around and cutting headcounts in order to hide the fact that they'd be losing money if they didn't. They only owned the bank for six years and it's only been called TIAA bank for 4 years!!!. They paid 2.5 billion cash and had to float surplus notes to do it. They are going to hide the terms of the deal so people won't find out what a pig of a deal it was for TIAA participants. The spokesman said:

“As we refocus on retirement, we have decided now is the appropriate time for TIAA Bank to begin a new chapter under new ownership,” TIAA Chief Operating Officer David Nason said in a news release. "TIAA is making this move from a position of strength, and we are confident the bank is well-positioned for future growth and success.”

Let me tell you....when they have to tell people they are selling from a position of strength.....they aren't selling from a position of strength. If they sold from a position of strength, they would disclose the terms of the deal....which they won't.

It sure seems more like a move of feckless incompetence.

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| 3031 views | | 4 replies (last November 5, 2022) | Reply
Post ID: @OP+1jxQXtLg

4 replies (most recent on top)

When is TIAA Brokerage Services going to be sold? It seems like the next best candidate to sell. Usaa sold their brokerage and wealth offering to Schwab in 2019 I think. That seems like the next best decision Tiaa can make. Sad to see what poor management can do to thousands of financial services careers.

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Post ID: @1ote+1jxQXtLg

I have to imagine when you no longer have a diverse investment offering given all the "side" businesses have been sold off or shut down (Insurance, DAF, Endowments, Bank, Robo Advisor) the headcount has to shrink quite a bit - there is not a lot to "educate" the clients about. The company seems well on its way to only needing to be a call center environment with a handful of managers and much flatter. I don't understand the need for the 8 layers of middle management.......its expensive and adds literally negative value. It seems with Wells Fargo and UBS going all in on layoffs in the last week or so a lot of other financial services firms will follow suit. Given the news of the bank this week I have to imagine a lot more cuts are coming internally. Clearly this firm is not growing.

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Post ID: @nsp+1jxQXtLg

TIAA financials are a riddle wrapped in an enigma. That’s not by accident…

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Post ID: @hjq+1jxQXtLg

Where are you able to find the information about TIAA financials? Are they able to maintain the current vintages on TIAA currently paying as much as 6%? Are they funding interest payments for that with surplus notes (can't imagine they are). Its really hard to gauge the financial health of TIAA.

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Post ID: @bjh+1jxQXtLg

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