Mine goes up until age 62 and then starts to decline.
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I don’t know if it is the years or as you get closer to social security in regards to the lump sum payment. If you use the fidelity forecast tool it will show that as you go past 63 the lump sum flattens and then goes down past 65.
I think that is if you are choosing the lump sum payout.
Pension? What pension? 😕