Thread regarding Chevron Corp. layoffs

I'm 64; I need advice as I approach Medicare/Medi-gap and VIA

I am interested in others' advice from their experiences signing up for Medicare.

Did you use VIA and were you satisfied with their response ?

Any advice on supplemental insurance and how these programs impact Chevron health programs?

thanks in advance

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| 1781 views | | 11 replies (last September 2, 2020) | Reply
Post ID: @OP+16B3HM1B

11 replies (most recent on top)

Your 64. Retire, exercise, eat right, don’t be sedimentary, love life and your family.

Why didn’t you do the advance EOI. Not many good years after left.

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Post ID: @9kui+16B3HM1B

VIA Benefits is helpful finding providers. Your only other option is culling through hundreds of providers and trying to compare them. As far as VIA Benefits, customer service is horrible. If you have a single question that can be answered in one call, that is not a problem. If you have an ongoing issue, VIA does not do a good job of tracking an issue with any precision.

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Post ID: @9vxv+16B3HM1B

It's a "surprisingly small" reimbursement for Shell and Exxon also, and contractors like me get nothing. Nada. Zilch. So be happy that you get anything. Chevron's is quite generous by comparison, from what I've heard from my retiree friends. (bunch of ol' folks sittin' around doing nothing but worrying about health ins., not the cakewalk you think it is)

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Post ID: @2wep+16B3HM1B

"Retiree" stated the right answers ... here are a few things I learned:

Yes, to use VIA you will need both Part A and B, so, sign up. Also get Part D. Beware of HR Services - they are incompetent ... for both HR Services and VIA, record your conversations, again, RECORD YOUR CONVERSATIONS!!! To get Part A and B, allocate 2 to 3 months before you leave Chevron. You will need to have your Medicare Part A and B card when talking with VIA. As stated by Retiree, I matched coverage for Supplemental Insurance with what I had at Chevron, and yes, if you made over ~ $175k at Chevron then your Medicare premiums will be high for about 2 years, then, your premiums will reduce ... Premium is based on your tax return ... Medicare converses with IRS. Sign up for Medicare at the earliest available. Pay close attention to the rules and dates in both Chevron policy and Medicare policy ... dont believe everything HR Services and VIA tells you. Make them prove it in the policy! Again, record all conversations! For both Chevron reimbursement (which is surprisingly very small, $100/mo) and Medicare and Supplemental insurance, setup direct payment and reimbursement through your checking account.

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Post ID: @2lbl+16B3HM1B

Be nice to others

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Post ID: @2kjj+16B3HM1B

@tam, I was thinking the exact same thing. All these miscellaneous non-layoff questions can be answered anywhere, on many of infinitely numerous info sites, including HR. Why would one clutter up this site, a layoff discussion board, with these trivial retirement issues & questions? It seems some folks struggle horribly with the internet. Google is your friend. Try a retirement forum. In any case good luck finding your info, OP.

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Post ID: @2eyu+16B3HM1B

Laid off people still need medical, so this is in the layoff site. Lighten up....

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Post ID: @1kde+16B3HM1B

Yes, @tam, I can point you to the right place. Go to hell, jackazz.

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Post ID: @1tzw+16B3HM1B

I am looking for the area of this site where they discuss layoff topics. Can someone provide a link, thanks.

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Post ID: @tam+16B3HM1B

Do you need to get Plan A and Plan B from Medicare before calling Via?

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Post ID: @bkk+16B3HM1B

I recently retired and signed up for Medicare using Via. And, yes, I was very satisfied with their assistance.

Here are a few pieces of advice:

  1. Set aside 2 to 3 hours for the interview.
  2. Have your banking details readily available (for setting up auto-pay for the premium)
  3. Do your homework - have some idea what type of coverage you want or need. As an example, my starting point was to match the level of coverage I had with Chevron and retain the same doctor's I currently use.

I did sign-up for supplemental programs and am glad I did. My insurance premiums are roughly the same as I paid under Chevron Medical. Be aware that Medicare premiums are means-tested, meaning that your premiums will be higher if your considered highly paid.

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Post ID: @hwc+16B3HM1B

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