Thread regarding Allstate Corp. layoffs

Neither Mild Nor Temporary

The biggest mistake one can make, and most have, is to assume this economic crisis will be mild or temporary. You'll want to assume that it is, since that path requires you to make no hard decisions or changes to your life.

For most, the downturn is only real the day they get laid off. Until then, it's somebody else's problem. Human nature is like that, utterly self-centered and at best giving lip service to others. But the day it happens to you, it becomes all too real and the seriousness sinks in fast.

No industry will be spared, unless you're a repo man or debt collector, you can expect economic conditions to get worse and worse for years to come. There are many reasons for this, among them the orgy of share buybacks that pretty much every corporation has gorged on to goose their share price while spending little to nothing on assuring the future survival of the company.

In essence, corporations have been gutted of all equity and are little more than empty husks laden down with enormous debt, future obligations(pensions), and all while revenues are sinking fast.

Shake your fist at the execs all you want, it won't stop the layoffs from coming, nor will it fix the damage done whose effects you are just starting to feel now. Didn't get laid off this round? Think you're safe? Think again.

This downturn will come in waves, after each of which the media and your politicians will shout from the rooftops about "Recovery! Recovery!" but they know the truth. Recovery is a long, long way away, and along the way we'll have up's and downs yet continually the trajectory will be down, down, down.

Cut overhead like your financial life depends on it, or suddenly find yourself without work and sinking fast.

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| 1311 views | | 5 replies (last October 2, 2020) | Reply
Post ID: @OP+17dqfO3Q

5 replies (most recent on top)

I dumped Allstate for Geico. Better coverage, cheaper, and like most people I won’t be going back.

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Post ID: @1xaw+17dqfO3Q

@Jack, I agree that's a problem for people well into their careers, and one without a simple answer. If you're young and single, you can leverage school/youthfulness. So many don't have the luxury, but unfortunately, other options are going to be equally challenging.

As the OP writes, this isn't going away soon. And as I wrote below, it's changing forever, and not just in insurance. While not an exec, I'm part of that planning because we're getting our lunch eaten by Geico and Progressive, and in Life. Frankly, and this will get its fair share of down votes, Allstate's decline has in large part its unwillingness to change. Part of that unwillingness was on the part of those now affected by this. This issue has been forced by Wilson, who is doing what he's obligated to as head of a publicly held company.

What would I do? I'd look to industries where there's tremendous upside growth, like security, automation, telemedicine, etc. The skills many of these affected folks have are transferrable. Take advantage of any opportunity to get even slightly educated about another industry and make a go of it. It s—s, but you do have to adapt, as there isn't much option.

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Post ID: @1xss+17dqfO3Q

How can you adapt if there is nothing that requires YOU to function?

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Post ID: @1xbw+17dqfO3Q

The pandemic only accelerated the inevitable. Everything is shifting to the new world of automation, AI, and digital service. It's no different than when PCs first came to life and disrupted the business world in the early '80s. Adapt or simply survive. Your choice. This shift isn't biased against any specific industry.

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Post ID: @txp+17dqfO3Q

It's so cute that you think that corporate America has any intention of meeting their pension obligations?

What would be the return on all those judges they bought be?

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Post ID: @jmq+17dqfO3Q

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