I work in underwriting and really like my job. I been at allstate a few years. The only bad year was 2020 because of the layoffs and workload. Other than that the job has been great. I'm curious why others dislike it and what departments are you in? I'm not trying to convince people to like it but allstate has been the best job I've had by far
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I don’t know how long you’ve been in underwriting, but I had 5 years tenure in the rmbc before I left.
I was always expected or better and even as individual risk assistant, I was only making $17 with very minimal raises.
Chat was okay, and was easy work but overall I just didn’t feel appreciated, paid my worth and micromanaged.
We used to be true underwriters and able to make exceptions on new business and reinstatements. I believe that Allstate is heading the automated route for that job because they have streamlined no exceptions to many things… and have yanked much of the decision making process away that Allstate UW’s used to have.
I pulled up an organizational chart for the MCO I used to work at from 12/01/20 to get an idea of how much turnover is occurring.
Over 30% of the employees left the company and another 10% transferred out.
A 40% turnover in a 13 month period.
They dont need layoffs. Adjusters are voting with their feet.
I used to love my job. Now I’m just bored. I have a manager with whom there is no communication, oh, maybe a few huddles a week, but when you speak she just talks over you and tries to finish your sentence. Then it’s just email after email telling you everything you ever do wrong. There’s no morale left. Just waiting to see what is next.
That's not true about underwriting. Especially auto. Every single day I tell agents they have to write ivantage or national general because their customer doesn't qualify for allstate. Also there is a risk assessment. It is called a quote. I will give you this. Some agents lie on applications and when we catch it we terminate the policy or send a stipulation letter........ No one looks down on claims. People are saying they don't like working in claims. Finally, if underwriting goes to India it goes to India and I'll get another job. No job is guaranteed for life.
I love how claims is looked down on. The producers are independents, UW is a joke they insure if you ask forget any risk assessment at this point ("Re-underwriting" is done at claim which is not only totally unethical is borderline illegal).
THIS is dead on:
We've ended up with a bunch of short-timers with no experience (because everybody in the field knows what a mess Allstate is and won't come work for us), a bunch of low performers taking up space and collecting a paycheck every 2 weeks, old-timers that are too afraid of walking away, and the rest are dedicated but very frustrated employees clinging to hope that things will change in a positive direction
THAT ^ Is Allstate. Who dont goto India. Noobs who are clueless, and those too old to leave/vested trying to ride out this horrendous sh-t. Perfect summary of your work force. And the first line supervisors are the WORST: they won't do anything that risks their position, because they tend to fall into 2nd group, buts what worse is you cannot rely on them for ANYTHING you are on your OWN. If you like no input, communication, help, and your only contact being occasional email telling you what you fed upi or some huddle or sit along or stand up about latest koolaid bu-----t, then you will love your supervisor at Allstate--you will never hear from them except at review time when then explain 0 or sh---y CPI increase in midst of economic disaster.
Start packing your parachute India sh-t is all dead on btw.
This is the guy who made the post. Sounds like claims is the bad department based on responses. Also, I never worked at McDonald's lol but had bad jobs before allstate........ to the post about progressive I do know several former coworkers that went to progressive and they say they love it way more than allstate. I have been lucky that I'm not stagnant but if I felt stagnant I would leave too.
Try working in claims.
underwriting
your job will be automated.
I was in underwriting and left it to come to progressive for sales. Underwriting was okay if you were okay with stagnation. You won’t move up past IRA (individual risk assistant) very easily, even if you perform at expected level or better.
I got sick of only making $17 after being there for 5 years and jumped to Progressive, and now do I not only make more - but I’m paid more, I’m appreciated and I don’t feel stagnant. I’ve also already been promoted once.
Claims- before the layoffs we had great work life balance working 45 -48 hours a week max and decently staffed with great morale but never like now with double the workload due to most of our adjusters being laid off initially in November 2020 and now the remaining adjusters burning out and quitting and moving to competitors like progressive and Geico for better pay , work life balance, and end of year bonuses. Gain experience here and after 2 years move on. I’m interviewing next week for a field adjuster opening somewhere else. I stayed this long after the layoffs as I was promised it’d get better with Allstate trying to rehire the people they laid off . I made lots of great friends here .
If it makes you guys feel any better, the workforce at Metlife is also miserable. Also a word of caution for anyone considering hopping insurance companies
I'm in the Law Department, and we're a very small part of the company (I think we have under 2,000 employees total, most of those in Staff Counsel). The past few years have been very challenging. We've dealt with ever-shifting Claims strategies (though mostly it comes down to hardball offers and protracted litigation and/or weak liability arguments), constantly changing processes and reporting requirements, constantly changing technology, slashed budgets, drastic turnover... the list goes on and on. All of these things would be more workable if there was any sort of coordination between the people making these changes, but that simply doesn't happen. It seems that nobody at Allstate ever takes the time to ask, what impact will this change have, and who will it impact. And so that results in just a lot of confusion and frustration because the goalposts are constantly moving. All of this takes away from the work we're doing, which most people, really enjoy, the short time each day that they're actually doing legal work. We've ended up with a bunch of short-timers with no experience (because everybody in the field knows what a mess Allstate is and won't come work for us), a bunch of low performers taking up space and collecting a paycheck every 2 weeks, old-timers that are too afraid of walking away, and the rest are dedicated but very frustrated employees clinging to hope that things will change in a positive direction. And from the folks I talk to in Claims, they have a lot of the same complaints and frustrations. If you've managed to find a small part of this company that is actually functional, you're lucky.
your previous job must have been at mc donalds
Based on the grammar and wording, it's a handful of people generating a majority of the posts
You have got to be kidding! The claim dept. is in shambles. Workload is out of control, virtual estimates are a joke and total loss is seeks behind.. Micromanaging CSL's and unattainable metrics are causing adjusters to leave at a crazy rate. Those that stay are stressed and overworked. Managers basically just take complaint calls all day. Lucky you, guess underwriting hasn't been affected (until your job goes to Pune).
If you consider the entirety of claims to be a minority, sure.
For the most part it's a vocal minority
There aren't that many. There's a group of trolls that roam between all the major banks, Exxon, Allstate, IBM, and some of the other big names. The number of people actually employed by Allstate and being extremely vocal here is quite low.